Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
How Early Retirees Build a Bond Ladder for Steady Income
In this episode of The Financial Freedom Podcast, Lucas and Luna explore how early retirees can construct a bond ladder to generate steady, predictable income without relying solely on stock dividends or the 4% rule. They break down the mechanics of building a ladder with Treasury bonds, CDs, and corporate bonds, using a concrete example of a five-year ladder with $200,000. The conversation covers picking maturities, reinvesting coupons, and handling interest rate risk, and contrasts bond ladders with bond funds and annuities. Lucas shares a personal anecdote about a friend who used a bond…
The skinny
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