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The Sneaky Retirement Mistake Couples Make | Raleigh News
Couples are leaving thousands in free money on the table by ignoring how their 401(k) employer matches stack up—most don’t realize they’re missing out on better deals just by splitting contributions evenly. A Boston College study found an average of $757 lost per year, which can balloon to tens of thousands over time. The fix? Compare your employer’s matching formulas once a year and prioritize the plan with the better match first. Once maxed out, funnel the rest into your partner’s account. It’s not about choosing one over the other—it’s about maximizing every dollar your employer gives you…
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