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198. When money stress snowballs (and how to break the cycle)

Many of us are striving to retire early, but what if that’s not the dream?

Serina Bird, a.k.a ‘The Joyful Frugalista’, built her identity around frugality and financial independence. Then she chose to go back to work, not because she had to, but because she wanted to.

In this conversation, Serina opens up about how frugality can actually expand your life, and why sometimes going “backwards” is the smartest money move you’ll ever make.

This isn’t your typical “save more, spend less” story. It’s about rewriting what financial freedom and personal fulfilment actually look like…

The skinny

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