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Where Is The Craziest Place Your Credit Card Got Declined? · The Breakfast Club

• 0:00
  Speaker 1: Everybody is DJ NV Charlamage the guy. We are the
• 0:03
  Speaker 1: Breakfast club. Clodia Jordan is here, our guess co host,
• 0:06
  Speaker 1: and we're talking about when is the where is the
• 0:09
  Speaker 1: craziest place your credit card got declined?
• 0:11
  Speaker 2: Now?
• 0:11
  Speaker 1: This comes from Drake, his card got declined on Live
• 0:14
  Speaker 1: over the weekend and we're just asking the craziest place
• 0:17
  Speaker 1: your card got declined?
• 0:18
  Speaker 3: Now, Claudia Jordan said, casino.
• 0:20
  Speaker 4: For you, it was real bad.
• 0:21
  Speaker 5: At one point I had a Julian that's some guy
• 0:24
  Speaker 5: bought me that I didn't like. So I went to
• 0:25
  Speaker 5: the paunch hoop and sold that and I got right
• 0:27
  Speaker 5: back on the tables and try to get my money back.
• 0:28
  Speaker 3: Did you get it back?
• 0:29
  Speaker 5: No?
• 0:30
  Speaker 1: Damn it man, Damn it man. Well, mine was a
• 0:33
  Speaker 1: club uptown. This had to be about fifteen years ago.
• 0:37
  Speaker 1: I was with Shout the DJ pro Style, who's the
• 0:39
  Speaker 1: DJ at the station. We were all at his club,
• 0:41
  Speaker 1: and I bought two bottles or why because I was dumb,
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  Speaker 1: But my card got declined. So I tried another card
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  Speaker 1: and that card got declined. And the reason it got
• 0:50
  Speaker 1: declined was that venue had a lot of fraud. So
• 0:54
  Speaker 1: any card that you tried to use with decline because
• 0:56
  Speaker 1: the venue was coming up as a fraud fraudulent venue.
• 1:00
  Speaker 1: But my people's already popped the bottles and already drank
• 1:03
  Speaker 1: and they came back.
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  Speaker 3: So I had to go outside talk.
• 1:05
  Speaker 1: To the person from American Express for like twenty thirty
• 1:08
  Speaker 1: minutes outside to you know, because you gotta wait on hold.
• 1:11
  Speaker 3: It's like three in the morning.
• 1:12
  Speaker 1: Then finally when they did approve it, the club was over.
• 1:16
  Speaker 4: Anyone else car get the decline, it just yours.
• 1:18
  Speaker 1: I was the one that I didn't tell nobody because
• 1:19
  Speaker 1: it was my embarrassment there. It was my peoples, it
• 1:21
  Speaker 1: was somebody birth I don't know if it was June
• 1:23
  Speaker 1: birthday and somebody's birthday, but I had to take care
• 1:25
  Speaker 1: of that. So I felt bad and I didn't even
• 1:27
  Speaker 1: get to enjoy.
• 1:27
  Speaker 3: So it was.
• 1:28
  Speaker 6: It was what it was.
• 1:28
  Speaker 5: It's not embarrassing because people always go they do the
• 1:30
  Speaker 5: same thing, Oh there's money on that card.
• 1:33
  Speaker 4: Or it was because I'm out of town.
• 1:34
  Speaker 6: Like you just go to your go to you gotta.
• 1:36
  Speaker 7: Start explaining because you around a bunch of people and
• 1:38
  Speaker 7: you just don't want them to think you broke well.
• 1:40
  Speaker 3: I remember, I remember another time I had to I
• 1:43
  Speaker 3: showed the person. I don't know where I was. I
• 1:45
  Speaker 3: had to show a person. Look, I got money in
• 1:46
  Speaker 3: my bank. I got because you feel so stupid. But
• 1:48
  Speaker 3: it's the same type of thing, if it.
• 1:50
  Speaker 7: Yeah, I can't believe that y'all can remember one time,
• 1:52
  Speaker 7: Like every single time that has been declined, I've been
• 1:56
  Speaker 7: embarrassed about.
• 1:56
  Speaker 1: It, nah, because ever since then, I would call American
• 1:59
  Speaker 1: Express and tell them where I'm going.
• 2:00
  Speaker 6: I'm going out of town. Don't do this to me again.
• 2:05
  Speaker 6: Exactly what I'm going. I'm going out of town. Don't
• 2:07
  Speaker 6: play with me.
• 2:07
  Speaker 1: I'm going here, I'm going out the country. So I
• 2:09
  Speaker 1: never had that problem ever again because I made sure
• 2:11
  Speaker 1: I tell them every time.
• 2:12
  Speaker 4: It is traumatizing.
• 2:13
  Speaker 6: Yes, I don't remember. It's been so many.
• 2:18
  Speaker 3: It really hasn't been a lot.
• 2:19
  Speaker 6: It's been enough because you know what, and it's not
• 2:21
  Speaker 6: even that it's been a lot.
• 2:22
  Speaker 7: It's been it's the trauma you deal with afterwards, because
• 2:25
  Speaker 7: even now when I give my card, I'm just hoping
• 2:28
  Speaker 7: the way that comes back and just it is a signature,
• 2:31
  Speaker 7: you know what I mean, when you know it, when
• 2:32
  Speaker 7: you know what's the problem.
• 2:33
  Speaker 6: Is, Like, mister Michael, can I talk too like, oh, Lord,
• 2:37
  Speaker 6: have me see.
• 2:37
  Speaker 3: The bad thing.
• 2:38
  Speaker 1: I don't carry cash on me anymore, don't. I don't
• 2:39
  Speaker 1: really carry cash if I carry forty dollars. So if
• 2:42
  Speaker 1: it's the client, it's gonna be a problem. Right, You're
• 2:43
  Speaker 1: gonna have Apple pay. You better have something to help
• 2:45
  Speaker 1: me out.
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  Speaker 5: That walk back when the waiter is coming up and
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  Speaker 5: you're like, they're looking at you and they got that
• 2:50
  Speaker 5: look on their face. That is one of the worst
• 2:52
  Speaker 5: I'm trying to tell you, and you have that anxiety.
• 2:54
  Speaker 6: I'm trying to tell you.
• 2:55
  Speaker 3: Let's go to the phone loss. Hello, who's this. What's up?
• 3:00
  Speaker 8: Bro?
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  Speaker 3: We're talking about your credit call getting decline?
• 3:03
  Speaker 9: Yeah, man, it's crazy. I was actually in uh New
• 3:05
  Speaker 9: York for four twenty and I went to the dispensary
• 3:09
  Speaker 9: to try to get some buds and my car got
• 3:11
  Speaker 9: declined because I'm from PA and then play so that's
• 3:13
  Speaker 9: like an out of state transaction fraud.
• 3:15
  Speaker 3: Yep.
• 3:16
  Speaker 9: Yeah. I went in there and literally I told the dude, like,
• 3:19
  Speaker 9: why isn't my car getting uh Barney, let me go through.
• 3:22
  Speaker 9: It was just like, I don't know, Bro's coming up
• 3:24
  Speaker 9: as fraud. I can't do nothing. By the time I
• 3:26
  Speaker 9: stepped outside. My bank called me and told me what
• 3:29
  Speaker 9: was going on.
• 3:30
  Speaker 4: Yeah.
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  Speaker 1: A lot of times your bank will call you immediately,
• 3:32
  Speaker 1: or they'll text you, or they'll email you to see
• 3:34
  Speaker 1: if that transaction was actually yours. But a lot of
• 3:37
  Speaker 1: times these new cars got the chipping it where they
• 3:39
  Speaker 1: can actually see make sure the call is with the person.
• 3:41
  Speaker 10: Though.
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  Speaker 7: That used to be the best feeling in the world
• 3:43
  Speaker 7: when you call getting declined, and then you sit down
• 3:45
  Speaker 7: and wait for the make the call and you start talking.
• 3:47
  Speaker 6: Just my bank right here, I told you what's happening. Yeah,
• 3:49
  Speaker 6: I'm here. Yeah, yeah, that was me.
• 3:51
  Speaker 9: That was me.
• 3:52
  Speaker 6: All right, thank you. I can run it again.
• 3:54
  Speaker 5: Then you go by extra because it got approved to
• 3:55
  Speaker 5: the cash here that you got.
• 3:58
  Speaker 1: It right right, Let's go to another caller. Hello, who's this, hey, Shante?
• 4:05
  Speaker 1: When the last time your car got declined? The craziest place?
• 4:08
  Speaker 2: First of all, good morning morning. I was hoping that
• 4:12
  Speaker 2: Uncle Charlotte care reed. My new book is called The
• 4:15
  Speaker 2: Son of God and Kofitch. It's about the about the
• 4:20
  Speaker 2: Bible being an African book. But back to my answer.
• 4:24
  Speaker 2: It was when I was buying panthers for my baby,
• 4:26
  Speaker 2: Dabody had stolen my identity and took all my money
• 4:32
  Speaker 2: off my card.
• 4:35
  Speaker 11: Yeah, it was horrible.
• 4:36
  Speaker 2: It took like two weeks to get all my money back.
• 4:39
  Speaker 3: Jesus, sorry for you, mama.
• 4:40
  Speaker 2: I'm good.
• 4:42
  Speaker 7: You hang up on her like you are so cruel.
• 4:48
  Speaker 6: I want to hear more. Y.
• 4:49
  Speaker 3: I didn't ask any questions. I'm sorry.
• 4:54
  Speaker 8: Good morning morning, that's okay, Good morning guys. First of all,
• 4:57
  Speaker 8: I loved you guys. And before I answered this, did
• 5:00
  Speaker 8: you guys get your candles on Friday?
• 5:02
  Speaker 11: We did the candle company?
• 5:05
  Speaker 6: I got him right here.
• 5:06
  Speaker 3: Charlamagne loved the one that said Guy's night out.
• 5:08
  Speaker 6: Shut up. I have them right here. All of them
• 5:13
  Speaker 6: say gods night out.
• 5:14
  Speaker 9: They don't.
• 5:15
  Speaker 3: They do some say backs.
• 5:18
  Speaker 6: All I got is the guys night out. Of course,
• 5:21
  Speaker 6: that's what you know.
• 5:21
  Speaker 7: You have to back now you got back back? Sound
• 5:25
  Speaker 7: way crazy than Guy's Night Out?
• 5:27
  Speaker 2: All right?
• 5:29
  Speaker 6: What is this man? Why you said the.
• 5:33
  Speaker 2: Man?
• 5:34
  Speaker 8: I'm just going with y'all right, you.
• 5:38
  Speaker 6: Guys, we're putting picking up.
• 5:42
  Speaker 2: That's it.
• 5:43
  Speaker 8: But I took my daughter and i'll say ten of
• 5:46
  Speaker 8: her girlfriends to Talon in Mexico. We went to table.
• 5:51
  Speaker 8: You know, we're taking shot soul. Were good be good
• 5:54
  Speaker 8: bill coming like here, here's my American test. It was
• 5:57
  Speaker 8: like I'm sorry, man, we ain't going through. I'm like
• 5:58
  Speaker 8: what wo So now I'm out in the lobby. Were
• 6:02
  Speaker 8: outside for about thirty minutes, like what's going on?
• 6:05
  Speaker 2: The Living Express deal? So yeah, that was very embarrassing,
• 6:08
  Speaker 2: especially on her friends.
• 6:10
  Speaker 1: Yeah, that's crazy and taboos expensive as hell too. So
• 6:12
  Speaker 1: you that taboo is expensive. You better have all the
• 6:14
  Speaker 1: cash with you right there.
• 6:15
  Speaker 6: Did the charge go through ever?
• 6:16
  Speaker 4: Did you a card? Oh?
• 6:18
  Speaker 8: Yeah yeah?
• 6:18
  Speaker 1: They ok God, America Express don't play that boy, They'll
• 6:21
  Speaker 1: they'll turn you down in the second. And you got
• 6:23
  Speaker 1: to call and sit outside for twenty minutes trying to
• 6:25
  Speaker 1: get them on the phone exactly.
• 6:27
  Speaker 8: Okay, So yeah it was blessed, blessing, blessing. But you guys,
• 6:31
  Speaker 8: please enjoy the candles and Molt Candle Company.
• 6:35
  Speaker 6: They smell good. I'm gonna like want to here in a.
• 6:37
  Speaker 1: Minute, and how can people get your candles if they
• 6:38
  Speaker 1: want to?
• 6:39
  Speaker 3: Mama?
• 6:39
  Speaker 8: Okay, so my it is mold m O tyson L
• 6:45
  Speaker 8: I T C A N C L E C O
• 6:48
  Speaker 8: at stop at my shopifi dot com.
• 6:50
  Speaker 3: Thank you so much.
• 6:51
  Speaker 4: It's not really great.
• 6:54
  Speaker 3: You all right?
• 6:54
  Speaker 11: Thank you so much.
• 6:56
  Speaker 1: Guys eight hundred and five eight five one oh five one.
• 6:58
  Speaker 1: We're asking where's the craziest place your credit card got decline?
• 7:02
  Speaker 3: That is the question.
• 7:03
  Speaker 1: Call us up right now. It's the Breakfast Club. Good morning,
• 7:09
  Speaker 1: it's topic time. Call eight hundred five five five one
• 7:13
  Speaker 1: to join into the discussion with the Breakfast Club. Warning everybody,
• 7:17
  Speaker 1: it's t J n V Charlamagne the guy. We are
• 7:20
  Speaker 1: the Breakfast Club. Nowhew just joining us. We're asking where
• 7:23
  Speaker 1: is the craziest place your credit card got the cline? Now,
• 7:26
  Speaker 1: this conversation comes from Drake over the weekend. He was
• 7:29
  Speaker 1: on live and his credit card got the climb right
• 7:31
  Speaker 1: there on live. So we're asking what's the craziest place
• 7:34
  Speaker 1: and we got.
• 7:34
  Speaker 3: Mickey on the line. Mickey good morning. Oh I'm sorry.
• 7:36
  Speaker 3: His name is kay Rock k Rock in the morning.
• 7:38
  Speaker 10: Good morning.
• 7:39
  Speaker 3: It's the craziest place credit.
• 7:41
  Speaker 10: Card got the clin the McDonald's drive.
• 7:44
  Speaker 3: Damn, damn. That's bad. That's that's that's that's a new.
• 7:47
  Speaker 6: Low, bro. How much was the order?
• 7:51
  Speaker 9: Was like four dollars?
• 7:52
  Speaker 6: Oh my god, the number two the two chief burga.
• 7:56
  Speaker 1: Mill No, I got the mcdouble MC double ninety nine cents,
• 8:00
  Speaker 1: just two dollars.
• 8:01
  Speaker 6: So you got McDonald and.
• 8:04
  Speaker 11: What in a small t?
• 8:06
  Speaker 10: Oh?
• 8:06
  Speaker 6: In a small t okay?
• 8:08
  Speaker 9: Okay? Yeah?
• 8:09
  Speaker 1: So what did you do when you got decline at McDonald's, brold.
• 8:14
  Speaker 6: He should have just gave you the fool.
• 8:17
  Speaker 3: They should have just said head bro. Yeah, but let
• 8:19
  Speaker 3: me ask you a question. Why was it decline? You
• 8:21
  Speaker 3: didn't have the money or did American Express make a mistake?
• 8:24
  Speaker 8: No, I don't thinking I had it over There must have.
• 8:27
  Speaker 3: Been a regular he didn't have it on it. That
• 8:29
  Speaker 3: was like a visa.
• 8:31
  Speaker 6: You can't take it with you, but you can't take
• 8:34
  Speaker 6: it with you?
• 8:35
  Speaker 3: Shut up, man, have it going, bro? What's wrong with you?
• 8:37
  Speaker 9: Man?
• 8:38
  Speaker 6: What I'm asking the question?
• 8:39
  Speaker 3: Hello?
• 8:39
  Speaker 7: You can't taking should have spotted him the extra money?
• 8:43
  Speaker 3: Hello.
• 8:44
  Speaker 11: Hey, my name is Sean Man.
• 8:46
  Speaker 3: Sean, good morning.
• 8:47
  Speaker 1: We're asking where's the craziest place your credit card got decline?
• 8:51
  Speaker 10: Okay?
• 8:51
  Speaker 11: So I was stationed in Europe and me and my
• 8:54
  Speaker 11: wife went on our vacation for our anniversary over the
• 8:56
  Speaker 11: Grand Canary. While we were there, Kano went off.
• 9:01
  Speaker 4: Damn.
• 9:01
  Speaker 11: They canceled all flights over you over Europe. You couldn't
• 9:05
  Speaker 11: fly out my credit card declined when I went to
• 9:08
  Speaker 11: go pay the bill and I called you as saying hey,
• 9:10
  Speaker 11: my company, and I was like, yo, I need a
• 9:11
  Speaker 11: new credit card or turn this one back on. They said, no, sir,
• 9:14
  Speaker 11: we can't turn it back on because we've already said
• 9:16
  Speaker 11: you wanted to mail. I lived in Germany at the time.
• 9:18
  Speaker 11: They couldn't turn my credit card back on because they
• 9:21
  Speaker 11: had already turned it off. And I'm stuck on this
• 9:23
  Speaker 11: island in Spain. Luckily, my other bank let me put
• 9:27
  Speaker 11: more money onto my regular debit card and I was
• 9:30
  Speaker 11: able to pay. Otherwise we were going to be stuck
• 9:32
  Speaker 11: over there. We were already stuck an extra week on
• 9:33
  Speaker 11: our vacation, and then I couldn't pay because they sent
• 9:36
  Speaker 11: me a new credit card.
• 9:38
  Speaker 3: Damn, damn, damn.
• 9:39
  Speaker 6: Thank you.
• 9:39
  Speaker 11: Yea, yeah, it was great. Yeah, we made at home.
• 9:44
  Speaker 11: Can I plugged my book real quick, guys.
• 9:47
  Speaker 9: Yeah.
• 9:47
  Speaker 11: I made a cookbook based on my military travelers. It's
• 9:50
  Speaker 11: called Miles around the World Recipes I created based on
• 9:53
  Speaker 11: places I've been. It's on Amazon and on Apple, Eyebooks,
• 9:56
  Speaker 11: everywhere you can get books. I love the show, guys.
• 9:59
  Speaker 11: Love what you guys do, and keep up to good work.
• 10:01
  Speaker 6: You brother, Hello, who's this?
• 10:04
  Speaker 2: Hey?
• 10:04
  Speaker 10: What's up? Is Stefan calling out of Kansas City or
• 10:07
  Speaker 10: Bob Way or Numberville?
• 10:09
  Speaker 6: What's eight four three? We used to call it Somemmerville
• 10:12
  Speaker 6: back in the day, but we've grown.
• 10:13
  Speaker 11: Up, of course, of course.
• 10:15
  Speaker 1: So we're asking, what's the craziest place your credit card
• 10:19
  Speaker 1: got declined?
• 10:19
  Speaker 10: Man? They got declined down in Magic City.
• 10:23
  Speaker 7: Wow, now that you get you don't have to cash
• 10:25
  Speaker 7: the only establishment after that.
• 10:28
  Speaker 10: I didn't know that. I'm not a strip club guy.
• 10:30
  Speaker 3: So you try to buy singles or you try to
• 10:32
  Speaker 3: buy a bottle.
• 10:33
  Speaker 10: Nah, man, I was at the bar trying to get
• 10:35
  Speaker 10: trying to set up a tab. Man, I have my bird.
• 10:37
  Speaker 10: She took you down there for my birthday, and I said,
• 10:40
  Speaker 10: I got it. I didn't have it.
• 10:42
  Speaker 4: You should let her pay those your birthday, hey.
• 10:45
  Speaker 10: But in my defense, I didn't know I was in
• 10:47
  Speaker 10: a different state, so I had to change my card over.
• 10:49
  Speaker 7: Oh okay, Oh you didn't call your bank and let
• 10:52
  Speaker 7: them know you weren't gonna be there.
• 10:53
  Speaker 9: What was the tab?
• 10:54
  Speaker 10: My tab was only like fifty dollars, man, What is
• 10:57
  Speaker 10: going on? Man?
• 10:57
  Speaker 4: That was a little two cents?
• 10:58
  Speaker 3: Second?
• 11:00
  Speaker 5: Is it that like they can see some fifty dollars charges.
• 11:02
  Speaker 5: But when I mean when someone does fraud of my account,
• 11:05
  Speaker 5: those charges go through man.
• 11:07
  Speaker 3: That is wild.
• 11:08
  Speaker 1: And to the brother that call that got the cline McDonald's,
• 11:10
  Speaker 1: if you call back, I'm gonna throw something in your cash.
• 11:12
  Speaker 3: You get the clone McDonald's. That's that's it.
• 11:14
  Speaker 7: And I'm saying in the Script Club, I just thought
• 11:17
  Speaker 7: about it, like I've used I used a card in
• 11:19
  Speaker 7: the Script Club, but for drinks though, but.
• 11:21
  Speaker 6: Cas I go in there with cash for the singles.
• 11:24
  Speaker 7: But if i'm you know, if bottles are being purchased,
• 11:27
  Speaker 7: I'll use my card.
• 11:28
  Speaker 3: All right, yes, all right, what's the more of the story, guys,
• 11:30
  Speaker 3: if there's more? I have cash on you?
• 11:33
  Speaker 4: I like cash.
• 11:34
  Speaker 3: I don't. I don't really carry that much cash on me.
• 11:36
  Speaker 3: I don't.
• 11:36
  Speaker 1: I only cary like forty fifty dollars. Everything is my
• 11:38
  Speaker 1: card or Apple Bay.
• 11:40
  Speaker 5: Just got to have a little backup nowadays, though, because
• 11:42
  Speaker 5: it's I don't like how it's all going over to electronic.
• 11:45
  Speaker 7: I feel you on that too, because what I don't
• 11:48
  Speaker 7: like is do you have a cash app convo? And
• 11:50
  Speaker 7: then I don't have cash up? I got ben more,
• 11:52
  Speaker 7: I got this and that I like to pay people.
• 11:53
  Speaker 6: On the spot.
• 11:55
  Speaker 7: You know, like yesterday in the picnic, we had some
• 11:57
  Speaker 7: you know games we were playing and we promised them
• 12:00
  Speaker 7: some money. You know, I wish I had to cash
• 12:01
  Speaker 7: on the spot because you got to get cash apps
• 12:03
  Speaker 7: and everything.
• 12:04
  Speaker 3: Cash.
• 12:05
  Speaker 4: What I'm saying, got shut down.
• 12:07
  Speaker 6: Your cash up got shut down.
• 12:08
  Speaker 4: Remember doing the pandemic.
• 12:09
  Speaker 5: Everybody was doing those like money groups, money Mike Yalla
• 12:12
  Speaker 5: rich are ready? Never mind the listeners that I'm talking about,
• 12:15
  Speaker 5: the SUSU groups and all that.
• 12:17
  Speaker 4: Remember that. So no, it's like you put money in
• 12:20
  Speaker 4: a pot and.
• 12:21
  Speaker 3: What people you don't know?
• 12:24
  Speaker 8: I do.
• 12:24
  Speaker 5: You know, I'm telling myself too much this morning, So
• 12:26
  Speaker 5: never mind. I'll tell you about it later on.
• 12:27
  Speaker 6: Yeah, that's not like fraud.
• 12:29
  Speaker 10: Geez.
• 12:29
  Speaker 4: Well that's why my cash ups.
• 12:32
  Speaker 3: But we got roomors on the way, Yeah, we do.
• 12:35
  Speaker 4: Our Kelly back in the news is not looking good?
• 12:37
  Speaker 3: All right, We'll get into that next. It's the Breakfast Club.
• 12:39
  Speaker 3: Good morning.
• 12:40
  Speaker 6: The Breakfast Club
• 12:43
  Speaker 10: Are