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Does Saving a Small Amount Even Matter for a Big Goal Like a House? · Becoming Financially Confident

• 1:20
  Have
• 1:20
  you
• 1:20
  ever
• 1:21
  tried
• 1:21
  to
• 1:21
  save
• 1:21
  for
• 1:21
  something
• 1:22
  big
• 1:23
  but
• 1:24
  felt
• 1:24
  discouraged
• 1:25
  by
• 1:25
  how
• 1:25
  small
• 1:25
  your
• 1:26
  progress
• 1:26
  looks?
• 1:27
  Because
• 1:28
  a
• 1:28
  house
• 1:28
  feels
• 1:29
  massive
• 1:30
  and
• 1:31
  $50
• 1:31
  a
• 1:31
  paycheck
• 1:32
  almost
• 1:33
  feels
• 1:33
  insulting,
• 1:35
  like
• 1:35
  that
• 1:35
  can't
• 1:35
  possibly
• 1:36
  make
• 1:36
  a
• 1:36
  difference.
• 1:38
  So
• 1:38
  you
• 1:39
  start
• 1:39
  strong
• 1:39
  and
• 1:39
  then
• 1:40
  you
• 1:40
  look
• 1:40
  at
• 1:40
  the
• 1:40
  balance
• 1:40
  and
• 1:41
  you
• 1:41
  think,
• 1:42
  am
• 1:42
  I
• 1:42
  even
• 1:42
  getting
• 1:43
  anywhere?
• 1:45
  I
• 1:45
  want
• 1:45
  you
• 1:46
  to
• 1:46
  hear
• 1:46
  this.
• 1:47
  Small
• 1:47
  savings
• 1:48
  is
• 1:48
  not
• 1:48
  pointless.
• 1:50
  Small
• 1:50
  savings
• 1:51
  is
• 1:51
  proof
• 1:52
  that
• 1:52
  you're
• 1:52
  building
• 1:52
  a
• 1:52
  new
• 1:53
  pattern.
• 1:54
  And
• 1:54
  today
• 1:54
  on
• 1:55
  this
• 1:55
  show,
• 1:55
  I'm
• 1:55
  going
• 1:55
  to
• 1:55
  show
• 1:55
  you
• 1:56
  how
• 1:56
  $50
• 1:58
  can
• 1:58
  become
• 1:58
  momentum
• 1:59
  without
• 1:59
  losing
• 2:00
  heart.
• 2:23
  Hey,
• 2:23
  friend.
• 2:23
  Ralph
• 2:23
  Estep
• 2:24
  Jr.
• 2:24
  Here.
• 2:25
  This
• 2:25
  is
• 2:25
  financially
• 2:26
  confident
• 2:27
  Christian,
• 2:28
  where
• 2:28
  every
• 2:28
  day
• 2:28
  on
• 2:28
  the
• 2:29
  show
• 2:29
  I'm
• 2:29
  helping
• 2:29
  you
• 2:29
  break
• 2:30
  that
• 2:30
  cycle
• 2:30
  of
• 2:30
  financial
• 2:31
  shame
• 2:32
  and
• 2:32
  live
• 2:32
  in
• 2:33
  confidence.
• 2:35
  And
• 2:35
  today
• 2:35
  I
• 2:35
  want
• 2:35
  to
• 2:36
  talk
• 2:36
  about
• 2:37
  the
• 2:37
  whole
• 2:37
  feeling
• 2:38
  of
• 2:38
  does
• 2:38
  saving
• 2:39
  a
• 2:39
  small
• 2:39
  amount
• 2:39
  matter
• 2:40
  for
• 2:40
  a
• 2:40
  big
• 2:40
  goal
• 2:41
  like
• 2:41
  a
• 2:41
  house?
• 2:42
  Which
• 2:43
  leads
• 2:43
  me
• 2:43
  to
• 2:43
  today's
• 2:43
  listener
• 2:44
  question.
• 2:45
  And
• 2:45
  this
• 2:45
  is
• 2:46
  a
• 2:46
  question
• 2:46
  I
• 2:46
  get
• 2:46
  pretty
• 2:47
  frequently,
• 2:48
  Ralph.
• 2:49
  I
• 2:49
  want
• 2:49
  to
• 2:49
  save
• 2:49
  for
• 2:50
  a
• 2:50
  house,
• 2:51
  but
• 2:51
  right
• 2:51
  now
• 2:51
  I
• 2:52
  can
• 2:52
  only
• 2:52
  set
• 2:52
  aside
• 2:53
  $50
• 2:53
  a
• 2:53
  paycheck.
• 2:55
  It
• 2:55
  feels
• 2:55
  so
• 2:56
  small
• 2:56
  that
• 2:56
  part
• 2:56
  of
• 2:57
  me
• 2:57
  wonders
• 2:57
  if
• 2:57
  it
• 2:57
  even
• 2:58
  matters.
• 2:59
  Yeah,
• 3:00
  I
• 3:00
  start
• 3:00
  strong
• 3:01
  and
• 3:01
  then
• 3:02
  I
• 3:02
  get
• 3:02
  discouraged
• 3:03
  and
• 3:03
  I
• 3:03
  question
• 3:04
  if
• 3:04
  I'm
• 3:04
  just
• 3:04
  fooling
• 3:05
  myself.
• 3:06
  I
• 3:06
  don't
• 3:07
  want
• 3:07
  to
• 3:07
  give
• 3:07
  up
• 3:07
  on
• 3:07
  this
• 3:08
  dream.
• 3:10
  How
• 3:10
  do
• 3:10
  I
• 3:10
  build
• 3:10
  real
• 3:11
  momentum
• 3:12
  and
• 3:13
  stay
• 3:13
  encouraged
• 3:14
  when
• 3:14
  the
• 3:15
  progress
• 3:15
  feels
• 3:16
  painfully
• 3:16
  slow?
• 3:20
  I
• 3:20
  want
• 3:20
  to
• 3:20
  start
• 3:20
  by
• 3:21
  saying
• 3:21
  thank
• 3:21
  you
• 3:21
  so
• 3:21
  much
• 3:21
  for
• 3:22
  your
• 3:22
  vulnerability
• 3:22
  and
• 3:23
  asking
• 3:23
  that
• 3:23
  question.
• 3:25
  You
• 3:25
  see
• 3:26
  this
• 3:26
  mountain
• 3:26
  ahead
• 3:26
  of
• 3:27
  you.
• 3:27
  You
• 3:27
  want
• 3:27
  to
• 3:27
  buy
• 3:27
  this
• 3:27
  home,
• 3:28
  and
• 3:28
  I
• 3:28
  think
• 3:28
  that
• 3:28
  is
• 3:28
  awesome.
• 3:30
  But
• 3:30
  you're
• 3:31
  thinking,
• 3:31
  I
• 3:31
  can
• 3:31
  only
• 3:31
  do
• 3:32
  $50
• 3:33
  per
• 3:33
  paycheck.
• 3:35
  That's
• 3:35
  not
• 3:35
  a
• 3:35
  small
• 3:36
  amount.
• 3:37
  And
• 3:38
  small
• 3:38
  savings
• 3:39
  becomes
• 3:39
  big
• 3:39
  progress
• 3:40
  when
• 3:40
  it's
• 3:40
  consistent
• 3:41
  and
• 3:41
  it's
• 3:42
  protected.
• 3:43
  So
• 3:44
  let's
• 3:44
  get
• 3:44
  right
• 3:44
  into
• 3:45
  that.
• 3:45
  I
• 3:46
  want
• 3:46
  to
• 3:46
  start
• 3:46
  by
• 3:46
  encouraging
• 3:47
  you
• 3:47
  to
• 3:47
  do
• 3:47
  the
• 3:47
  math
• 3:48
  so
• 3:48
  your
• 3:49
  mind
• 3:49
  stops
• 3:49
  lying
• 3:50
  to
• 3:50
  you.
• 3:51
  $50
• 3:52
  a
• 3:52
  paycheck
• 3:53
  matters.
• 3:55
  Just
• 3:55
  think
• 3:55
  about
• 3:55
  it
• 3:55
  like
• 3:56
  this.
• 3:56
  If
• 3:56
  you're
• 3:56
  paid
• 3:57
  bi
• 3:57
  weekly,
• 3:58
  that's
• 3:58
  $100
• 3:59
  a
• 4:00
  month.
• 4:01
  That's
• 4:01
  twelve
• 4:02
  hundred
• 4:02
  dollars
• 4:03
  a
• 4:03
  year.
• 4:04
  That's
• 4:04
  real
• 4:04
  money.
• 4:06
  And
• 4:06
  once
• 4:07
  you
• 4:07
  have
• 4:07
  that
• 4:07
  system,
• 4:08
  maybe
• 4:08
  you
• 4:08
  can
• 4:08
  increase
• 4:09
  it
• 4:09
  later.
• 4:10
  But
• 4:11
  first
• 4:11
  we
• 4:11
  make
• 4:11
  the
• 4:12
  first
• 4:12
  proof.
• 4:12
  Yes,
• 4:13
  you
• 4:13
  can
• 4:13
  be
• 4:14
  consistent.
• 4:16
  So
• 4:17
  treat
• 4:17
  that
• 4:17
  $50
• 4:18
  like
• 4:18
  a
• 4:18
  non
• 4:19
  negotiable
• 4:19
  seed.
• 4:20
  I
• 4:21
  like
• 4:21
  to
• 4:21
  use
• 4:21
  garden
• 4:21
  analogies
• 4:22
  I've
• 4:22
  shared
• 4:22
  with
• 4:22
  you
• 4:23
  before.
• 4:23
  My
• 4:23
  grandfather
• 4:23
  was
• 4:24
  a
• 4:24
  gardener,
• 4:24
  spent
• 4:25
  a
• 4:25
  lot
• 4:25
  of
• 4:25
  great
• 4:27
  summer
• 4:27
  evenings
• 4:28
  and
• 4:28
  afternoons
• 4:29
  just
• 4:29
  out
• 4:29
  there
• 4:29
  in
• 4:29
  the
• 4:30
  garden.
• 4:32
  So
• 4:32
  don't
• 4:32
  judge
• 4:33
  that
• 4:33
  seed
• 4:33
  for
• 4:34
  not
• 4:34
  being
• 4:34
  a
• 4:34
  full
• 4:34
  grown
• 4:35
  tree.
• 4:37
  Seeds
• 4:37
  are
• 4:37
  supposed
• 4:38
  to
• 4:38
  be
• 4:38
  small.
• 4:39
  I
• 4:39
  remember
• 4:40
  praying
• 4:40
  a
• 4:41
  row
• 4:41
  of
• 4:41
  stuff
• 4:41
  in
• 4:41
  my
• 4:42
  grandfather's
• 4:42
  garden.
• 4:43
  Those
• 4:43
  seeds
• 4:43
  were
• 4:43
  super
• 4:44
  Small.
• 4:45
  But
• 4:46
  then
• 4:46
  by
• 4:46
  mid
• 4:46
  July,
• 4:47
  many
• 4:47
  things
• 4:47
  were
• 4:48
  towering
• 4:48
  over
• 4:48
  our
• 4:48
  heads.
• 4:50
  That
• 4:51
  $50
• 4:51
  is
• 4:52
  not
• 4:52
  your
• 4:52
  down
• 4:52
  payment
• 4:53
  for
• 4:53
  your
• 4:53
  house,
• 4:54
  but
• 4:55
  it
• 4:55
  is
• 4:55
  the
• 4:55
  discipline,
• 4:57
  it's
• 4:57
  the
• 4:57
  habit.
• 4:58
  It's
• 4:58
  that
• 4:58
  identity
• 4:59
  shift.
• 5:00
  It's
• 5:01
  you
• 5:01
  saying
• 5:01
  to
• 5:01
  yourself,
• 5:02
  I
• 5:03
  am
• 5:03
  someone
• 5:03
  who
• 5:04
  prepares
• 5:06
  and
• 5:06
  that's
• 5:06
  powerful.
• 5:08
  Now
• 5:08
  one
• 5:08
  of
• 5:08
  the
• 5:08
  ways
• 5:09
  you
• 5:09
  can
• 5:09
  protect
• 5:09
  that
• 5:10
  is
• 5:10
  with
• 5:10
  automation
• 5:11
  and
• 5:11
  distance.
• 5:13
  I
• 5:14
  think
• 5:14
  automating
• 5:14
  these
• 5:15
  things
• 5:15
  are
• 5:15
  great.
• 5:16
  I
• 5:17
  also
• 5:17
  believe
• 5:17
  putting
• 5:17
  in
• 5:18
  a
• 5:18
  separate
• 5:18
  account
• 5:18
  is
• 5:18
  a
• 5:19
  good
• 5:19
  idea
• 5:19
  because
• 5:19
  if
• 5:19
  it
• 5:19
  stays
• 5:20
  in
• 5:20
  your
• 5:20
  checking
• 5:20
  account,
• 5:21
  it's
• 5:21
  really
• 5:21
  easy
• 5:22
  for
• 5:22
  that
• 5:22
  to
• 5:22
  disappear.
• 5:24
  So
• 5:24
  I'm
• 5:24
  going
• 5:24
  to
• 5:24
  encourage
• 5:25
  you
• 5:25
  to
• 5:25
  do
• 5:25
  this
• 5:25
  auto
• 5:26
  transfer
• 5:26
  that
• 5:26
  $50
• 5:27
  the
• 5:27
  same
• 5:28
  day
• 5:28
  you
• 5:28
  get
• 5:28
  paid
• 5:29
  into
• 5:29
  a
• 5:29
  separate
• 5:30
  fund.
• 5:30
  Maybe
• 5:30
  build
• 5:31
  a
• 5:31
  house
• 5:31
  fund
• 5:32
  account.
• 5:33
  That'll
• 5:33
  give
• 5:33
  you
• 5:34
  a
• 5:34
  little
• 5:34
  motivation
• 5:36
  because
• 5:36
  out
• 5:37
  of
• 5:37
  sight
• 5:37
  helps
• 5:37
  it
• 5:37
  grow.
• 5:39
  Not
• 5:39
  because
• 5:40
  you're
• 5:40
  weak,
• 5:41
  but
• 5:42
  because
• 5:42
  you're
• 5:42
  human.
• 5:44
  Here's
• 5:44
  another
• 5:44
  thing
• 5:45
  I'm
• 5:45
  going
• 5:45
  to
• 5:45
  encourage
• 5:45
  you
• 5:45
  to
• 5:45
  do.
• 5:46
  A
• 5:46
  lot
• 5:46
  of
• 5:47
  people
• 5:47
  don't
• 5:47
  think
• 5:47
  about
• 5:47
  this
• 5:47
  one,
• 5:48
  but
• 5:48
  add
• 5:48
  some
• 5:49
  boost
• 5:49
  moments
• 5:51
  instead
• 5:51
  of
• 5:51
  trying
• 5:51
  to
• 5:51
  overhaul
• 5:52
  your
• 5:52
  entire
• 5:52
  life.
• 5:53
  You
• 5:54
  don't
• 5:54
  need
• 5:54
  to
• 5:54
  jump
• 5:55
  from
• 5:55
  $50
• 5:56
  to
• 5:56
  $500
• 5:57
  a
• 5:57
  paycheck.
• 5:58
  Probably
• 5:58
  not
• 5:58
  doable,
• 5:59
  you
• 6:00
  can't
• 6:00
  get
• 6:00
  to
• 6:00
  there.
• 6:01
  But
• 6:02
  maybe
• 6:02
  what
• 6:02
  you
• 6:02
  can
• 6:02
  do
• 6:03
  is
• 6:03
  subsidize
• 6:03
  this
• 6:03
  from
• 6:04
  time
• 6:04
  to
• 6:04
  time.
• 6:04
  Right
• 6:05
  now
• 6:05
  we're
• 6:05
  in
• 6:05
  tax
• 6:05
  refund
• 6:06
  season.
• 6:07
  If
• 6:07
  you
• 6:07
  got
• 6:08
  a
• 6:08
  tax
• 6:08
  refund
• 6:08
  coming
• 6:08
  in,
• 6:09
  this
• 6:09
  is
• 6:09
  a
• 6:09
  great
• 6:09
  time
• 6:10
  to
• 6:10
  boost
• 6:10
  that
• 6:10
  savings.
• 6:12
  Maybe
• 6:12
  you're
• 6:12
  going
• 6:13
  to
• 6:13
  get
• 6:13
  a
• 6:13
  bonus.
• 6:15
  Strategically
• 6:15
  plan
• 6:16
  that
• 6:16
  bonus.
• 6:18
  Maybe
• 6:18
  you
• 6:18
  pick
• 6:18
  up
• 6:18
  an
• 6:18
  extra
• 6:19
  side
• 6:19
  job,
• 6:20
  extra
• 6:20
  money,
• 6:20
  or
• 6:20
  maybe
• 6:21
  you
• 6:21
  sell
• 6:21
  some
• 6:21
  stuff
• 6:21
  that
• 6:22
  just
• 6:22
  sitting
• 6:22
  around
• 6:22
  collecting
• 6:23
  dust
• 6:25
  because
• 6:25
  those
• 6:26
  boosts
• 6:26
  create
• 6:26
  visible
• 6:27
  progress
• 6:28
  without
• 6:28
  destroying
• 6:29
  your
• 6:29
  monthly
• 6:29
  budget.
• 6:31
  And
• 6:32
  in
• 6:32
  the
• 6:32
  end,
• 6:32
  I
• 6:32
  want
• 6:32
  to
• 6:32
  encourage
• 6:33
  you
• 6:33
  to
• 6:33
  do
• 6:33
  this.
• 6:33
  Track
• 6:34
  some
• 6:34
  milestones,
• 6:35
  not
• 6:35
  the
• 6:35
  finish
• 6:36
  line.
• 6:38
  Saving
• 6:38
  for
• 6:38
  a
• 6:38
  house
• 6:39
  can
• 6:39
  take
• 6:39
  time.
• 6:40
  It
• 6:40
  can
• 6:40
  take
• 6:40
  years.
• 6:42
  So
• 6:43
  don't
• 6:43
  sit
• 6:43
  there
• 6:43
  and
• 6:43
  stare
• 6:44
  at
• 6:44
  that
• 6:44
  mountain
• 6:44
  every
• 6:45
  day
• 6:46
  because
• 6:46
  you
• 6:46
  will
• 6:47
  get
• 6:47
  discouraged.
• 6:49
  But
• 6:49
  put
• 6:49
  some
• 6:49
  milestones
• 6:50
  out
• 6:50
  there
• 6:50
  for
• 6:50
  yourself.
• 6:51
  Celebrate
• 6:51
  those
• 6:52
  milestones.
• 6:52
  Maybe
• 6:52
  your
• 6:53
  first
• 6:53
  $250
• 6:55
  or
• 6:55
  your
• 6:56
  first
• 6:56
  $500
• 6:57
  or
• 6:58
  thousand
• 6:58
  dollars
• 6:58
  or
• 6:59
  maybe
• 6:59
  even
• 6:59
  your
• 6:59
  first
• 7:00
  $2,500.
• 7:02
  Put
• 7:03
  those
• 7:03
  as
• 7:03
  the
• 7:03
  milestones
• 7:05
  because
• 7:05
  those
• 7:06
  milestones
• 7:06
  will
• 7:07
  create
• 7:07
  momentum
• 7:08
  and
• 7:08
  momentum
• 7:09
  creates
• 7:09
  staying
• 7:09
  power
• 7:10
  for
• 7:10
  the
• 7:10
  long
• 7:10
  term.
• 7:11
  And
• 7:11
  listen,
• 7:11
  if
• 7:11
  you're
• 7:11
  going
• 7:11
  to
• 7:12
  do
• 7:12
  this,
• 7:13
  this
• 7:13
  is
• 7:13
  a
• 7:13
  long
• 7:14
  term
• 7:14
  strategy.
• 7:16
  But
• 7:17
  those
• 7:17
  small
• 7:17
  starts
• 7:19
  still
• 7:19
  build
• 7:20
  homes
• 7:20
  in
• 7:20
  the
• 7:20
  end.
• 7:22
  So
• 7:22
  here's
• 7:23
  your
• 7:23
  win
• 7:23
  for
• 7:23
  today.
• 7:24
  I
• 7:25
  want
• 7:25
  you
• 7:25
  to
• 7:25
  name
• 7:25
  your
• 7:25
  house
• 7:26
  fund
• 7:26
  account
• 7:27
  and
• 7:27
  automate
• 7:28
  that
• 7:28
  $50
• 7:28
  transfer.
• 7:29
  I'm
• 7:29
  addressing
• 7:30
  your
• 7:30
  question
• 7:31
  directly.
• 7:32
  Set
• 7:32
  up
• 7:33
  a
• 7:33
  separate
• 7:33
  account
• 7:33
  for
• 7:33
  that.
• 7:34
  Make
• 7:34
  it
• 7:34
  automatic,
• 7:35
  make
• 7:36
  it
• 7:36
  protected
• 7:37
  and
• 7:37
  make
• 7:37
  it
• 7:38
  real.
• 7:38
  In
• 7:38
  your
• 7:38
  life.
• 7:40
  That's
• 7:40
  my
• 7:40
  encourage
• 7:40
  you
• 7:41
  for
• 7:41
  your
• 7:41
  one
• 7:41
  win
• 7:41
  today.
• 7:42
  Well,
• 7:43
  let's
• 7:43
  get
• 7:43
  into
• 7:43
  the
• 7:43
  word
• 7:43
  of
• 7:44
  God.
• 7:44
  We're
• 7:44
  going
• 7:44
  to
• 7:44
  go
• 7:44
  to
• 7:44
  the
• 7:44
  Book
• 7:45
  of
• 7:45
  Zachariah,
• 7:46
  chapter
• 7:46
  4,
• 7:47
  verse
• 7:47
  10.
• 7:48
  It
• 7:49
  says,
• 7:49
  who
• 7:49
  dares
• 7:50
  despise
• 7:50
  the
• 7:51
  day
• 7:51
  of
• 7:51
  small
• 7:52
  beginnings?
• 7:53
  Since
• 7:54
  the
• 7:54
  eyes
• 7:54
  of
• 7:54
  the
• 7:54
  Lord
• 7:55
  rejoice
• 7:55
  to
• 7:55
  see
• 7:56
  the
• 7:56
  work
• 7:56
  begin
• 7:57
  in
• 7:57
  the
• 7:57
  hands
• 7:57
  of
• 7:57
  Zerubbabel.
• 7:59
  These
• 8:00
  are
• 8:00
  the
• 8:00
  seven
• 8:00
  eyes
• 8:01
  of
• 8:01
  the
• 8:01
  Lord
• 8:01
  which
• 8:02
  reigns
• 8:02
  throughout
• 8:02
  the
• 8:03
  earth.
• 8:05
  And
• 8:05
  I
• 8:05
  love
• 8:06
  this
• 8:06
  verse
• 8:06
  because
• 8:06
  it
• 8:07
  celebrates
• 8:07
  faithful
• 8:08
  beginnings.
• 8:11
  And
• 8:11
  he'll
• 8:12
  let
• 8:12
  it
• 8:12
  grow
• 8:13
  if
• 8:13
  you
• 8:14
  keep
• 8:14
  showing
• 8:14
  up
• 8:15
  to
• 8:15
  do
• 8:15
  it.
• 8:16
  How
• 8:16
  about
• 8:17
  we
• 8:17
  pray
• 8:17
  together?
• 8:18
  Lord,
• 8:20
  thank
• 8:20
  you
• 8:20
  for
• 8:21
  giving
• 8:21
  my
• 8:21
  friend
• 8:21
  a
• 8:21
  dream
• 8:22
  to
• 8:22
  own
• 8:22
  a
• 8:22
  house.
• 8:24
  And
• 8:24
  thank
• 8:24
  you
• 8:24
  for
• 8:25
  giving
• 8:25
  them
• 8:25
  the
• 8:25
  courage
• 8:25
  to
• 8:26
  start
• 8:26
  even
• 8:26
  with
• 8:27
  that
• 8:27
  small
• 8:27
  amount.
• 8:29
  So
• 8:29
  I
• 8:29
  ask
• 8:30
  right
• 8:30
  now
• 8:30
  that
• 8:30
  you
• 8:30
  would
• 8:30
  guard
• 8:31
  them
• 8:31
  from
• 8:31
  discouragement,
• 8:33
  help
• 8:33
  them
• 8:33
  to
• 8:34
  stay
• 8:34
  consistent,
• 8:36
  give
• 8:36
  them
• 8:36
  wisdom
• 8:37
  to
• 8:37
  protect
• 8:37
  their
• 8:38
  savings
• 8:38
  and
• 8:39
  give
• 8:39
  them
• 8:39
  the
• 8:39
  ability
• 8:40
  to
• 8:40
  provide
• 8:41
  opportunities
• 8:41
  to
• 8:41
  increase
• 8:42
  that
• 8:42
  progress
• 8:43
  over
• 8:43
  time.
• 8:44
  And
• 8:45
  let
• 8:45
  this
• 8:45
  small
• 8:45
  step
• 8:46
  become
• 8:46
  momentum.
• 8:47
  And
• 8:47
  let
• 8:48
  that
• 8:48
  momentum
• 8:48
  over
• 8:49
  time
• 8:49
  become
• 8:49
  confidence.
• 8:51
  And
• 8:51
  Lord,
• 8:52
  let
• 8:52
  that
• 8:52
  confidence
• 8:53
  become
• 8:53
  peace.
• 8:55
  And
• 8:55
  we
• 8:55
  ask
• 8:56
  this
• 8:56
  in
• 8:56
  Jesus
• 8:57
  name.
• 8:59
  Amen,
• 9:01
  friend.
• 9:01
  You
• 9:01
  don't
• 9:02
  have
• 9:02
  to
• 9:02
  save
• 9:02
  fast.
• 9:04
  You
• 9:04
  just
• 9:04
  have
• 9:05
  to
• 9:05
  save
• 9:06
  faithfully.
• 9:07
  It's
• 9:08
  not
• 9:08
  about
• 9:08
  being
• 9:08
  fast,
• 9:09
  it's
• 9:09
  about
• 9:10
  being
• 9:10
  faithful.
• 9:12
  And
• 9:12
  if
• 9:12
  you've
• 9:13
  got
• 9:13
  a
• 9:13
  finance
• 9:13
  question
• 9:14
  or
• 9:14
  a
• 9:14
  faith
• 9:14
  question,
• 9:15
  I
• 9:15
  would
• 9:15
  love
• 9:15
  to
• 9:16
  answer
• 9:16
  your
• 9:16
  question
• 9:16
  on
• 9:16
  the
• 9:17
  show.
• 9:17
  You
• 9:18
  can
• 9:18
  reach
• 9:18
  us
• 9:18
  by
• 9:18
  going
• 9:19
  to
• 9:19
  financiallyconfidentchristian.com/question
• 9:23
  We'll
• 9:24
  put
• 9:24
  a
• 9:24
  link
• 9:24
  in
• 9:24
  the
• 9:24
  show
• 9:24
  notes,
• 9:25
  but
• 9:25
  again,
• 9:25
  that's
• 9:25
  financiallyconfidentchristian.Com/question.
• 9:30
  I
• 9:31
  just
• 9:31
  want
• 9:31
  to
• 9:31
  thank
• 9:31
  you
• 9:31
  so
• 9:32
  much.
• 9:32
  For
• 9:32
  those
• 9:32
  of
• 9:32
  you
• 9:33
  who
• 9:33
  join
• 9:33
  me
• 9:33
  every
• 9:33
  day,
• 9:34
  I
• 9:34
  want
• 9:34
  to
• 9:35
  encourage
• 9:35
  you
• 9:35
  to
• 9:35
  stay
• 9:35
  financially
• 9:36
  savvy.
• 9:36
  May
• 9:37
  God
• 9:37
  bless
• 9:37
  you
• 9:38
  and
• 9:38
  you
• 9:39
  truly
• 9:39
  have
• 9:39
  a
• 9:39
  great
• 9:39
  day
• 9:40
  today.