Latest / Stagflation Conversations with Fexingo: High Inflation, Slow Growth, and 1970s Echoes
Why Your Car Loan Feels Like 1981 in a 2026 Economy
Auto loan rates are hovering near generational highs even as the Federal Reserve hints at easing. In this episode, Lucas and Luna dig into the mechanics of how auto loan rates are set — and why they track the ten-year Treasury and used-car values more than the Fed's short-term policy rate. They break down the spread between new-car and used-car loans, the role of captive finance arms versus credit unions, and what the 4.1 percent unemployment rate and cooling job openings tell us about who's actually getting approved. With real GDP growth down to 1.5 percent annualized and core CPI…
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