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How to Budget in a Partnership Without the Money Fights

Lucas and Luna tackle one of the stickiest money challenges: budgeting with a partner. They dig into research from Utah State University's 'money fights' study showing that couples who argue about finances once a week are 30% more likely to divorce. Lucas walks through a concrete three-step framework for joint budgeting that doesn't require merging everything — the 'yours-mine-ours' account structure, a weekly five-minute money date, and a no-blame spending floor. Luna pushes back on whether tracking every latte is worth the relationship cost. They land on a…

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