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The "Defer, Defer, Defer" Trap: Why Your 401k is a Time Bomb - Lance Mays

We’ve been told for decades to "defer" our taxes and put money into 401ks and IRAs. But what if that advice is actually setting you up for a financial crisis in retirement?

Lance Mays, financial strategist and author of Zero is Your Hero, joins the show to expose "The Reckoning"—the moment retirees realize the government is coming for a massive chunk of their savings. He explains why the mantra of "you'll be in a lower tax bracket when you retire" is often a myth and why following the herd could cost you your financial freedom.

This episode dives into the FailCraft theme of challenging broken…

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