How to Build a Budget That Survives Summer Spending

Budgeting for Beginners with Fexingo: Cash Envelopes, Apps, and Simple Money Tracking · May 28, 2026 · 5m · transcript

Summer is here, and with it come barbecues, road trips, weddings, and the sudden urge to spend money you didn't plan for. In this episode, Lucas and Luna look at why seasonal spending spikes blow up even well-intentioned budgets — and what to do about it. Lucas walks through a real example: a listener named Jenna who spent 34 percent more than budgeted last June, mostly on small things like ice cream runs, pool passes, and last-minute weekend getaways. They break down a simple fix called the 'summer buffer' — a separate category you fund from May through August. No complicated…