Agent Series 34 - NAR's Chief Economist: Mortgage Rates Won't Drop to 3% — Here's Why

Real Estate Insiders Unfiltered · Apr 20, 2026 · 55m

Everyone keeps asking the same question: are mortgage rates going back to 3%?

According to NAR Chief Economist Dr. Lawrence Yun, don't count on it.

In this episode, James and Keith sit down with Dr. Yun to break down what's really happening in the economy; from inflation and national debt to oil prices, global conflict, and consumer confidence.

They unpack why rates are likely to stay higher than many expect, what that means for home sales, and how agents should be thinking about the market heading into 2026.

If you're waiting for "the market to go back to normal," this episode will reset…