Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra-Wealthy Families Use Structured Notes for Downside Protection
Episode 61 of The High Net Worth Podcast explores how ultra-wealthy families use structured notes — specifically principal-protected and buffered notes — to limit downside risk while capturing equity-like returns. Lucas and Luna break down a real example: a wealthy investor who allocated $2 million to an S&P 500 buffered note with a 20% downside buffer and a 12% upside cap over two years. They explain the mechanics, the scenarios where structured notes shine (retirement income, concentrated stock hedging), and the costs — including issuer credit risk, lack of dividends, and liquidity…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.