Latest / Cybersecurity Business with Fexingo: Security Companies, Breaches, and Enterprise Defense
How Cyber Insurance Premiums Are Priced After a Breach
In this episode of Cybersecurity Business, Lucas and Luna dive into the gritty mechanics of how cyber insurance premiums are calculated after a company suffers a breach. They explore the role of security questionnaires, loss history, and remediation efforts, using a concrete example of a mid-sized logistics firm that saw its premium double after a ransomware incident. The conversation unpacks how insurers differentiate between a single event and a pattern of poor security hygiene, and why a strong incident response plan can blunt the financial blow. They also touch on the growing influence of…
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