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Roth Conversions With $1.5 Million in Pre-Tax Accounts: When the Window Opens and Closes
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If you have $1.5 million or more in pre-tax retirement accounts, the years between your last paycheck and your first required minimum distribution may be your best chance to lower your lifetime tax bill. What you do in that window can decide whether your retirement income is taxed in the 22% to 24% brackets or at 32% and above.
In this episode:
Why the years between retirement and RMDs (which start at 73 or 75, depending on your birth year) can be the lowest tax years of your adult life
3 questions that tell you whether a conversion belongs on this year's calendar
3 mistakes…
The skinny
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