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Retirement Planning for a Long Life | Fort Wayne News
Most Americans dream of living to 100—and many want to retire before 65—but experts warn that could leave them stranded in retirement for decades, not years. With spending patterns rising early, dipping mid-retirement, then soaring later due to healthcare, the real danger isn’t running out of money—it’s underfunding a long life. Relying on family history for retirement timelines is risky; personal health and longevity should guide planning. And while safety is key, locking into ultra-conservative investments too soon can backfire. The smarter move? Build a balanced portfolio with a guaranteed…
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