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AI Fraud vs AI Scams, Alloy CEO Tommy Nicholas Explains The Difference

Have you noticed how every week brings a new headline about AI driven fraud, yet it still feels hard to tell what is real risk and what is noise? In this Tech Talks Daily episode, I'm joined by Tommy Nicholas, CEO of Alloy, for a candid conversation that cuts through the fear driven commentary and gets into what fraud teams are actually dealing with right now. We start with a simple but important distinction that gets blurred all the time. Tommy separates classic "fraud," where institutions take the hit, from "scams," where individuals are manipulated into handing over money or access. That…

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