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What Does it Mean to “Buy Low, Sell High,” and is it Possible? · Becoming Financially Confident

• 1:21
  Well,
• 1:21
  I
• 1:21
  got
• 1:21
  a
• 1:21
  great
• 1:21
  question
• 1:22
  today
• 1:23
  and
• 1:23
  this
• 1:23
  one
• 1:23
  is
• 1:23
  one
• 1:24
  that
• 1:24
  I
• 1:24
  hear
• 1:24
  all
• 1:24
  the
• 1:25
  time.
• 1:25
  Everyone
• 1:25
  says
• 1:25
  buy
• 1:26
  low
• 1:26
  and
• 1:26
  sell
• 1:27
  high,
• 1:28
  but
• 1:29
  is
• 1:29
  that
• 1:29
  actually
• 1:29
  realistic
• 1:30
  for
• 1:30
  an
• 1:30
  everyday
• 1:31
  investor
• 1:31
  like
• 1:32
  me?
• 1:32
  And
• 1:33
  that's
• 1:33
  a
• 1:33
  great
• 1:33
  question
• 1:34
  because
• 1:34
  the
• 1:34
  truth
• 1:34
  of
• 1:35
  us,
• 1:35
  so
• 1:35
  many
• 1:36
  of
• 1:36
  us
• 1:36
  are
• 1:36
  bombarded
• 1:37
  by
• 1:37
  these
• 1:37
  knuckleheads
• 1:38
  on
• 1:38
  TV
• 1:39
  who
• 1:39
  are
• 1:39
  these
• 1:39
  financial
• 1:40
  quote
• 1:40
  gurus.
• 1:41
  And
• 1:41
  they
• 1:42
  tell
• 1:42
  you,
• 1:42
  hey,
• 1:42
  you
• 1:42
  can
• 1:43
  do
• 1:43
  this.
• 1:43
  You
• 1:43
  can
• 1:43
  buy
• 1:43
  low
• 1:44
  and
• 1:44
  sell
• 1:44
  high.
• 1:44
  And
• 1:45
  you
• 1:45
  start
• 1:45
  to
• 1:45
  feel
• 1:45
  like
• 1:45
  you
• 1:45
  can
• 1:46
  do
• 1:46
  this.
• 1:47
  And
• 1:47
  it's
• 1:47
  a
• 1:48
  common
• 1:48
  belief
• 1:48
  among
• 1:48
  many
• 1:49
  people
• 1:50
  because
• 1:50
  we've
• 1:50
  all
• 1:50
  heard
• 1:50
  this
• 1:51
  phrase,
• 1:51
  especially
• 1:52
  as
• 1:52
  we
• 1:52
  talk
• 1:52
  about
• 1:52
  investing
• 1:53
  this
• 1:53
  month,
• 1:54
  buy
• 1:54
  low
• 1:54
  and
• 1:55
  sell
• 1:55
  high.
• 1:55
  And
• 1:55
  it
• 1:55
  sounds
• 1:56
  simple,
• 1:56
  sounds
• 1:56
  really
• 1:57
  easy.
• 1:58
  I'm
• 1:58
  going
• 1:58
  to
• 1:58
  buy
• 1:58
  it
• 1:58
  when
• 1:58
  it's
• 1:59
  low,
• 1:59
  I'm
• 1:59
  going
• 1:59
  to
• 1:59
  sell
• 1:59
  it
• 1:59
  when
• 1:59
  it's
• 2:00
  high.
• 2:01
  Let
• 2:01
  me
• 2:01
  just
• 2:01
  tell
• 2:01
  you
• 2:01
  something
• 2:02
  right
• 2:02
  now.
• 2:02
  If
• 2:02
  it
• 2:02
  were
• 2:03
  that
• 2:03
  easy,
• 2:04
  everyone
• 2:05
  be
• 2:05
  rich,
• 2:05
  wouldn't
• 2:05
  they?
• 2:06
  We'd
• 2:07
  all
• 2:07
  be
• 2:07
  Bill
• 2:07
  Gates.
• 2:07
  We'd
• 2:08
  all
• 2:08
  be
• 2:08
  major
• 2:09
  money
• 2:09
  movers
• 2:10
  and
• 2:10
  investors,
• 2:10
  wouldn't
• 2:11
  we?
• 2:11
  Let's
• 2:12
  unpack
• 2:12
  the
• 2:12
  truth
• 2:12
  on
• 2:12
  today's
• 2:13
  show.
• 2:14
  This
• 2:15
  is
• 2:15
  Financially
• 2:16
  Confident
• 2:16
  Christian,
• 2:17
  your
• 2:17
  daily
• 2:17
  dose
• 2:18
  of
• 2:18
  gospel,
• 2:18
  grounded,
• 2:19
  grounded
• 2:19
  insight
• 2:19
  and
• 2:19
  faith
• 2:20
  driven
• 2:20
  tips
• 2:21
  to
• 2:21
  help
• 2:21
  you
• 2:21
  break
• 2:21
  the
• 2:22
  cycle
• 2:22
  of
• 2:22
  financial
• 2:23
  shame
• 2:23
  with
• 2:23
  confidence.
• 2:26
  Well,
• 2:26
  thank
• 2:26
  you
• 2:26
  for
• 2:26
  coming
• 2:26
  back
• 2:27
  to
• 2:27
  the
• 2:27
  show.
• 2:27
  Thank
• 2:27
  you
• 2:27
  for
• 2:28
  joining
• 2:28
  me
• 2:28
  again
• 2:28
  today.
• 2:29
  My
• 2:29
  name
• 2:29
  is
• 2:29
  Ralph.
• 2:30
  I'm
• 2:30
  here
• 2:30
  as
• 2:30
  your
• 2:31
  guide
• 2:31
  every
• 2:31
  day
• 2:31
  to
• 2:31
  help
• 2:32
  you
• 2:32
  make
• 2:32
  better
• 2:32
  financial
• 2:33
  decisions
• 2:34
  and
• 2:34
  to
• 2:34
  break
• 2:34
  that
• 2:35
  cycle
• 2:35
  of
• 2:35
  financial
• 2:35
  shame
• 2:36
  and
• 2:36
  live
• 2:37
  in
• 2:37
  confidence.
• 2:37
  So
• 2:37
  many
• 2:38
  people
• 2:38
  that
• 2:38
  I've
• 2:38
  talked
• 2:39
  to
• 2:39
  have
• 2:39
  said,
• 2:39
  Ralph,
• 2:39
  I
• 2:40
  feel
• 2:40
  like
• 2:40
  I'm
• 2:40
  constantly
• 2:41
  living
• 2:41
  in
• 2:41
  regret
• 2:42
  and
• 2:42
  trying
• 2:42
  to
• 2:42
  figure
• 2:42
  out
• 2:43
  how
• 2:43
  to
• 2:43
  make
• 2:43
  my
• 2:43
  financial
• 2:44
  situation
• 2:44
  better.
• 2:45
  And
• 2:45
  you've
• 2:45
  joined
• 2:46
  us
• 2:46
  in
• 2:46
  the
• 2:46
  middle
• 2:46
  of
• 2:47
  our
• 2:47
  30
• 2:47
  day
• 2:47
  investment
• 2:48
  series.
• 2:48
  Now
• 2:48
  this
• 2:48
  is
• 2:48
  an
• 2:49
  investment
• 2:49
  series
• 2:49
  for
• 2:50
  rich
• 2:50
  people.
• 2:50
  This
• 2:51
  is
• 2:51
  an
• 2:51
  investment
• 2:51
  series
• 2:52
  for
• 2:52
  people
• 2:52
  just
• 2:52
  like
• 2:53
  you
• 2:53
  who
• 2:53
  are
• 2:54
  just
• 2:54
  trying
• 2:54
  to
• 2:54
  understand
• 2:55
  the
• 2:55
  basics
• 2:55
  of
• 2:55
  investing.
• 2:56
  And
• 2:57
  the
• 2:57
  truth
• 2:57
  is,
• 2:57
  maybe
• 2:57
  I'll
• 2:58
  tell
• 2:58
  you
• 2:58
  a
• 2:58
  little
• 2:58
  bit
• 2:58
  about
• 2:58
  me.
• 2:59
  I've
• 2:59
  counseled
• 3:00
  clients
• 3:00
  who
• 3:00
  have
• 3:00
  tried
• 3:01
  this
• 3:01
  very
• 3:01
  thing.
• 3:02
  Oh,
• 3:02
  Ralph,
• 3:02
  I'm
• 3:02
  going
• 3:03
  to
• 3:03
  jump
• 3:03
  into
• 3:03
  the
• 3:03
  market
• 3:03
  when
• 3:04
  the
• 3:04
  iron
• 3:04
  is
• 3:04
  hot
• 3:04
  and
• 3:05
  I'm
• 3:05
  going
• 3:05
  to
• 3:05
  hit
• 3:05
  a
• 3:05
  home
• 3:05
  run
• 3:06
  every
• 3:06
  time.
• 3:07
  And
• 3:07
  they
• 3:07
  learned
• 3:07
  a
• 3:07
  hard
• 3:08
  way
• 3:08
  that
• 3:08
  it
• 3:09
  doesn't
• 3:09
  always
• 3:09
  work
• 3:09
  out
• 3:09
  that
• 3:10
  way.
• 3:10
  And
• 3:10
  I'm
• 3:10
  not
• 3:10
  going
• 3:10
  to
• 3:10
  be
• 3:10
  lying
• 3:11
  to
• 3:11
  you
• 3:11
  and
• 3:11
  tell
• 3:11
  you
• 3:11
  that
• 3:12
  if
• 3:12
  you
• 3:12
  haven't
• 3:12
  been
• 3:12
  lucky,
• 3:13
  few
• 3:14
  of
• 3:14
  them
• 3:14
  have
• 3:14
  been.
• 3:14
  It's
• 3:14
  kind
• 3:14
  of
• 3:15
  like
• 3:15
  going
• 3:15
  to
• 3:15
  the
• 3:15
  casino
• 3:16
  and
• 3:16
  you
• 3:17
  put
• 3:17
  a
• 3:17
  dollar
• 3:17
  into
• 3:18
  the
• 3:18
  casino,
• 3:19
  into
• 3:19
  the,
• 3:20
  the,
• 3:20
  the
• 3:20
  gambling
• 3:21
  machine
• 3:21
  and
• 3:21
  you
• 3:22
  pull
• 3:22
  the
• 3:22
  lever.
• 3:22
  The
• 3:22
  slot
• 3:23
  machine.
• 3:23
  That's
• 3:23
  the
• 3:23
  term
• 3:23
  I
• 3:23
  was
• 3:24
  working
• 3:24
  for.
• 3:24
  You
• 3:24
  pull
• 3:25
  the
• 3:25
  slot
• 3:25
  machine
• 3:25
  and
• 3:25
  you
• 3:26
  hit
• 3:26
  it.
• 3:26
  Well,
• 3:26
  sure,
• 3:27
  but
• 3:28
  that's
• 3:28
  the
• 3:28
  exception
• 3:28
  to
• 3:28
  the
• 3:29
  rule.
• 3:30
  The
• 3:30
  problem
• 3:30
  is,
• 3:30
  though,
• 3:31
  most
• 3:31
  people
• 3:31
  aren't
• 3:32
  that
• 3:32
  lucky.
• 3:33
  I
• 3:33
  know
• 3:33
  I've
• 3:33
  never
• 3:33
  been
• 3:34
  that
• 3:34
  lucky.
• 3:34
  My
• 3:35
  wife
• 3:35
  sometimes
• 3:35
  had
• 3:36
  been
• 3:36
  that
• 3:36
  lucky,
• 3:36
  but
• 3:36
  not
• 3:36
  me.
• 3:37
  But
• 3:37
  what
• 3:38
  I've
• 3:38
  seen
• 3:38
  over
• 3:38
  my
• 3:38
  30
• 3:39
  years
• 3:39
  of
• 3:39
  experience,
• 3:40
  I've
• 3:40
  seen
• 3:40
  when
• 3:41
  consistent
• 3:41
  investing,
• 3:42
  that
• 3:43
  consistency,
• 3:43
  that
• 3:44
  diligent
• 3:44
  investing
• 3:45
  will
• 3:45
  give
• 3:45
  you
• 3:46
  much
• 3:46
  better
• 3:46
  results
• 3:47
  over
• 3:47
  time
• 3:48
  than
• 3:48
  those
• 3:48
  quick
• 3:49
  get
• 3:49
  in
• 3:49
  and
• 3:49
  get
• 3:49
  out
• 3:50
  things.
• 3:50
  So
• 3:50
  I'm
• 3:50
  going
• 3:51
  to
• 3:51
  start
• 3:51
  off
• 3:51
  with
• 3:51
  a
• 3:51
  basic
• 3:52
  factor
• 3:52
  and
• 3:52
  a
• 3:52
  basic
• 3:53
  key.
• 3:53
  Right
• 3:53
  now,
• 3:53
  the
• 3:54
  key
• 3:54
  to
• 3:54
  success
• 3:54
  before
• 3:55
  we
• 3:55
  even
• 3:55
  get
• 3:55
  rolling
• 3:55
  today,
• 3:56
  is
• 3:56
  consistency.
• 3:58
  It's
• 3:58
  all
• 3:58
  about
• 3:58
  consistency.
• 3:59
  Which
• 4:00
  leads
• 4:00
  me
• 4:00
  to
• 4:00
  a
• 4:00
  story
• 4:00
  of
• 4:01
  two
• 4:01
  clients.
• 4:01
  Let
• 4:01
  me
• 4:02
  tell
• 4:02
  you
• 4:02
  about
• 4:02
  my
• 4:02
  two
• 4:02
  clients.
• 4:03
  I
• 4:03
  had
• 4:04
  one
• 4:04
  client.
• 4:04
  He
• 4:04
  was
• 4:05
  one
• 4:05
  of
• 4:05
  these
• 4:05
  guys,
• 4:05
  he
• 4:05
  was
• 4:06
  well
• 4:06
  educated
• 4:07
  throughout
• 4:07
  the
• 4:07
  very
• 4:07
  book,
• 4:07
  smart,
• 4:08
  understood
• 4:08
  investing.
• 4:09
  And
• 4:09
  he
• 4:09
  said
• 4:10
  to
• 4:10
  me,
• 4:10
  Ralph,
• 4:10
  he
• 4:10
  says,
• 4:10
  listen,
• 4:11
  I've
• 4:11
  got
• 4:11
  the
• 4:11
  greatest
• 4:11
  idea
• 4:12
  in
• 4:12
  the
• 4:12
  world.
• 4:12
  I'm
• 4:13
  going
• 4:13
  to
• 4:13
  sit
• 4:13
  on
• 4:13
  the
• 4:13
  sideline.
• 4:14
  I've
• 4:14
  got
• 4:15
  all
• 4:15
  this
• 4:15
  money
• 4:15
  and
• 4:16
  I'm
• 4:16
  just
• 4:16
  going
• 4:16
  to
• 4:16
  sit
• 4:16
  and
• 4:17
  I'm
• 4:17
  going
• 4:17
  to
• 4:17
  wait
• 4:17
  for
• 4:17
  that
• 4:18
  market
• 4:18
  to
• 4:18
  drop.
• 4:18
  I
• 4:18
  see
• 4:19
  some
• 4:19
  stocks
• 4:19
  that
• 4:19
  I've
• 4:19
  been
• 4:20
  watching
• 4:20
  and
• 4:20
  I'm
• 4:21
  just
• 4:21
  waiting
• 4:21
  for
• 4:21
  them
• 4:21
  to
• 4:21
  drop,
• 4:21
  Ralph.
• 4:22
  And
• 4:22
  then
• 4:22
  I'm
• 4:22
  going
• 4:22
  to
• 4:22
  jump
• 4:23
  in
• 4:23
  the
• 4:23
  market.
• 4:24
  Well,
• 4:24
  here's
• 4:24
  the
• 4:25
  problem.
• 4:25
  The
• 4:26
  market
• 4:26
  never
• 4:26
  dropped.
• 4:27
  Those
• 4:27
  stocks
• 4:27
  he
• 4:27
  was
• 4:27
  watching
• 4:28
  never
• 4:28
  did
• 4:28
  go
• 4:28
  down
• 4:28
  in
• 4:29
  value.
• 4:29
  And
• 4:30
  he
• 4:30
  just
• 4:30
  sat
• 4:30
  on
• 4:30
  the
• 4:31
  sideline
• 4:31
  and
• 4:32
  his
• 4:32
  money
• 4:32
  wasn't
• 4:32
  working
• 4:33
  for
• 4:33
  him.
• 4:34
  Let
• 4:34
  me
• 4:34
  tell
• 4:34
  you
• 4:34
  about
• 4:34
  another
• 4:35
  client.
• 4:35
  I
• 4:35
  had,
• 4:36
  another
• 4:36
  client
• 4:36
  that
• 4:36
  wasn't,
• 4:37
  well,
• 4:37
  sophisticated.
• 4:38
  She
• 4:38
  didn't
• 4:38
  really
• 4:38
  understand
• 4:39
  investing
• 4:40
  that
• 4:40
  well,
• 4:40
  but
• 4:40
  she
• 4:40
  had
• 4:40
  listened
• 4:41
  to
• 4:41
  me.
• 4:41
  This
• 4:41
  is
• 4:41
  somebody
• 4:42
  I
• 4:42
  worked
• 4:42
  with
• 4:42
  years
• 4:42
  ago,
• 4:43
  and
• 4:43
  I've
• 4:44
  always
• 4:44
  talked
• 4:44
  about
• 4:45
  keeping
• 4:45
  investing
• 4:46
  steady,
• 4:47
  doing
• 4:47
  it
• 4:48
  every
• 4:48
  month,
• 4:48
  doing
• 4:48
  it
• 4:48
  every.
• 4:49
  Whatever
• 4:49
  works
• 4:49
  for
• 4:49
  you.
• 4:50
  And
• 4:50
  this
• 4:50
  particular
• 4:51
  client,
• 4:51
  that's
• 4:51
  what
• 4:52
  she
• 4:52
  did.
• 4:52
  She
• 4:52
  just
• 4:53
  did
• 4:53
  consistent
• 4:54
  investment.
• 4:54
  She
• 4:54
  wasn't
• 4:54
  trying
• 4:54
  to
• 4:55
  hit
• 4:55
  home
• 4:55
  runs.
• 4:56
  She
• 4:56
  wasn't
• 4:56
  trying
• 4:56
  to
• 4:57
  buy
• 4:57
  low
• 4:57
  and
• 4:57
  sell
• 4:58
  high.
• 4:58
  And
• 4:58
  what
• 4:59
  happened
• 4:59
  to
• 4:59
  her
• 5:00
  over
• 5:00
  time.
• 5:00
  And
• 5:01
  see,
• 5:01
  that's
• 5:01
  what
• 5:01
  we're
• 5:01
  going
• 5:01
  to
• 5:01
  talk
• 5:01
  about
• 5:02
  today,
• 5:02
  how
• 5:02
  time
• 5:02
  is
• 5:03
  really
• 5:03
  your
• 5:03
  guide.
• 5:04
  Time
• 5:04
  is
• 5:04
  the
• 5:04
  value
• 5:05
  in
• 5:05
  this.
• 5:05
  But
• 5:06
  over
• 5:06
  time,
• 5:07
  her
• 5:07
  portfolio
• 5:08
  grew
• 5:08
  far
• 5:08
  beyond
• 5:09
  expectations
• 5:10
  because
• 5:10
  she
• 5:11
  was
• 5:11
  able
• 5:11
  to
• 5:11
  factor
• 5:12
  in
• 5:12
  that
• 5:12
  compounding
• 5:12
  thing
• 5:13
  that
• 5:13
  we
• 5:13
  talked
• 5:13
  the
• 5:13
  other
• 5:13
  day.
• 5:14
  So
• 5:14
  that's
• 5:15
  really
• 5:15
  the
• 5:15
  dichotomy
• 5:16
  that
• 5:16
  we're
• 5:16
  going
• 5:16
  to
• 5:16
  talk
• 5:16
  about
• 5:16
  today.
• 5:16
  And
• 5:16
  I
• 5:17
  love
• 5:17
  what
• 5:17
  Peter
• 5:17
  lynch
• 5:17
  said.
• 5:18
  Peter
• 5:19
  lynch
• 5:19
  said
• 5:19
  this
• 5:19
  and
• 5:20
  I
• 5:20
  think
• 5:20
  he
• 5:20
  just
• 5:20
  nails
• 5:21
  it.
• 5:21
  He
• 5:21
  says
• 5:21
  far
• 5:22
  more
• 5:22
  money
• 5:22
  has
• 5:22
  been
• 5:23
  lost
• 5:23
  by
• 5:23
  investors
• 5:24
  preparing
• 5:24
  for
• 5:25
  corrections
• 5:26
  than
• 5:26
  in
• 5:26
  the
• 5:26
  corrections
• 5:27
  themselves.
• 5:28
  And
• 5:29
  I
• 5:29
  think
• 5:29
  so
• 5:29
  many
• 5:29
  of
• 5:29
  us
• 5:30
  are
• 5:30
  found
• 5:30
  ourselves
• 5:31
  in
• 5:31
  that
• 5:31
  Same
• 5:31
  position.
• 5:32
  We're
• 5:33
  sitting
• 5:33
  on
• 5:33
  the
• 5:33
  sidelines.
• 5:34
  We're
• 5:34
  waiting
• 5:34
  for
• 5:34
  something
• 5:35
  to
• 5:35
  happen.
• 5:36
  And
• 5:37
  I
• 5:37
  think
• 5:37
  Peter
• 5:37
  just
• 5:37
  nails
• 5:38
  it
• 5:38
  here
• 5:39
  preparing
• 5:39
  for
• 5:39
  those
• 5:39
  corrections
• 5:41
  because
• 5:41
  a
• 5:41
  lot
• 5:41
  of
• 5:41
  times
• 5:42
  we're
• 5:42
  prepared
• 5:42
  for
• 5:42
  that,
• 5:42
  but
• 5:42
  it
• 5:43
  never
• 5:43
  happens.
• 5:44
  Like
• 5:44
  that
• 5:44
  client
• 5:45
  of
• 5:45
  mine,
• 5:45
  he
• 5:45
  said,
• 5:45
  ralph,
• 5:45
  I'm
• 5:46
  going
• 5:46
  to
• 5:46
  sit
• 5:46
  on
• 5:46
  the
• 5:46
  sideline
• 5:46
  until
• 5:47
  this
• 5:47
  drops
• 5:48
  or
• 5:48
  this
• 5:48
  happens.
• 5:49
  So
• 5:49
  let's
• 5:50
  move
• 5:50
  on
• 5:50
  to
• 5:50
  our
• 5:50
  main
• 5:50
  conversation
• 5:51
  today.
• 5:51
  These
• 5:52
  are
• 5:52
  the
• 5:52
  things
• 5:52
  I
• 5:52
  really
• 5:52
  want
• 5:52
  to
• 5:53
  expressed
• 5:53
  to
• 5:54
  you
• 5:54
  today.
• 5:55
  The
• 5:55
  truth
• 5:56
  is
• 5:56
  buying
• 5:56
  low
• 5:56
  and
• 5:57
  selling
• 5:57
  high
• 5:57
  is
• 5:57
  a
• 5:58
  great
• 5:58
  theory.
• 5:58
  Yeah,
• 5:59
  it
• 5:59
  sells
• 5:59
  books,
• 6:00
  it
• 6:00
  sells
• 6:00
  masterminds,
• 6:01
  it
• 6:01
  sells
• 6:01
  gurus
• 6:02
  on
• 6:02
  tv,
• 6:03
  all
• 6:03
  kinds
• 6:03
  of
• 6:03
  great
• 6:04
  books
• 6:04
  and
• 6:04
  ideas.
• 6:05
  But
• 6:06
  the
• 6:06
  truth
• 6:06
  is
• 6:06
  trying
• 6:07
  to
• 6:07
  predict
• 6:07
  that
• 6:08
  trying
• 6:08
  to
• 6:08
  predict
• 6:08
  those
• 6:08
  exact
• 6:09
  highs
• 6:09
  and
• 6:09
  lows
• 6:10
  is
• 6:10
  impossible.
• 6:11
  Yes,
• 6:11
  it's
• 6:12
  a
• 6:12
  great
• 6:12
  theory,
• 6:13
  but
• 6:13
  it's
• 6:14
  not
• 6:14
  reality.
• 6:15
  And
• 6:15
  here's
• 6:16
  how
• 6:16
  I
• 6:16
  can
• 6:16
  prove
• 6:16
  that.
• 6:16
  Think
• 6:16
  about
• 6:17
  this
• 6:17
  for
• 6:17
  a
• 6:17
  second.
• 6:18
  You
• 6:18
  ever
• 6:18
  watch
• 6:18
  the
• 6:18
  weather?
• 6:20
  Every
• 6:20
  day
• 6:20
  the
• 6:20
  weather
• 6:20
  person
• 6:21
  comes
• 6:21
  on
• 6:21
  and
• 6:21
  says
• 6:21
  it's
• 6:22
  going
• 6:22
  to
• 6:22
  rain
• 6:22
  today.
• 6:22
  It's
• 6:22
  not
• 6:23
  going
• 6:23
  to
• 6:23
  rain
• 6:23
  today.
• 6:23
  Well,
• 6:23
  guess
• 6:24
  what?
• 6:24
  They
• 6:25
  get
• 6:25
  it
• 6:25
  wrong
• 6:25
  most
• 6:25
  of
• 6:25
  the
• 6:26
  time.
• 6:26
  So
• 6:27
  even
• 6:27
  financial
• 6:28
  professionals
• 6:29
  get
• 6:29
  the
• 6:29
  timing
• 6:30
  wrong.
• 6:31
  Because
• 6:31
  I'm
• 6:31
  going
• 6:31
  to
• 6:31
  let
• 6:31
  you
• 6:31
  know
• 6:32
  a
• 6:32
  little
• 6:32
  secret.
• 6:32
  If
• 6:33
  they
• 6:33
  knew
• 6:33
  all
• 6:33
  the
• 6:34
  secrets,
• 6:34
  they'd
• 6:35
  be
• 6:35
  so
• 6:35
  wealthy
• 6:35
  they
• 6:36
  wouldn't
• 6:36
  be
• 6:36
  on
• 6:36
  TV
• 6:36
  telling
• 6:37
  you
• 6:37
  what
• 6:37
  to
• 6:37
  do.
• 6:38
  They
• 6:38
  get
• 6:38
  it
• 6:38
  wrong
• 6:39
  all
• 6:39
  the
• 6:39
  time.
• 6:39
  But
• 6:39
  the
• 6:39
  key
• 6:40
  to
• 6:40
  this
• 6:40
  is
• 6:41
  discipline
• 6:41
  and
• 6:42
  consistency,
• 6:42
  not
• 6:43
  luck.
• 6:43
  Take
• 6:43
  the
• 6:43
  gambling
• 6:44
  away
• 6:44
  from
• 6:44
  it.
• 6:45
  Investments
• 6:46
  should
• 6:46
  never
• 6:46
  be
• 6:47
  a
• 6:47
  gamble.
• 6:47
  You
• 6:48
  should
• 6:48
  never
• 6:48
  gamble
• 6:49
  on
• 6:49
  your
• 6:49
  future
• 6:50
  that
• 6:50
  is
• 6:50
  so
• 6:51
  very
• 6:51
  critical.
• 6:52
  It's
• 6:52
  all
• 6:52
  about
• 6:53
  that
• 6:53
  long
• 6:53
  term
• 6:54
  investment
• 6:54
  outlook.
• 6:55
  And
• 6:55
  let
• 6:55
  that
• 6:56
  compounding
• 6:56
  work
• 6:56
  for
• 6:57
  you
• 6:57
  because
• 6:58
  here's
• 6:58
  the
• 6:58
  problem.
• 6:58
  And
• 6:59
  my
• 6:59
  client
• 6:59
  learned
• 6:59
  this
• 6:59
  the
• 6:59
  hard
• 7:00
  way.
• 7:00
  Those
• 7:01
  market
• 7:01
  timers,
• 7:02
  those
• 7:02
  people
• 7:02
  that
• 7:03
  are
• 7:03
  sitting
• 7:03
  on
• 7:03
  the
• 7:03
  sideline,
• 7:04
  like
• 7:04
  my
• 7:04
  client,
• 7:05
  they're
• 7:05
  just
• 7:05
  chasing
• 7:06
  shadows.
• 7:06
  They're
• 7:07
  waiting
• 7:07
  for
• 7:07
  something
• 7:08
  to
• 7:08
  happen
• 7:08
  and
• 7:08
  then
• 7:08
  are
• 7:08
  usually
• 7:09
  a
• 7:09
  step
• 7:09
  or
• 7:09
  two
• 7:10
  behind.
• 7:11
  So
• 7:11
  here's
• 7:11
  a
• 7:12
  key
• 7:12
  takeaway
• 7:12
  for
• 7:12
  today.
• 7:12
  Don't
• 7:13
  time
• 7:13
  the
• 7:13
  market,
• 7:14
  use
• 7:14
  your
• 7:15
  time.
• 7:15
  I
• 7:16
  want
• 7:16
  to
• 7:16
  say
• 7:16
  that
• 7:16
  again
• 7:16
  because
• 7:16
  it's
• 7:17
  so
• 7:17
  very
• 7:17
  critical.
• 7:18
  Don't
• 7:18
  time
• 7:19
  the
• 7:19
  market,
• 7:20
  use
• 7:21
  your
• 7:21
  time.
• 7:22
  You
• 7:22
  use
• 7:22
  your
• 7:22
  time
• 7:23
  by
• 7:23
  thinking
• 7:23
  about
• 7:23
  diligence
• 7:24
  and
• 7:25
  patience.
• 7:26
  And
• 7:26
  hey,
• 7:26
  it's
• 7:27
  all
• 7:27
  about
• 7:27
  faith
• 7:27
  as
• 7:27
  well.
• 7:28
  And
• 7:28
  it
• 7:28
  far
• 7:29
  outlasts
• 7:29
  that
• 7:30
  greed
• 7:30
  and
• 7:30
  that
• 7:30
  haste
• 7:32
  because
• 7:32
  that
• 7:32
  greed
• 7:33
  and
• 7:33
  the
• 7:33
  haste
• 7:33
  will
• 7:33
  fail
• 7:33
  you
• 7:34
  every
• 7:34
  time.
• 7:34
  Which
• 7:34
  leads
• 7:35
  me
• 7:35
  to
• 7:35
  our
• 7:35
  Bible
• 7:35
  verse
• 7:36
  today.
• 7:36
  And
• 7:36
  I've
• 7:36
  used
• 7:37
  this
• 7:37
  on
• 7:37
  this
• 7:37
  show
• 7:37
  many
• 7:37
  times.
• 7:38
  It's
• 7:38
  from
• 7:38
  the
• 7:38
  book
• 7:38
  of
• 7:38
  Proverbs,
• 7:39
  chapter
• 7:40
  21,
• 7:40
  verse
• 7:41
  5.
• 7:41
  And
• 7:41
  it
• 7:41
  says
• 7:41
  this.
• 7:42
  The
• 7:42
  plans
• 7:43
  of
• 7:43
  the
• 7:43
  diligent
• 7:44
  lead
• 7:44
  to
• 7:44
  profit
• 7:45
  as
• 7:45
  surely
• 7:45
  as
• 7:45
  haste
• 7:46
  leads
• 7:47
  to
• 7:47
  poverty.
• 7:48
  What's
• 7:49
  this
• 7:49
  Bible
• 7:49
  verse
• 7:49
  telling
• 7:50
  us?
• 7:50
  Plans.
• 7:51
  We
• 7:51
  need
• 7:52
  to
• 7:52
  be
• 7:52
  intentional
• 7:53
  in
• 7:53
  this.
• 7:53
  We
• 7:53
  need
• 7:54
  to
• 7:54
  be
• 7:54
  consistent
• 7:54
  in
• 7:54
  this
• 7:55
  diligence.
• 7:56
  Not
• 7:57
  that
• 7:57
  sitting
• 7:57
  on
• 7:57
  the
• 7:57
  sidelines
• 7:58
  and
• 7:58
  waiting
• 7:58
  to
• 7:58
  jump
• 7:59
  in
• 7:59
  and
• 7:59
  pounce
• 7:59
  when
• 7:59
  something
• 8:00
  happens,
• 8:00
  set
• 8:01
  diligent
• 8:02
  that
• 8:02
  continuous,
• 8:03
  consistent
• 8:04
  way
• 8:04
  to
• 8:04
  invest.
• 8:05
  And
• 8:06
  what
• 8:06
  does
• 8:06
  the
• 8:06
  scripture
• 8:07
  tell
• 8:07
  us?
• 8:07
  It
• 8:08
  leads
• 8:08
  us
• 8:08
  to
• 8:08
  profit.
• 8:09
  Well,
• 8:10
  that's
• 8:10
  what
• 8:10
  we're
• 8:10
  all
• 8:10
  looking
• 8:10
  for,
• 8:11
  right?
• 8:11
  We
• 8:12
  don't
• 8:12
  have
• 8:12
  to
• 8:12
  hit
• 8:12
  home
• 8:12
  runs
• 8:13
  every
• 8:13
  time.
• 8:13
  Most
• 8:13
  professional
• 8:14
  baseball
• 8:14
  hitters,
• 8:15
  when
• 8:15
  they
• 8:15
  step
• 8:15
  up
• 8:15
  to
• 8:15
  the
• 8:16
  plate,
• 8:16
  guess
• 8:16
  what?
• 8:17
  They
• 8:17
  strike
• 8:17
  out
• 8:18
  70%
• 8:18
  of
• 8:18
  the
• 8:18
  time.
• 8:20
  If
• 8:20
  you
• 8:20
  play
• 8:21
  that
• 8:21
  game,
• 8:21
  you're
• 8:22
  going
• 8:22
  to
• 8:22
  lose.
• 8:23
  Because
• 8:23
  what
• 8:23
  does
• 8:23
  the
• 8:23
  Bible
• 8:24
  verse
• 8:24
  say?
• 8:25
  As
• 8:25
  surely
• 8:26
  as
• 8:26
  haste,
• 8:27
  not
• 8:27
  being
• 8:28
  diligent,
• 8:29
  not
• 8:29
  planning,
• 8:30
  sitting
• 8:30
  on
• 8:30
  the
• 8:30
  sideline
• 8:31
  leads
• 8:31
  to
• 8:32
  what?
• 8:33
  Poverty.
• 8:34
  We
• 8:34
  don't
• 8:34
  want
• 8:34
  to
• 8:34
  live
• 8:35
  in
• 8:35
  poverty.
• 8:36
  Why
• 8:36
  don't
• 8:36
  we
• 8:36
  pray
• 8:37
  together
• 8:37
  right
• 8:37
  now,
• 8:38
  Lord,
• 8:38
  we
• 8:38
  come
• 8:39
  to
• 8:39
  you
• 8:39
  right
• 8:39
  now.
• 8:39
  We
• 8:39
  just
• 8:39
  thank
• 8:40
  you
• 8:40
  for
• 8:40
  provision,
• 8:41
  Lord,
• 8:41
  and
• 8:42
  we
• 8:42
  ask
• 8:42
  that
• 8:42
  you
• 8:42
  would
• 8:42
  help
• 8:43
  us
• 8:43
  to
• 8:43
  be
• 8:43
  diligent,
• 8:43
  to
• 8:44
  stay
• 8:44
  committed
• 8:44
  in
• 8:45
  those
• 8:45
  long
• 8:45
  term
• 8:46
  plans,
• 8:46
  Lord,
• 8:46
  and
• 8:46
  not
• 8:46
  to
• 8:47
  listen
• 8:47
  to
• 8:47
  all
• 8:47
  the
• 8:47
  noise
• 8:48
  around
• 8:48
  us,
• 8:48
  those
• 8:48
  people
• 8:49
  saying,
• 8:49
  oh,
• 8:49
  this
• 8:49
  is
• 8:49
  a
• 8:49
  sure
• 8:50
  thing,
• 8:50
  Ralph,
• 8:50
  or
• 8:51
  this
• 8:51
  is
• 8:51
  a
• 8:51
  sure
• 8:51
  thing.
• 8:52
  You're,
• 8:52
  you
• 8:52
  can't,
• 8:52
  you
• 8:53
  can't
• 8:53
  beat
• 8:53
  this.
• 8:53
  This
• 8:54
  is
• 8:54
  going
• 8:54
  to
• 8:54
  be
• 8:55
  the
• 8:55
  big
• 8:55
  game
• 8:55
  changer
• 8:56
  of
• 8:56
  all
• 8:56
  game
• 8:56
  changers.
• 8:57
  And
• 8:58
  Lord,
• 8:58
  we
• 8:58
  ask
• 8:58
  you
• 8:59
  to
• 8:59
  help
• 8:59
  us
• 8:59
  to
• 8:59
  guard
• 9:00
  ourselves
• 9:00
  from
• 9:00
  greed,
• 9:01
  Lord,
• 9:01
  and
• 9:01
  impatience.
• 9:02
  It's
• 9:02
  so
• 9:02
  easy
• 9:03
  in
• 9:03
  our
• 9:03
  fleshly
• 9:04
  bodies,
• 9:04
  Lord.
• 9:05
  We
• 9:05
  see
• 9:05
  these
• 9:06
  opportunities
• 9:06
  for
• 9:07
  greed
• 9:07
  and
• 9:07
  we
• 9:07
  see
• 9:07
  these
• 9:08
  opportunities
• 9:08
  for
• 9:08
  impatience
• 9:09
  or
• 9:09
  just
• 9:09
  help
• 9:09
  us
• 9:09
  to
• 9:10
  not
• 9:10
  do
• 9:10
  that.
• 9:11
  And
• 9:11
  we
• 9:11
  just
• 9:11
  thank
• 9:12
  you
• 9:12
  for
• 9:12
  wisdom,
• 9:12
  Lord,
• 9:13
  and
• 9:13
  for
• 9:13
  your
• 9:13
  scriptures
• 9:14
  that
• 9:14
  show
• 9:14
  us
• 9:14
  that
• 9:15
  diligence
• 9:16
  brings
• 9:17
  profit
• 9:18
  and
• 9:18
  that
• 9:18
  haste
• 9:19
  brings
• 9:19
  poverty.
• 9:20
  So
• 9:20
  thank
• 9:20
  you
• 9:20
  so
• 9:20
  much
• 9:20
  for
• 9:20
  your
• 9:21
  love
• 9:21
  for
• 9:21
  us.
• 9:22
  And
• 9:22
  we
• 9:22
  ask
• 9:22
  all
• 9:22
  these
• 9:23
  things
• 9:23
  in
• 9:23
  confidence
• 9:24
  in
• 9:24
  the
• 9:24
  name
• 9:24
  of
• 9:24
  Jesus.
• 9:25
  Amen.
• 9:27
  So
• 9:27
  here's
• 9:27
  my
• 9:27
  one
• 9:28
  action
• 9:28
  item
• 9:28
  for
• 9:28
  today.
• 9:28
  One
• 9:29
  of
• 9:29
  the
• 9:29
  things
• 9:29
  I
• 9:29
  always
• 9:29
  want
• 9:30
  to
• 9:30
  do
• 9:30
  for
• 9:30
  you
• 9:30
  is
• 9:30
  give
• 9:31
  you
• 9:31
  an
• 9:31
  action
• 9:31
  item.
• 9:32
  Just
• 9:32
  something
• 9:32
  small
• 9:32
  you
• 9:33
  can
• 9:33
  work
• 9:33
  on
• 9:33
  today.
• 9:33
  Well,
• 9:33
  here's
• 9:34
  something
• 9:34
  you
• 9:34
  can
• 9:34
  work
• 9:34
  on
• 9:34
  today.
• 9:35
  I
• 9:35
  want
• 9:35
  you
• 9:35
  to
• 9:36
  really
• 9:36
  commit
• 9:36
  to
• 9:36
  that
• 9:36
  long
• 9:37
  term
• 9:37
  plan.
• 9:38
  I
• 9:38
  want
• 9:38
  you
• 9:38
  to
• 9:38
  get
• 9:38
  a
• 9:39
  pen
• 9:39
  and
• 9:39
  paper
• 9:39
  and
• 9:40
  I
• 9:40
  want
• 9:40
  you
• 9:40
  to
• 9:40
  write
• 9:40
  this
• 9:40
  down.
• 9:41
  I'm
• 9:41
  a
• 9:41
  firm
• 9:41
  believer
• 9:42
  that
• 9:42
  you
• 9:42
  can
• 9:42
  type
• 9:42
  something,
• 9:43
  you
• 9:43
  can
• 9:43
  say
• 9:44
  it,
• 9:44
  but
• 9:44
  writing
• 9:45
  it
• 9:45
  down
• 9:45
  commits
• 9:45
  it
• 9:46
  to
• 9:46
  memory.
• 9:46
  I
• 9:46
  want
• 9:46
  you
• 9:46
  to
• 9:46
  write
• 9:46
  this
• 9:47
  down.
• 9:47
  I
• 9:48
  will
• 9:48
  not
• 9:48
  chase
• 9:48
  timing,
• 9:49
  I
• 9:50
  will
• 9:50
  invest
• 9:50
  consistently.
• 9:52
  That's
• 9:52
  the
• 9:52
  mantra
• 9:53
  for
• 9:53
  today.
• 9:53
  I'm
• 9:53
  not
• 9:53
  going
• 9:54
  to
• 9:54
  chase
• 9:54
  timing,
• 9:55
  I'm
• 9:55
  going
• 9:55
  to
• 9:55
  invest
• 9:56
  consistently.
• 9:57
  That
• 9:57
  needs
• 9:57
  to
• 9:57
  be
• 9:58
  your
• 9:58
  marching
• 9:58
  order.
• 9:59
  I'm
• 9:59
  going
• 9:59
  to
• 9:59
  encourage
• 10:00
  you,
• 10:00
  place
• 10:00
  that
• 10:00
  where
• 10:00
  you
• 10:01
  can
• 10:01
  easily
• 10:01
  See
• 10:01
  it
• 10:02
  maybe
• 10:02
  on
• 10:02
  your
• 10:02
  phone,
• 10:03
  maybe
• 10:03
  when
• 10:04
  you
• 10:04
  get
• 10:04
  your
• 10:04
  investment
• 10:05
  statement
• 10:05
  and
• 10:05
  you
• 10:05
  start
• 10:05
  thinking
• 10:06
  about
• 10:06
  Ralph.
• 10:06
  I
• 10:06
  wish
• 10:07
  I
• 10:07
  was
• 10:07
  timing
• 10:07
  the
• 10:07
  market
• 10:07
  a
• 10:08
  little
• 10:08
  bit.
• 10:08
  Put
• 10:08
  that
• 10:08
  right
• 10:09
  out
• 10:09
  there.
• 10:09
  I
• 10:09
  will
• 10:10
  not
• 10:10
  chase
• 10:10
  timing.
• 10:11
  I
• 10:11
  will
• 10:12
  invest
• 10:12
  consistently.
• 10:14
  The
• 10:14
  truth
• 10:15
  is
• 10:15
  buy
• 10:15
  low,
• 10:15
  sell
• 10:16
  high.
• 10:16
  Sounds
• 10:17
  simple,
• 10:18
  sounds
• 10:18
  like
• 10:18
  a
• 10:18
  great
• 10:19
  idea,
• 10:19
  but
• 10:20
  it's
• 10:20
  rarely
• 10:20
  achievable.
• 10:21
  If
• 10:21
  you
• 10:21
  think
• 10:21
  you're
• 10:22
  going
• 10:22
  to
• 10:22
  time
• 10:22
  the
• 10:22
  market,
• 10:23
  it's
• 10:23
  not
• 10:23
  going
• 10:23
  to
• 10:23
  work.
• 10:24
  It's
• 10:24
  impossible.
• 10:25
  And
• 10:25
  listen
• 10:25
  to
• 10:25
  this.
• 10:26
  I
• 10:26
  want
• 10:26
  you
• 10:26
  to
• 10:26
  hear
• 10:26
  this
• 10:26
  one
• 10:26
  more
• 10:26
  time.
• 10:27
  It's
• 10:27
  impossible
• 10:28
  because
• 10:29
  even
• 10:29
  experts
• 10:30
  can't
• 10:30
  do
• 10:30
  it.
• 10:30
  It's
• 10:31
  like
• 10:31
  predicting
• 10:31
  the
• 10:31
  weather.
• 10:31
  Like
• 10:32
  I
• 10:32
  said
• 10:32
  earlier,
• 10:33
  they
• 10:33
  get
• 10:33
  it
• 10:33
  wrong.
• 10:34
  But
• 10:35
  what
• 10:35
  they
• 10:35
  don't
• 10:35
  get
• 10:35
  wrong
• 10:36
  is
• 10:36
  consistency
• 10:37
  and
• 10:37
  diligence.
• 10:38
  Because
• 10:39
  with
• 10:39
  those
• 10:39
  two
• 10:39
  things,
• 10:39
  you'll
• 10:40
  get
• 10:40
  results.
• 10:41
  And
• 10:41
  what
• 10:42
  did
• 10:42
  I
• 10:42
  do
• 10:42
  about
• 10:42
  scripture
• 10:42
  today?
• 10:43
  What
• 10:43
  is
• 10:43
  God
• 10:43
  calling
• 10:43
  us
• 10:44
  to
• 10:44
  do?
• 10:44
  God
• 10:45
  calls
• 10:45
  us
• 10:45
  to
• 10:45
  use
• 10:45
  stewardship
• 10:46
  with
• 10:46
  patience,
• 10:47
  not
• 10:48
  haste.
• 10:49
  So
• 10:49
  reflect
• 10:49
  on
• 10:50
  today's
• 10:50
  Bible
• 10:50
  verse,
• 10:51
  diligence,
• 10:51
  not
• 10:52
  haste.
• 10:52
  And
• 10:53
  make
• 10:53
  sure
• 10:53
  you
• 10:53
  come
• 10:53
  back
• 10:53
  to
• 10:54
  join
• 10:54
  me
• 10:54
  tomorrow.
• 10:54
  Tomorrow
• 10:55
  we're
• 10:55
  going
• 10:55
  to
• 10:55
  talk
• 10:55
  about
• 10:56
  Ralph.
• 10:56
  How
• 10:56
  do
• 10:56
  I
• 10:57
  make
• 10:57
  sure
• 10:57
  that
• 10:57
  my
• 10:57
  portfolio
• 10:58
  is
• 10:58
  where
• 10:58
  I'm
• 10:58
  going
• 10:58
  if
• 10:59
  I
• 10:59
  have
• 10:59
  that
• 10:59
  long
• 11:00
  term
• 11:00
  view?
• 11:01
  When
• 11:01
  should
• 11:01
  I
• 11:01
  check
• 11:02
  my
• 11:02
  portfolio?
• 11:02
  I'm
• 11:03
  gonna
• 11:03
  give
• 11:03
  you
• 11:03
  a
• 11:03
  little
• 11:03
  spoiler.
• 11:04
  I'll
• 11:04
  tell
• 11:04
  you
• 11:04
  about
• 11:04
  a
• 11:04
  client
• 11:05
  that
• 11:05
  checks
• 11:05
  his
• 11:05
  every
• 11:06
  hour.
• 11:07
  He's
• 11:07
  driving
• 11:07
  himself
• 11:08
  crazy.
• 11:09
  So
• 11:09
  make
• 11:09
  sure
• 11:09
  you
• 11:09
  tune
• 11:09
  in
• 11:10
  tomorrow
• 11:10
  and
• 11:10
  we'll
• 11:11
  talk
• 11:11
  about
• 11:11
  reviewing
• 11:11
  your
• 11:12
  investments,
• 11:12
  when
• 11:12
  to
• 11:13
  check
• 11:13
  your
• 11:13
  portfolio.
• 11:14
  And
• 11:14
  right
• 11:14
  now
• 11:15
  you
• 11:15
  might
• 11:15
  have
• 11:15
  a
• 11:15
  question.
• 11:15
  I
• 11:16
  started
• 11:16
  today's
• 11:16
  show
• 11:16
  with
• 11:16
  a
• 11:17
  question.
• 11:17
  As
• 11:17
  you
• 11:17
  noticed,
• 11:18
  lately
• 11:18
  I've
• 11:18
  been
• 11:18
  using
• 11:18
  a
• 11:19
  lot
• 11:19
  more
• 11:19
  questions
• 11:19
  because
• 11:20
  people
• 11:20
  are
• 11:20
  sending
• 11:21
  these
• 11:21
  questions.
• 11:21
  And
• 11:22
  I
• 11:22
  want
• 11:22
  to
• 11:22
  encourage
• 11:22
  you
• 11:22
  to
• 11:22
  do
• 11:22
  the
• 11:23
  same
• 11:23
  thing.
• 11:23
  If
• 11:23
  you've
• 11:24
  got
• 11:24
  a
• 11:24
  question
• 11:24
  for
• 11:24
  this
• 11:24
  show,
• 11:25
  go
• 11:25
  to
• 11:26
  justaskRalph.com.
• 11:27
  i
• 11:27
  created
• 11:27
  this
• 11:28
  website
• 11:28
  because
• 11:28
  it
• 11:28
  makes
• 11:28
  it
• 11:29
  super
• 11:29
  simple.
• 11:30
  Just
• 11:30
  go
• 11:30
  to
• 11:30
  that
• 11:30
  website.
• 11:31
  You
• 11:31
  don't
• 11:31
  even
• 11:32
  have
• 11:32
  to
• 11:32
  put
• 11:32
  your
• 11:32
  name
• 11:32
  and
• 11:32
  email
• 11:33
  address
• 11:33
  and
• 11:33
  just
• 11:33
  put
• 11:33
  in
• 11:34
  your
• 11:34
  question
• 11:35
  because
• 11:35
  you're
• 11:35
  a
• 11:35
  vital
• 11:36
  part
• 11:36
  of
• 11:36
  the
• 11:36
  show.
• 11:36
  And
• 11:37
  these
• 11:37
  questions
• 11:37
  are
• 11:38
  what
• 11:38
  keep
• 11:38
  us
• 11:38
  going.
• 11:38
  Because
• 11:39
  listen,
• 11:39
  people
• 11:40
  just
• 11:40
  like
• 11:40
  you
• 11:41
  are
• 11:41
  thinking
• 11:41
  these
• 11:42
  same
• 11:42
  things.
• 11:43
  So
• 11:43
  help
• 11:43
  us
• 11:43
  grow
• 11:43
  the
• 11:44
  show.
• 11:44
  Share
• 11:44
  this
• 11:44
  with
• 11:45
  friends,
• 11:45
  send
• 11:45
  them
• 11:45
  to
• 11:46
  our
• 11:46
  website.
• 11:46
  That's
• 11:46
  financiallyconfidentchristian.com
• 11:49
  because
• 11:49
  guess
• 11:49
  what,
• 11:49
  as
• 11:49
  a
• 11:49
  Christian,
• 11:50
  we
• 11:50
  have
• 11:51
  an
• 11:51
  obligation
• 11:51
  to
• 11:52
  spread
• 11:52
  the
• 11:52
  good
• 11:52
  news.
• 11:53
  And
• 11:53
  what
• 11:53
  we
• 11:53
  talk
• 11:53
  about
• 11:53
  on
• 11:54
  this
• 11:54
  show
• 11:54
  is
• 11:54
  good
• 11:55
  news.
• 11:55
  We
• 11:55
  talk
• 11:55
  about
• 11:56
  faith,
• 11:56
  we
• 11:56
  talk
• 11:57
  about
• 11:57
  consistency,
• 11:58
  we
• 11:58
  talk
• 11:58
  about
• 11:58
  diligence.
• 11:59
  And
• 11:59
  the
• 11:59
  biggest
• 11:59
  thing
• 12:00
  I
• 12:00
  think
• 12:00
  we
• 12:00
  talk
• 12:00
  about
• 12:00
  is,
• 12:01
  is
• 12:01
  hope.
• 12:02
  And
• 12:02
  remember,
• 12:02
  you
• 12:03
  can
• 12:03
  make
• 12:03
  wise
• 12:04
  choices
• 12:04
  with
• 12:04
  your
• 12:04
  money.
• 12:05
  So
• 12:05
  stay
• 12:06
  informed
• 12:06
  and
• 12:07
  be
• 12:07
  wise
• 12:07
  financial
• 12:08
  stewards.
• 12:08
  Be
• 12:09
  a
• 12:09
  financially
• 12:09
  confident
• 12:10
  Christian.
• 12:10
  So
• 12:11
  I
• 12:11
  want
• 12:11
  to
• 12:11
  encourage
• 12:11
  you
• 12:11
  today,
• 12:12
  stay
• 12:12
  financially
• 12:12
  savvy
• 12:13
  out
• 12:13
  there.
• 12:13
  God
• 12:14
  bless
• 12:14
  you.
• 12:14
  And
• 12:15
  you
• 12:15
  have
• 12:15
  a
• 12:15
  great
• 12:15
  day
• 12:15
  today.