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LexRegPulse Daily - Sep 18, 2026

Alex here. This is LexRegPulse Daily for Friday, September 18, 2026.

The FDIC's board put two proposals on the table Thursday that rewrite how the agency reviews bank mergers and which state's laws reach an out-of-state bank. Both are proposals only — today's applications still run under the 1998 merger policy statement. That gap matters right now: Enova withdrew its bid to buy Grasshopper Bancorp on September 14, a $369 million deal, saying it couldn't price the timeline under current standards. Nothing in Thursday's text helps that filer — the comment clock hasn't even started.

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