Episode 64 - When a Penny Becomes a Treasury Problem with Kyle Hatfield (Centsless)

The Treasury Whisperer’s Talkcast Podcast · Sep 23, 2026 · 46m

In this episode of The Treasury Whisperer’s Talkcast Podcast,host Seth Marlowe interviews Kyle Hatfield, CEO and Co-Founder of Centsless (www.centsless.org). They explore the operational and compliance challenges created by the U.S.penny phase-out, including cash rounding rules, POS configuration, refunds, reconciliation, audit trails, and jurisdictional differences. Kyle also explains how Centsless is building a compliance layer designed to help merchants and financial institutions apply the correct rounding rules today -and adapt as future coins potentially face the same fate.

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Kyle…