Latest / Black Box Theory Podcast

BBT #03 | The Post-College Financial Blueprint
TikTok just became American-owned, your credit score determines if you can rent an apartment, and your college friends are either thriving or still on their parents' couch. Welcome to 2026 — where the mechanics of "making it" changed while you were taking finals.
Malcolm and Thomas deliver the financial playbook nobody gave you after graduation: how to build credit the RIGHT way (not the bank's way), what the TikTok deal actually means for creators, and how to transition from college to the real world without going broke.
⏱️ Timestamps:
00:00 — The post-grad pivot: everything changed while…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.