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What Is the Simplest Way to Organize Bills When Dates Always Change? · Becoming Financially Confident

• 0:37
  Do
• 0:37
  you
• 0:37
  ever
• 0:37
  feel
• 0:38
  like
• 0:38
  your
• 0:38
  bills
• 0:38
  are
• 0:38
  playing
• 0:39
  whack
• 0:39
  a
• 0:39
  mole?
• 0:40
  You
• 0:40
  know,
• 0:40
  one
• 0:41
  pops
• 0:41
  up
• 0:41
  and
• 0:41
  you
• 0:41
  pay
• 0:42
  it,
• 0:42
  then
• 0:43
  another
• 0:43
  one
• 0:43
  appears
• 0:43
  out
• 0:43
  of
• 0:44
  nowhere.
• 0:45
  And
• 0:45
  the
• 0:45
  worst
• 0:46
  part
• 0:46
  is
• 0:46
  it's
• 0:47
  never
• 0:47
  the
• 0:47
  same
• 0:48
  rhythm.
• 0:49
  Different
• 0:49
  due
• 0:49
  dates,
• 0:50
  different
• 0:51
  amounts,
• 0:52
  even
• 0:52
  different
• 0:52
  timing.
• 0:53
  So
• 0:54
  you're
• 0:54
  always
• 0:54
  scrambling,
• 0:55
  you're
• 0:56
  always
• 0:56
  reacting,
• 0:57
  and
• 0:57
  you're
• 0:58
  always
• 0:58
  bracing
• 0:58
  for
• 0:59
  that
• 0:59
  next
• 0:59
  surprise
• 1:01
  friend.
• 1:01
  You
• 1:01
  don't
• 1:02
  need
• 1:02
  more
• 1:02
  discipline.
• 1:03
  You
• 1:03
  just
• 1:04
  need
• 1:04
  a
• 1:04
  better
• 1:04
  system.
• 1:05
  So
• 1:05
  today
• 1:06
  I'm
• 1:06
  going
• 1:06
  to
• 1:06
  give
• 1:06
  you
• 1:06
  the
• 1:06
  easiest
• 1:07
  way
• 1:07
  to
• 1:07
  map
• 1:08
  your
• 1:08
  bills
• 1:08
  so
• 1:08
  money
• 1:09
  stops
• 1:09
  catching
• 1:09
  you
• 1:09
  off
• 1:10
  guard.
• 1:32
  Hello,
• 1:32
  friend.
• 1:33
  Ralph
• 1:33
  Estep
• 1:34
  Jr.
• 1:34
  Here.
• 1:34
  Welcome
• 1:35
  to
• 1:35
  financially
• 1:36
  Confident
• 1:36
  Christian,
• 1:37
  where
• 1:37
  every
• 1:37
  day
• 1:38
  my
• 1:38
  goal
• 1:38
  is
• 1:38
  pretty
• 1:39
  simple.
• 1:39
  I
• 1:40
  want
• 1:40
  to
• 1:40
  help
• 1:40
  you
• 1:40
  break
• 1:41
  that
• 1:41
  cycle
• 1:41
  of
• 1:42
  financial
• 1:42
  shame
• 1:43
  and
• 1:43
  live
• 1:43
  in
• 1:43
  confidence.
• 1:45
  And
• 1:45
  today
• 1:45
  we're
• 1:45
  going
• 1:45
  to
• 1:46
  talk
• 1:46
  about
• 1:46
  the
• 1:46
  simplest
• 1:47
  way
• 1:47
  to
• 1:47
  organize
• 1:48
  bills
• 1:49
  when
• 1:49
  dates
• 1:49
  are
• 1:50
  always
• 1:50
  changing.
• 1:51
  Let's
• 1:51
  get
• 1:52
  right
• 1:52
  to
• 1:52
  our
• 1:52
  listener
• 1:52
  question
• 1:53
  today.
• 1:54
  Listener
• 1:54
  question
• 1:54
  says
• 1:55
  this,
• 1:56
  Ralph,
• 1:57
  My
• 1:57
  bills
• 1:57
  are
• 1:57
  due
• 1:57
  at
• 1:58
  different
• 1:58
  times
• 1:58
  every
• 1:59
  month,
• 2:00
  and
• 2:00
  I
• 2:00
  feel
• 2:00
  like
• 2:00
  I'm
• 2:01
  constantly
• 2:01
  scrambling
• 2:02
  to
• 2:02
  keep
• 2:02
  up.
• 2:03
  It
• 2:03
  feels
• 2:03
  like
• 2:03
  I'm
• 2:04
  always
• 2:04
  reacting.
• 2:05
  I'm
• 2:05
  never
• 2:06
  ahead,
• 2:07
  never
• 2:07
  steady.
• 2:08
  I
• 2:08
  want
• 2:08
  to
• 2:09
  be
• 2:09
  proactive
• 2:10
  and
• 2:10
  I
• 2:10
  want
• 2:10
  to
• 2:10
  finally
• 2:11
  feel
• 2:11
  in
• 2:11
  control.
• 2:12
  But
• 2:13
  I
• 2:13
  honestly
• 2:13
  don't
• 2:13
  know
• 2:13
  where
• 2:14
  to
• 2:14
  start.
• 2:15
  What's
• 2:15
  the
• 2:15
  simplest
• 2:16
  way
• 2:16
  to
• 2:17
  map
• 2:17
  out
• 2:17
  my
• 2:17
  bills
• 2:18
  so
• 2:18
  money
• 2:19
  stops
• 2:19
  catching
• 2:20
  me
• 2:20
  off
• 2:20
  guard?
• 2:22
  I
• 2:23
  like
• 2:23
  that
• 2:23
  question.
• 2:24
  None
• 2:25
  of
• 2:25
  us
• 2:25
  like
• 2:25
  to
• 2:25
  be
• 2:25
  caught
• 2:26
  off
• 2:26
  guard.
• 2:27
  Kind
• 2:27
  of
• 2:27
  like
• 2:27
  you're
• 2:27
  going
• 2:28
  through
• 2:28
  a
• 2:28
  horror
• 2:28
  place
• 2:29
  and
• 2:29
  somebody
• 2:29
  jumps
• 2:30
  out
• 2:30
  at
• 2:30
  you,
• 2:31
  you
• 2:31
  don't
• 2:31
  want
• 2:31
  your
• 2:31
  bills
• 2:32
  back.
• 2:33
  So
• 2:33
  my
• 2:34
  big
• 2:34
  idea
• 2:34
  today
• 2:34
  is
• 2:35
  when
• 2:35
  you
• 2:35
  can
• 2:35
  finally
• 2:36
  get
• 2:36
  control.
• 2:37
  You
• 2:37
  stop
• 2:38
  tracking
• 2:38
  due
• 2:39
  dates
• 2:39
  and
• 2:39
  you
• 2:39
  start
• 2:39
  running
• 2:40
  what
• 2:40
  I'll
• 2:40
  call
• 2:40
  a
• 2:41
  weekly
• 2:41
  bills
• 2:42
  rhythm.
• 2:42
  That's
• 2:42
  what
• 2:42
  I
• 2:42
  really
• 2:43
  want
• 2:43
  to
• 2:43
  drill
• 2:43
  down
• 2:43
  in
• 2:43
  today.
• 2:45
  But
• 2:45
  how
• 2:45
  do
• 2:45
  you
• 2:45
  do
• 2:45
  that?
• 2:46
  Here's
• 2:46
  how
• 2:47
  you
• 2:47
  do
• 2:47
  it.
• 2:47
  So
• 2:47
  start
• 2:48
  off
• 2:48
  by
• 2:48
  making
• 2:48
  one
• 2:49
  master
• 2:49
  list.
• 2:50
  Now,
• 2:50
  I'm
• 2:50
  not
• 2:50
  telling
• 2:50
  you
• 2:51
  to
• 2:51
  go
• 2:51
  spend
• 2:51
  an
• 2:51
  hour
• 2:52
  doing
• 2:52
  this.
• 2:52
  I'm
• 2:52
  talking
• 2:53
  about
• 2:53
  10
• 2:53
  minutes.
• 2:54
  You
• 2:54
  don't
• 2:54
  have
• 2:55
  to
• 2:55
  start
• 2:55
  with
• 2:55
  some
• 2:55
  fancy
• 2:56
  app.
• 2:56
  It
• 2:56
  doesn't
• 2:57
  have
• 2:57
  to
• 2:57
  be
• 2:57
  this
• 2:57
  elaborate
• 2:58
  spreadsheet.
• 2:59
  You
• 3:00
  can
• 3:00
  start
• 3:00
  with
• 3:00
  a
• 3:00
  simple
• 3:01
  list.
• 3:02
  And
• 3:02
  on
• 3:02
  that
• 3:02
  list,
• 3:03
  here's
• 3:03
  the
• 3:03
  thing
• 3:03
  you
• 3:03
  want
• 3:03
  to
• 3:04
  include.
• 3:04
  Put
• 3:05
  the
• 3:05
  name
• 3:05
  of
• 3:05
  the
• 3:05
  bill.
• 3:06
  You
• 3:06
  can
• 3:07
  put
• 3:07
  the
• 3:07
  typical
• 3:07
  amount
• 3:08
  of
• 3:08
  the
• 3:08
  bill
• 3:08
  and
• 3:09
  then
• 3:09
  I'm
• 3:09
  going
• 3:09
  to
• 3:09
  encourage
• 3:10
  you
• 3:10
  to
• 3:10
  put
• 3:10
  what
• 3:10
  I
• 3:10
  call
• 3:10
  a
• 3:11
  due
• 3:11
  window.
• 3:12
  Is
• 3:12
  it
• 3:13
  early
• 3:13
  in
• 3:13
  the
• 3:13
  month,
• 3:14
  is
• 3:14
  it
• 3:14
  mid
• 3:14
  month,
• 3:15
  or
• 3:15
  is
• 3:15
  it
• 3:15
  late
• 3:15
  month?
• 3:16
  Now
• 3:17
  I
• 3:17
  also
• 3:17
  can
• 3:17
  think
• 3:17
  you
• 3:17
  should
• 3:18
  put
• 3:18
  whether
• 3:18
  it's
• 3:18
  an
• 3:18
  auto
• 3:19
  drift
• 3:19
  yes
• 3:19
  or
• 3:19
  no.
• 3:19
  You
• 3:20
  don't
• 3:20
  want
• 3:20
  any
• 3:20
  surprises
• 3:20
  like
• 3:21
  that.
• 3:22
  But
• 3:22
  that's
• 3:22
  it
• 3:23
  because
• 3:23
  right
• 3:23
  now
• 3:24
  we're
• 3:24
  going
• 3:24
  for
• 3:24
  clarity,
• 3:25
  not
• 3:25
  Perfection.
• 3:27
  Second
• 3:27
  thing,
• 3:28
  and
• 3:28
  this
• 3:29
  is
• 3:29
  why
• 3:29
  I
• 3:29
  told
• 3:29
  you
• 3:29
  to
• 3:29
  do
• 3:29
  those
• 3:30
  windows.
• 3:31
  Stop
• 3:32
  chasing
• 3:32
  dates
• 3:33
  and
• 3:33
  choose
• 3:34
  two
• 3:34
  money
• 3:35
  days.
• 3:36
  Here's
• 3:36
  the
• 3:36
  simplest
• 3:37
  method
• 3:37
  I
• 3:37
  can
• 3:37
  Think
• 3:37
  of.
• 3:38
  Pick
• 3:38
  2
• 3:39
  days
• 3:39
  each
• 3:40
  month
• 3:40
  to
• 3:40
  handle
• 3:40
  your
• 3:41
  money.
• 3:42
  For
• 3:42
  example,
• 3:43
  let's
• 3:43
  say
• 3:43
  your
• 3:43
  first
• 3:44
  money
• 3:44
  day
• 3:44
  of
• 3:44
  the
• 3:44
  month
• 3:45
  is
• 3:45
  the
• 3:45
  first
• 3:45
  of
• 3:45
  the
• 3:46
  month.
• 3:46
  You're
• 3:46
  going
• 3:46
  to
• 3:47
  have
• 3:47
  a
• 3:47
  bucket
• 3:47
  of
• 3:47
  bills
• 3:48
  which
• 3:48
  land
• 3:48
  on
• 3:48
  the
• 3:49
  first.
• 3:50
  Maybe
• 3:50
  your
• 3:50
  second
• 3:50
  money
• 3:51
  day
• 3:51
  is
• 3:51
  the
• 3:52
  15th
• 3:52
  of
• 3:52
  the
• 3:52
  month.
• 3:52
  Again,
• 3:53
  this
• 3:53
  could
• 3:53
  be
• 3:54
  based
• 3:54
  on
• 3:54
  your
• 3:54
  pay
• 3:55
  cycle.
• 3:56
  But
• 3:56
  on
• 3:56
  those
• 3:57
  two
• 3:57
  days,
• 3:58
  you
• 3:58
  pay
• 3:59
  what's
• 3:59
  due,
• 4:00
  you
• 4:00
  set
• 4:00
  aside
• 4:01
  for
• 4:01
  what's
• 4:01
  coming,
• 4:02
  and
• 4:02
  you
• 4:02
  check
• 4:03
  what's
• 4:03
  changed.
• 4:04
  That
• 4:05
  way,
• 4:05
  even
• 4:05
  if
• 4:05
  the
• 4:05
  due
• 4:06
  dates
• 4:06
  move,
• 4:06
  your
• 4:07
  money
• 4:07
  days
• 4:07
  don't.
• 4:09
  And
• 4:09
  if
• 4:09
  you
• 4:09
  think
• 4:09
  about
• 4:09
  it,
• 4:09
  what
• 4:10
  you're
• 4:10
  doing
• 4:10
  is
• 4:10
  you're
• 4:10
  turning
• 4:11
  that
• 4:11
  chaos
• 4:12
  into
• 4:12
  a
• 4:12
  rhythm.
• 4:14
  Here's
• 4:14
  another
• 4:15
  thing
• 4:15
  I
• 4:15
  think
• 4:15
  you
• 4:15
  should
• 4:15
  do.
• 4:16
  Use
• 4:17
  one
• 4:17
  bills
• 4:18
  account.
• 4:19
  And
• 4:19
  this
• 4:20
  one
• 4:20
  I
• 4:20
  think
• 4:20
  is
• 4:20
  so
• 4:21
  critical
• 4:21
  to
• 4:21
  your
• 4:21
  success.
• 4:23
  If
• 4:23
  your
• 4:23
  bills
• 4:24
  are
• 4:24
  mixed
• 4:24
  with
• 4:24
  your
• 4:24
  spending
• 4:25
  money,
• 4:25
  you're
• 4:26
  always
• 4:26
  going
• 4:26
  to
• 4:27
  feel
• 4:27
  behind.
• 4:28
  One
• 4:28
  of
• 4:28
  the
• 4:28
  easiest
• 4:29
  ways
• 4:29
  to
• 4:29
  beat
• 4:30
  that
• 4:30
  is
• 4:30
  to
• 4:30
  create
• 4:30
  a
• 4:31
  separate
• 4:31
  bills
• 4:31
  account.
• 4:32
  And
• 4:32
  then
• 4:32
  on
• 4:33
  payday,
• 4:33
  transfer
• 4:34
  the
• 4:34
  bills
• 4:34
  money
• 4:35
  into
• 4:35
  that
• 4:35
  account.
• 4:36
  And
• 4:36
  then
• 4:37
  the
• 4:37
  bills
• 4:37
  get
• 4:37
  paid
• 4:38
  from
• 4:38
  one
• 4:38
  place.
• 4:38
  You
• 4:38
  don't
• 4:38
  have
• 4:38
  to
• 4:39
  worry
• 4:39
  anymore.
• 4:39
  Did
• 4:40
  I
• 4:40
  spend
• 4:40
  the
• 4:40
  rent
• 4:41
  money
• 4:41
  on
• 4:41
  groceries?
• 4:42
  That's
• 4:43
  just
• 4:43
  a
• 4:43
  level
• 4:43
  of
• 4:44
  panic.
• 4:45
  Because
• 4:45
  when
• 4:45
  you
• 4:45
  have
• 4:46
  one
• 4:46
  account
• 4:46
  set
• 4:47
  aside
• 4:47
  for
• 4:47
  bills,
• 4:48
  that
• 4:48
  one
• 4:48
  account
• 4:49
  has
• 4:49
  just
• 4:49
  one
• 4:50
  purpose.
• 4:51
  Here's
• 4:51
  another
• 4:51
  thing
• 4:51
  I'm
• 4:52
  going
• 4:52
  to
• 4:52
  encourage
• 4:52
  you
• 4:52
  to
• 4:52
  do.
• 4:53
  Pay
• 4:54
  by
• 4:54
  pay
• 4:54
  period,
• 4:55
  not
• 4:55
  the
• 4:55
  due
• 4:55
  date.
• 4:56
  This
• 4:56
  is
• 4:57
  what
• 4:57
  I
• 4:57
  call
• 4:57
  the
• 4:57
  secret
• 4:57
  to
• 4:58
  all
• 4:58
  of
• 4:58
  this.
• 4:59
  If
• 4:59
  you
• 4:59
  get
• 4:59
  paid
• 5:00
  twice
• 5:00
  a
• 5:00
  month,
• 5:01
  pay
• 5:01
  all
• 5:02
  your
• 5:02
  early
• 5:02
  month
• 5:03
  bills
• 5:03
  with
• 5:03
  that
• 5:03
  first
• 5:04
  paycheck.
• 5:05
  And
• 5:05
  then
• 5:05
  pay
• 5:05
  all
• 5:05
  the
• 5:05
  late
• 5:06
  month
• 5:06
  bills
• 5:06
  with
• 5:07
  the
• 5:07
  second
• 5:07
  check.
• 5:08
  If
• 5:08
  you're
• 5:09
  weekly
• 5:09
  or
• 5:09
  bi
• 5:09
  weekly,
• 5:10
  then
• 5:10
  each
• 5:11
  payday
• 5:11
  you
• 5:11
  fund
• 5:11
  the
• 5:11
  next
• 5:12
  seven
• 5:12
  to
• 5:12
  14
• 5:13
  days
• 5:13
  of
• 5:13
  bills.
• 5:14
  And
• 5:14
  then
• 5:15
  your
• 5:15
  paycheck
• 5:15
  really
• 5:15
  becomes
• 5:16
  your
• 5:16
  calendar.
• 5:17
  I
• 5:17
  remember
• 5:17
  at
• 5:17
  one
• 5:18
  point
• 5:18
  I
• 5:18
  was
• 5:18
  working
• 5:18
  for
• 5:19
  my
• 5:19
  dad's
• 5:19
  accounting
• 5:20
  practice.
• 5:20
  We
• 5:20
  got
• 5:21
  paid
• 5:21
  once
• 5:21
  a
• 5:21
  month
• 5:22
  and
• 5:22
  it
• 5:22
  was
• 5:23
  really
• 5:23
  hard
• 5:23
  to
• 5:23
  manage
• 5:24
  that.
• 5:24
  So
• 5:24
  we
• 5:24
  did
• 5:24
  strategic
• 5:25
  in
• 5:25
  doing
• 5:25
  it.
• 5:26
  And
• 5:26
  I
• 5:26
  remember
• 5:26
  I
• 5:26
  went
• 5:26
  to
• 5:26
  another
• 5:27
  job.
• 5:27
  We
• 5:27
  started
• 5:27
  getting
• 5:27
  paid
• 5:28
  every
• 5:28
  two
• 5:28
  weeks.
• 5:28
  I
• 5:28
  was
• 5:29
  like,
• 5:29
  wow,
• 5:29
  this
• 5:29
  is
• 5:29
  so
• 5:29
  much
• 5:30
  easier
• 5:30
  now.
• 5:31
  And
• 5:32
  one
• 5:32
  more
• 5:32
  way
• 5:32
  you
• 5:32
  can
• 5:32
  make
• 5:33
  this
• 5:33
  easier.
• 5:34
  And
• 5:34
  you
• 5:34
  know,
• 5:34
  I'm
• 5:34
  going
• 5:34
  to
• 5:34
  sound
• 5:35
  like
• 5:35
  a
• 5:35
  broken
• 5:35
  record
• 5:35
  on
• 5:36
  this,
• 5:36
  but
• 5:36
  add
• 5:37
  one
• 5:37
  small
• 5:37
  buffer
• 5:38
  to
• 5:38
  eliminate
• 5:39
  those
• 5:39
  surprises.
• 5:40
  And
• 5:41
  it
• 5:41
  doesn't
• 5:41
  have
• 5:41
  to
• 5:41
  be
• 5:41
  a
• 5:42
  lot
• 5:42
  of
• 5:42
  money.
• 5:42
  You
• 5:43
  can
• 5:43
  start
• 5:43
  with
• 5:43
  a
• 5:43
  hundred
• 5:44
  dollars,
• 5:45
  but
• 5:45
  that
• 5:45
  buffer
• 5:45
  is
• 5:46
  for
• 5:46
  those
• 5:46
  slightly
• 5:47
  higher
• 5:47
  utility
• 5:48
  bills.
• 5:48
  The
• 5:49
  winter
• 5:49
  months
• 5:49
  here
• 5:49
  in
• 5:50
  Delaware,
• 5:50
  it
• 5:51
  was
• 5:51
  kind
• 5:51
  of
• 5:51
  cold
• 5:51
  this
• 5:52
  year.
• 5:52
  And
• 5:52
  the
• 5:53
  winter
• 5:53
  the
• 5:53
  electrical
• 5:54
  bills
• 5:54
  were
• 5:54
  higher.
• 5:55
  Maybe
• 5:55
  you've
• 5:55
  got
• 5:56
  some
• 5:56
  timing
• 5:56
  changes
• 5:57
  or
• 5:58
  maybe
• 5:58
  you've
• 5:58
  got
• 5:58
  one
• 5:58
  of
• 5:58
  those
• 5:59
  bills
• 5:59
  that
• 5:59
  just
• 5:59
  dropped
• 6:00
  a
• 6:00
  random
• 6:00
  fee.
• 6:01
  Well,
• 6:01
  if
• 6:01
  you
• 6:02
  have
• 6:02
  that
• 6:02
  buffer,
• 6:03
  it's
• 6:03
  not
• 6:03
  going
• 6:03
  to
• 6:03
  solve
• 6:03
  everything,
• 6:04
  but
• 6:04
  it
• 6:05
  stops
• 6:05
  the
• 6:05
  scramble
• 6:06
  and
• 6:07
  it
• 6:07
  stops
• 6:07
  the
• 6:08
  panic.
• 6:09
  In
• 6:09
  the
• 6:09
  end,
• 6:10
  I
• 6:10
  really
• 6:10
  believe
• 6:10
  that
• 6:11
  order
• 6:11
  brings
• 6:12
  peace.
• 6:13
  So
• 6:13
  here's
• 6:13
  your
• 6:14
  win
• 6:14
  for
• 6:14
  today.
• 6:14
  Really
• 6:15
  want
• 6:15
  to
• 6:15
  encourage
• 6:15
  you
• 6:15
  to
• 6:15
  create
• 6:16
  your
• 6:16
  master
• 6:16
  list
• 6:17
  and
• 6:17
  pick
• 6:17
  your
• 6:18
  two
• 6:18
  money
• 6:18
  days.
• 6:19
  That
• 6:19
  one
• 6:20
  move,
• 6:20
  if
• 6:20
  you
• 6:20
  do
• 6:20
  that
• 6:21
  today,
• 6:21
  turns
• 6:22
  reaction
• 6:22
  into
• 6:23
  routine,
• 6:23
  and
• 6:23
  we
• 6:23
  build
• 6:23
  that
• 6:24
  rhythm
• 6:24
  we
• 6:24
  talked
• 6:24
  about.
• 6:25
  Well,
• 6:25
  let's
• 6:26
  get
• 6:26
  right
• 6:26
  into
• 6:26
  the
• 6:26
  word
• 6:27
  today.
• 6:27
  We're
• 6:28
  going
• 6:28
  to
• 6:28
  go
• 6:28
  to
• 6:28
  First
• 6:28
  Corinthians,
• 6:29
  chapter
• 6:30
  14,
• 6:30
  verse
• 6:31
  40
• 6:32
  says
• 6:32
  this,
• 6:33
  but
• 6:33
  everything
• 6:34
  should
• 6:34
  be
• 6:34
  done
• 6:34
  in
• 6:35
  a
• 6:35
  fitting
• 6:35
  and
• 6:36
  orderly
• 6:36
  way.
• 6:37
  You
• 6:38
  know,
• 6:38
  it's
• 6:38
  funny.
• 6:39
  God
• 6:39
  loves
• 6:39
  us
• 6:40
  accountants.
• 6:41
  We
• 6:41
  like
• 6:41
  things
• 6:41
  done
• 6:42
  in
• 6:42
  fitting
• 6:42
  and
• 6:42
  orderly
• 6:43
  ways.
• 6:44
  And
• 6:44
  God
• 6:44
  honors
• 6:45
  that
• 6:45
  order.
• 6:46
  And
• 6:46
  a
• 6:46
  simple
• 6:47
  bill
• 6:47
  system
• 6:47
  brings
• 6:48
  peace
• 6:48
  where
• 6:49
  chaos
• 6:49
  used
• 6:50
  to
• 6:50
  live.
• 6:51
  How
• 6:51
  about
• 6:51
  we
• 6:51
  pray
• 6:51
  to
• 6:51
  God
• 6:51
  right
• 6:52
  now?
• 6:53
  Lord,
• 6:53
  you
• 6:54
  see
• 6:54
  how
• 6:54
  exhausted
• 6:55
  my
• 6:55
  friend
• 6:55
  is
• 6:56
  from
• 6:56
  always
• 6:56
  reacting.
• 6:58
  Lord,
• 6:58
  bring
• 6:58
  order
• 6:59
  to
• 6:59
  their
• 6:59
  finances.
• 7:00
  Give
• 7:01
  them
• 7:01
  clarity
• 7:01
  to
• 7:02
  list
• 7:02
  their
• 7:02
  bills
• 7:02
  and
• 7:03
  help
• 7:03
  them
• 7:04
  have
• 7:04
  a
• 7:04
  discipline
• 7:04
  to
• 7:05
  choose
• 7:05
  a
• 7:05
  rhythm.
• 7:06
  And,
• 7:07
  Lord,
• 7:07
  let
• 7:07
  there
• 7:07
  be
• 7:07
  peace
• 7:08
  as
• 7:08
  they
• 7:08
  follow
• 7:09
  that
• 7:09
  simple
• 7:09
  plan.
• 7:10
  We
• 7:10
  ask
• 7:11
  that
• 7:11
  you
• 7:11
  would
• 7:11
  replace
• 7:11
  scrambling
• 7:12
  with
• 7:12
  steadiness,
• 7:13
  replace
• 7:14
  fear
• 7:14
  with
• 7:14
  confidence,
• 7:15
  and
• 7:16
  remind
• 7:16
  them
• 7:16
  that
• 7:17
  wise
• 7:17
  order
• 7:17
  is
• 7:18
  not
• 7:18
  about
• 7:18
  control,
• 7:19
  but
• 7:19
  it's
• 7:20
  actually
• 7:20
  about
• 7:20
  stewardship.
• 7:21
  And
• 7:22
  we
• 7:22
  ask
• 7:22
  this
• 7:22
  in
• 7:23
  the
• 7:23
  holy
• 7:23
  name
• 7:23
  of
• 7:23
  Jesus.
• 7:25
  Amen,
• 7:26
  friend.
• 7:27
  You
• 7:27
  don't
• 7:27
  need
• 7:27
  a
• 7:27
  perfect
• 7:28
  system.
• 7:29
  You
• 7:29
  just
• 7:29
  need
• 7:30
  a
• 7:30
  simple
• 7:30
  rhythm
• 7:30
  that
• 7:31
  you'll
• 7:31
  actually
• 7:31
  keep.
• 7:33
  So
• 7:33
  I
• 7:33
  encourage
• 7:33
  you
• 7:33
  to
• 7:34
  go
• 7:34
  do
• 7:34
  that
• 7:34
  today.
• 7:35
  And
• 7:35
  if
• 7:35
  you've
• 7:35
  got
• 7:36
  a
• 7:36
  question
• 7:36
  for
• 7:36
  the
• 7:36
  show,
• 7:37
  as
• 7:37
  you
• 7:37
  know,
• 7:37
  I
• 7:37
  love
• 7:38
  answering
• 7:38
  questions.
• 7:39
  We'll
• 7:39
  put
• 7:39
  this
• 7:40
  in
• 7:40
  the
• 7:40
  show
• 7:40
  notes,
• 7:40
  but
• 7:40
  you
• 7:41
  can
• 7:41
  go
• 7:41
  to
• 7:41
  financiallyconfidentchristian.com/question
• 7:46
  Again.
• 7:46
  It'll
• 7:47
  be
• 7:47
  in
• 7:47
  the
• 7:47
  show
• 7:47
  notes,
• 7:48
  but
• 7:48
  I
• 7:48
  want
• 7:48
  to
• 7:48
  give
• 7:48
  it
• 7:48
  to
• 7:48
  you
• 7:49
  one
• 7:49
  more
• 7:49
  time.
• 7:50
  It's
• 7:50
  financiallyconfidentchristian.Com/Question.
• 7:55
  Well,
• 7:55
  thank
• 7:56
  you
• 7:56
  so
• 7:56
  much
• 7:56
  for
• 7:56
  joining
• 7:57
  me
• 7:57
  today.
• 7:57
  As
• 7:57
  I
• 7:58
  always
• 7:58
  say,
• 7:58
  stay
• 7:58
  financially
• 7:59
  savvy.
• 8:00
  May
• 8:00
  God
• 8:00
  bless
• 8:01
  you,
• 8:01
  and
• 8:01
  you
• 8:02
  have
• 8:02
  a
• 8:02
  truly
• 8:02
  great
• 8:03
  day
• 8:03
  today.