Latest / Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design / 164 | Why Focusing on Paying Off Debt Isn’t the Path to Financial Freedom

Transcript

164 | Why Focusing on Paying Off Debt Isn’t the Path to Financial Freedom · Your Money, Your Rules | Financial Mastery, Wealth Mindset, Leadership Principles, Intuitive Decision-Making, Human Design

• 0:00
  Erin Gray: Today we're going to be diving into a topic that some women in business have thought about at some point.
• 0:06
  Erin Gray: I know this because when I receive the form that you complete when you want to sit down and visit with me, um, paying off debt is one of those things that is often on there.
• 0:19
  Erin Gray: And this also is with other women that I visit with and talk to.
• 0:25
  Erin Gray: And so I want to discuss today about focusing your energy or having a goal of paying off the debt.
• 0:33
  Erin Gray: And I'm going to get into why I think that this is not the energy that we want to be in.
• 0:37
  Erin Gray: Also, before we dive in, I want to invite you to workshop that I am hosting on Tuesday, December 16th at 10 a.m.
• 0:44
  Erin Gray: Mountain Standard Time.
• 0:46
  Erin Gray: We are going to be diving into how to have money conversations with your spouse without the conflict so that there aren't any shutdowns or defensiveness or argumentativeness, no walking on eggshells or whatever it is that you might be feeling when you want to have money conversations with your spouse.
• 1:04
  Erin Gray: So if you want more communication that feels more grounded and connected instead of tense or full of friction, come join us on Tuesday, December 16th at 10 a.m.
• 1:17
  Erin Gray: Mountain Standard Time, and I will put the link in the show notes to register.
• 1:20
  Erin Gray: So because I believe that we are all energy, what you focus on grows.
• 1:27
  Erin Gray: And I think sometimes when we're doing this work, we have a tendency or maybe we have been taught to focus on what we don't want.
• 1:35
  Erin Gray: And that hasn't necessarily been said outright by our parents to us.
• 1:40
  Erin Gray: But that is sometimes it's almost like, well, let's solve for the problem versus focusing on what we want.
• 1:46
  Erin Gray: And when you think about debt, when you think about paying off debt, when you think about paying down debt, what your subconscious, all that your subconscious hears is debt, debt, debt, debt, debt.
• 2:02
  Erin Gray: And the subconscious doesn't hear yes or no.
• 2:08
  Erin Gray: It just hears yes.
• 2:10
  Erin Gray: So when you say, I don't want to have more debt, what the subconscious hears is, I want more debt.
• 2:18
  Erin Gray: When you say, I want to make more money, your subconscious hears, make more money.
• 2:23
  Erin Gray: So really start to pay attention to your language, to the words, obviously, that you use, what you are actually focusing on, because they are the same side of the coin, right?
• 2:35
  Erin Gray: Making more money, getting out of debt, opposite sides of the same coin.
• 2:39
  Erin Gray: That's what I should say.
• 2:40
  Erin Gray: It's the same coin, it's just the opposite sides of it.
• 2:43
  Erin Gray: So when you are focusing on making more money, by default, you will be able to pay off your debt.
• 2:50
  Erin Gray: When you focus on paying down your debt, all you're thinking about is paying and you know, debt and paying off the debt.
• 3:00
  Erin Gray: So really start to focus on what you want.
• 3:04
  Erin Gray: I want to read you a passage from the book.
• 3:07
  Erin Gray: It's called Working with the Law.
• 3:09
  Erin Gray: It's by Raymond Hollowell.
• 3:12
  Erin Gray: It's 11 Truth Principles for Successful Living.
• 3:15
  Erin Gray: I highly recommend this book.
• 3:17
  Erin Gray: I also recommend reading it multiple times at different levels of your consciousness and your awareness so that you can absorb it and receive the messages at a deeper level.
• 3:27
  Erin Gray: And in this specific chapter, I'm reading off of page 31, he talks about the law of thinking.
• 3:34
  Erin Gray: And what he says is, and this is why I wanted to read this to you, because it has to do with like what are you focusing on?
• 3:40
  Erin Gray: He says, some think that we must deal with two forces.
• 3:45
  Erin Gray: That is, to attract the good, we must do away with the bad.
• 3:49
  Erin Gray: But this is not true.
• 3:50
  Erin Gray: For example, if we are cold, we do not work with cold and heat alike in order to get warm.
• 4:00
  Erin Gray: What we do is we build a fire, and as we gather around the fire, we enjoy the heat that is extended from it and become warm.
• 4:10
  Erin Gray: And as we build up warmth, the cold disappears.
• 4:14
  Erin Gray: For cold is the absence of heat.
• 4:17
  Erin Gray: To be warm, we give our whole thought to the things which tend to create warmth.
• 4:24
  Erin Gray: We ignore the cold in thinking of heat and bring forth heat.
• 4:31
  Erin Gray: Prosperity and poverty are not two things, they are merely two sides of one and the same thing.
• 4:38
  Erin Gray: They are but one power, rightly or wrongly used.
• 4:43
  Erin Gray: We cannot think of plenty and then worry about the unfavorable conditions that may seem apparent.
• 4:49
  Erin Gray: We think about plenty, and as we think of it, lack, its opposite, will become absorbed or disappear.
• 4:58
  Erin Gray: All of our thoughts must be directed to that one thing which we desire in order that our desires may be fulfilled.
• 5:07
  Erin Gray: So I want you to really stop and think about, because I've talked about this before of like there's just abundance, there's just health, there's just wealth, there's just love.
• 5:19
  Erin Gray: And then there is the absence of that.
• 5:22
  Erin Gray: And when we are focused on what we want, abundance, more money, more love, more health, that is what we are going to get.
• 5:33
  Erin Gray: So I want you to for a moment pause and stop thinking about how do I pay off my debt or focused on paying off your debt.
• 5:43
  Erin Gray: I want you to be thinking about how can I create more money?
• 5:46
  Erin Gray: Because that has you thinking from a higher frequency and you will receive downloads to help you.
• 5:53
  Erin Gray: Versus when you are thinking about paying off debt, you're focusing just on paying off debt and paying off debt is not expansion.
• 6:00
  Erin Gray: I also want to say here, paying off debt is not a goal.
• 6:03
  Erin Gray: That is not a heart's desire.
• 6:06
  Erin Gray: When I think of goals, I think of heart's desire.
• 6:08
  Erin Gray: When I think about paying off debt, I think of that as a task.
• 6:12
  Erin Gray: Like a task to me feels more of like this.
• 6:16
  Erin Gray: Let's get this done because it feels like relief.
• 6:20
  Erin Gray: It feels like something that needs to be done versus heart's desire and goal feels expansive and joyful.
• 6:28
  Erin Gray: And so making more money so you get to travel more and enjoy yourself.
• 6:32
  Erin Gray: And a byproduct of that is you pay off debt.
• 6:35
  Erin Gray: But the goal isn't to pay off debt.
• 6:38
  Erin Gray: The debt is going to go away.
• 6:40
  Erin Gray: You will pay off the debt the more money that you make.
• 6:43
  Erin Gray: Yes, there is the mindset around like, okay, when we we do have to address how did the debt get created?
• 6:49
  Erin Gray: Like if you created debt because you went into business and you have some debt for your business, okay, that's very different energy than I went into debt because I was overspending and shopping because I wasn't willing to fill my feelings.
• 7:05
  Erin Gray: So I'm not saying, oh, just disregard the debt completely.
• 7:08
  Erin Gray: You know, don't even look at from the energy of how did we get here?
• 7:12
  Erin Gray: Because there are lessons to be learned there.
• 7:14
  Erin Gray: But what I want you to think about of how am I going to pay off this debt, I want you to be asking yourself not that question.
• 7:21
  Erin Gray: It is going to be, how do I create more money or the desire or acting from the assumption of making more money and allowing yourself to receive the downloads to create more money.
• 7:33
  Erin Gray: Focus on what you want, not on what you don't want.
• 7:37
  Erin Gray: And this really is a mindset shift because I do believe that the financial industry has had us heavily.
• 7:44
  Erin Gray: I know, like Dave, what is his name?
• 7:47
  Erin Gray: Dave Ramsay, right?
• 7:48
  Erin Gray: Like he really talks about a lot about debt.
• 7:52
  Erin Gray: And just like Raymond Hollowell said in the book, it's it's the opposite side of the same coin.
• 7:59
  Erin Gray: So really start to focus on what you want, creating more money, adding more value to the world, impacting more lives.
• 8:07
  Erin Gray: The debt will take care of itself as you make more money.
• 8:12
  Erin Gray: So sit with that this week.
• 8:14
  Erin Gray: Think about where are you focusing or have you been focusing on wanting to pay off debt?
• 8:19
  Erin Gray: Is that even a goal for you?
• 8:21
  Erin Gray: And if it is a goal, let's insert a different goal that feels more fun and expansive and focus on what is the amount of money that you want to create or manifest and focusing on that.
• 8:35
  Erin Gray: Okay, my friends, I'm rooting for you.
• 8:37
  Erin Gray: I love you.
• 8:38
  Erin Gray: I will see you in the next episode.