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Jeffrey Epstein, The Treasury Department And The Red Flags That Were Ignored (5/6/26) · The Vault: The Epstein Files

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Speaker 1: What's up, everyone, and welcome to another episode of the
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Epstein Chronicles. Imagine a world where every dollar leaves a trail,
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where the bank teller's smile, the ATM's click, or the
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wire you send overseas isn't just about the money moving.
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It's about the information being captured, patterns being analyzed, and
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alarms silently going off in the background. Behind the curtains
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of the financial system, there's a hidden language signals passed
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to the government when something just doesn't add up. They're
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called suspicious activity reports or STARS. Now here's the thing.
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You've probably never seen one, You've never been told if
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a bank filed one on you. By law, you can't
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be tipped off. And yet these reports form one of
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the most powerful surveillance networks in the world, feeding intelligence
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to the FPI, the DEA, IRS, Homeland Security, and even
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foreign agencies. A SAR doesn't prove you did anything wrong.
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It's not a conviction, not even an accusation. It's a
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warning flag institution saying something here doesn't look right. In
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this episode, we're going to talk more about sars and
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how James camer is now requesting any suspicious activity reports
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that have to do with Jeffrey Epstein from the Treasury Department.
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And to do that, we have an article. But before
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we get to the article, why don't we talk a
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little bit more about suspicious activity reports and set the
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groundwork so everybody understands exactly what it is that we're
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talking about. It starts quietly in the background of the
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financial world. A man walks into a branch and deposits cash.
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But the pattern's odd, structured, just under reporting limits, repeated
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again and again. To the teller, it looks routine. But
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deep in the bank system, algorithms flag the activity. An
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alert is born, and that alert is the seed of
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what might become a suspicious Activity report or a SAR,
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the nervous system of America's financial crime defenses. The authority
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behind this is the Bank Secrecy Act, a law that
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makes financial institutions a first line of defense against money laundering, fraud, terrorism,
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and corruption. Stars aren't court evidence, and they aren't convictions.
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They're warnings, whispers in the system file to the government
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so that investigators can connect the dots across different banks, casinos, brokerages,
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and crypto exchanges. It's not just the big banks to
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carry the burden credit unions, money service businesses, casinos on
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the Vegas Strip, brokers in Manhattan, even insure a selling
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single premium policies. All of them are part of the network.
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Each one has rules tailored to its sector, but the
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mandate is universal. When something looks wrong, dig in, and
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if it's still wrong, report it. Thresholds define when suspicion
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becomes obligation. For banks inside her, fraud gets reported no
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matter the size. If you can identify a suspect, five
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thousand dollars is enough to trigger a filing. If no
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suspect can be named, it takes twenty five thousand. Money
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service businesses work under a lower bar, just two g's. Casinos,
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insurers and others tend to use five thousand. But if
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the activity smells like terrorism, financing or sanctions evasion, the
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dollar amount doesn't matter. Suspicion A loan is enough now.
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Time is short one suspicion crystallizes. Banks have thirty days
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from the moment they recognize something's off to get the
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star out the door. If they need more time to
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figure out who's behind it, they can stretch to sixty.
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But the clock never stops, and if the scheme keeps going,
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The filings keep coming updates every four months, painting a
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live picture for law enforcement. And the SAR form itself
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is part grid, part story. The grid captures the hard
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data names, accounts, amounts, dates, but the real power lies
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in the narrative section. That's where investigators tell the story.
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Here's what's expected, here's what happened instead, and here's why
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it matters. A good narrative reads like a clear case file.
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A bad one is just noise. What kinds of stories
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get told in SARS? A restaurant funneling wires to offshore
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shell companies without business reasons. A young woman's account suddenly
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receiving dozens of payments linked to online sex ads. A
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retiree savings drained by someone posing as his grandson. A
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crypto wallet moving coins through mixers and darker markets. In
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each case, the pattern looks wrong, and that wrongness becomes
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the basis of a star inside the bank, the process
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is structured. An alert goes to an investigator. That investigator
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pulls customer files, account histories, IP logs, maybe even the
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vice fingerprints. They weigh the facts. Is this truly suspicious
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or just unusual? If suspicious, the case escalates, the narrative
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gets drafted, checked, polished, and finally fired with Fincin's E
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filing system. Once sent, it enters the government's vast data pool.
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And here's the thing, nobody outside that closed circle can
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never know. The law is ironclad. Banks cannot tip off customers.
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You can't tell a client we filed a SAR on you,
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that's a crime. At the same time, banks are shielded
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filing good faith, and you can't be sued even if
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the suspicion turns out unfounded. The balance is secrecy plus
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safe harbor, designed to keep the flow of intelligence alive.
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The SAR isn't just paperwork. Banks must hold onto it
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and all of the evidence behind it for five years.
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Investigators may need it later. Prosecutors may subpoena it in court.
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Regulators may review it during an exam. Every screenshot, statement,
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or analyst note matters. Record Keeping is what gives the
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SAR its backbone. Once filed, the report disappears into the
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government's bloodstream. Finsen receives it. Analysts, if through it, agents
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from the FBI, dea IRS or her Homeland Security pull
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patterns alone SAR about wires to Turkey might seem trivial,
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but combine it with one hundred others from different banks
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and it becomes the outline of a terrorist financing network.
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That's the power of the system. It's collective intelligence. Now
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we also have formal sharing mechanisms as well. Under Section
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three fourteen A, finsen circulate suspect names nationwide for banks
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to crosscheck. Under Section three fourteen B, banks can share
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information with each other legally if it helps trace money
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laundering or terrorist financing. This cooperation turns isolated dots into
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connected webs. Boards of directors and executives don't see the
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stars themselves, they're too sensitive, but regulators expect them to
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oversee the program enough staff, enough training, independent audits and
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metrics on timelines and volume. Weak oversight can mean fines,
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forced reforms, even a personal liability. No board member wants
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to be caught sleeping on star compliance technologies. The engine
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room monitoring systems generate alerts, but they must be tuned carefully.
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Too many false positives and analysts drowned in noise. To
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few the bank misses true crime. Regulators increasingly demand validation.
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Show us your models, prove your data is good, document
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your changes compliance is becoming as much data science as
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detective work. Now, quality control that's another layer. Separate team
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sample saurs to check for accuracy, timeliness, and clarity. They
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feed lessons back into training and system tuning. Metrics like
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time to file or continuing activity cadence become benchmarks not
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just for compliance, but for credibility with law enforcement. The narrative, though,
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that's the beating heart. Investigators must write like storytellers. Who
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the subjects are, what's normal, what deviated, and why it
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fits a known criminal typology. Clear stories makes ours useful.
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A messy list of transactions is worthless. A coherent narrative
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can launch an investigation that stops human traffickers, scammers, or
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corrupt politicians. But analysts also have to know when not
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the file. Not all unusual behavior is criminal. A restaurant
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that suddenly spikes in cash cells may have just expanded.
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A retiree wiring money abroad may simply be helping family.
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Filing stars on everything dilutes the system. The art is
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judgment choosing what truly warrants Suspicion Stars don't stand alone.
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They're part of a broader web of compliance. Currency transaction
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reports for big cash deals ofac screening for transaction hits,
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and due diligence that builds profiles of customers. Stars tie
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it all together when something crosses the line from unusual
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to suspicious. They are subjective narrative piece of the puzzle,
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and the rise in crypto shows how adaptable the system
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has to be. Exchanges now file stars, just like banks,
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blending block chain analysis with customer data. Investigators trace wallets,
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mixers dark net addresses. They stitch on chain behavior to
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off chain identities. In many ways, sars are evolving alongside
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the very crimes they're meant to fight. Now penalties for
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failure can be harsh. Banks that ignore SAR duties have
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paid hundreds of millions in fines. Regulators impose look backs,
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forcing them to re examine years of activity. Sometimes boards
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are forced to certify fixes under oath. The message is unmistakable,
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the STAR system is not optional, and through it all
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the customer remains unaware. Sars are invisible by design. A
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client may suddenly find their account restricted or closed, but
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the reason is never disclosed. Frontline staff or trained to
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escalate quietly, never confront The intelligence function homes in the background, unseen,
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but vital. In the end, the suspicious activity report is
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about foresight. It's about seeing patterns before they calcify into crisises.
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It's about punishing unusual behavior. It's about equipping law enforcement
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with leads, giving them the chance to act. When done right,
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stars illuminate networks of crime. When done poorly, they bury
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the truth under the noise. The stakes are high because
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behind every transaction are real human stories. Drugs smuggled, people trafficked,
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scams played out on the vulnerable. Stars are the one
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few chants. The system has to catch those shadows before
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they spread. Today's article is from Fox News and the
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headline Comer requests Epstein's suspicious activity reports from the Treasury Department.
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This article was authored by Steven Sorais. House Oversight Committee Chairman.
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James Comer sent a letter to Treasury Secretary Scott Bissent
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requesting the suspicious activity reports regarding Jeffrey Epstein and his
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associate Kallayne Maxwell. And when I talk about the Epstein files,
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this is the kind of shit I'm talking about. Other
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people are talking about, you know, lists and stuff that
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don't even exist. Not me. Everything I'm talking about, I
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assure you exists. The problem is they don't want to
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hand this shit over. We already know that the banks
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got cracked for their involvement with Epstein. We know that
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they pay gigantic fines, and we also know that the
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regulatory departments within the banks they didn't do their jobs correctly.
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I mean, we have Epstein out here making all kinds
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of crazy transactions and none of them are being flagged.
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These are the kinds of transactions that should be sarved,
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should be flagged, and they should be reported right away.
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And never mind the fact that we have it on
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tape on record that Darren Endyke was engaging in structuring.
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And what that means is he was going to the
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bank and depositing money, but never in the amount of
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ten thousand dollars or more because he didn't want to
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trigger the CTR filing reporting mechanism, so he would put
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money in, but he'd put it in in smaller amounts.
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And that's called structuring and it's illegal. You can't do it. It
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all falls under the title thirty one laws. Comer sent
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the letter on Sunday, saying his committee is reviewing the
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possible mismanagement of the federal government's investigation of Epstein and Maxwell,
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including Epstein's death. Well, hallelujah, finally somebody's doing it. I
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just hope it's not performative, right. I hate to be cynical.
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I'm not one of these black pilled people who think
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everything is bad, right, I'm not that person. I like
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to find solutions. But when we've been kicked in the
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bag so many times here for so many years, I'm
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not going to make pretend that things are going to
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be different this time around just because I want them
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to be. One thing that I've learned in my forty
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five years of life is that the things that I
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want rarely come my way. So it's great to want something,
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but I just never expected. The letters set a deadline
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of September fifteenth for Treasury to produce relevant It's essential
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that Treasury produced to the Committee certain stars to assist
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the committee's oversight of the federal government's enforcement of sex
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trafficking laws generally and specifically it's handling of the investigation
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and prosecution of mister Jeffrey Epstein and Glenn Maxwell, the
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letter states. Fox News Digital reached out to the Treasury
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Department for comment on the letter, but did not immediately
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hear back, So they're going to end up getting whatever
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Treasury has. The question is how much of this has
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been retained and how much of it has been lost.
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That's one of their favorite moves when it comes to Epstein. Oh,
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we lost that information. It's no longer available. The video
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was destroyed. Earlier this year, Comer established the Task Force
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on the Classification of Federal Secrets, which requested that the
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Department of Justice release all EPSTEIN related records. The DOJ
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began handing over records to the committee on August twenty second.
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Comer has also issued deposition subpoenas to several former government officials,
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including former President Bill Clinton and former Secretary of State
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Hillary Clinton. Other figures also compelled to appear were former
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Director Robert Mueller, former Director James Comy, and former Attorney
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General Loretta Lynch. Mueller was set to appear before the
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House Oversight Panel on Tuesday as part of the probe,
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though a source familiar with the investigation told Fox News
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Digital that lawmakers learned that mister Mueller has health issues
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at preclude them from being able to testify. Well, if
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guy has Parkinson's probably not a good idea, huh, And Furthermore,
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why don't we just call Sarah Kell and Vickers up?
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How about we do that? The committee intends to withdraw
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it subpoena. The source said Mueller would have been the
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second witness to appear in person before the committee, after
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former Attorney General Bill Barr did so last month. And
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we've learned a lot there, huh, mister arbiter of truth himself,
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Bill Barr. But all my cynicism aside, I think that
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this is the right path. When you're going after people
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like Jeffrey Epstein and Glenn Maxwell and very powerful people,
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the right way to get them is to follow the money.
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Because if you think anybody is going to accrue the
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wealth that these scumbags accrue without stepping over the line,
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you're crazy. And that goes for all of them. I mean, look,
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how did they get al capone bro was blowing up bars,
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killing people, you name it, and they couldn't get them
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on any of that stuff. They sure did get them
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on tax evasion though, right, So, if you really want
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to go after the powerful and you want it to
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be effective, my friends, follow the money. All of the
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information that goes with this episode can be found in
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the description box