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Jay-Z's Warning The $6 Trillion Wealth Opportunity Most People Miss · Earn Your Leisure

0:00
Speaker 1: Let's talk about Okay, hold on real quick, speaking of something.
0:03
Speaker 2: We got to talk about. The insurance post you made
0:05
Speaker 2: on IG caught my attention. Can you give me your
0:09
Speaker 2: thought and break down on that and why that's a
0:12
Speaker 2: great solution.
0:14
Speaker 3: Yeah, for sure, let's get into it. Actually, let me
0:16
Speaker 3: just look at it just to make sure I got
0:18
Speaker 3: the right numbers. So what I just you know, I
0:21
Speaker 3: just get random thoughts sometimes. So I said, the fastest
0:26
Speaker 3: way to create black wealth, it's not stocks, real estate
0:30
Speaker 3: or crypto. That doesn't mean that we're not champions of stocks,
0:33
Speaker 3: real estate, and crypto. Obviously we have a joke on
0:35
Speaker 3: Market Mondays where we talk about stocks all time. But
0:39
Speaker 3: if six million black men ages forty to sixty each
0:44
Speaker 3: had one million dollar life insurance policy, that would create
0:49
Speaker 3: six trillion dollars in tax free wealth transfer to the
0:53
Speaker 3: next generation. That average policy costs less than a car
0:56
Speaker 3: note six trillion. And the reason why I said it's
0:59
Speaker 3: just the easiest because it doesn't take.
1:02
Speaker 2: You've gotta be a genius to do it. And to
1:06
Speaker 2: ross max point, the killing that happens in our community,
1:13
Speaker 2: the insurance companies will stop, will make sure that we
1:16
Speaker 2: don't get killed at a certain clip because it's gonna
1:18
Speaker 2: cost them a certain month amount to pay that shit out.
1:22
Speaker 1: It's an economic decision.
1:25
Speaker 2: Even like when you guys at the episode about the
1:27
Speaker 2: the police bonds, like if an officer does something, they
1:31
Speaker 2: already have investments in place to cover the lawsuits. If
1:36
Speaker 2: all of us are insured, they're gonna thwart some of
1:39
Speaker 2: the issues that have happened.
1:40
Speaker 3: Now.
1:40
Speaker 1: The other conversation is what they raise the premiums up and.
1:44
Speaker 2: Trying prices out, But let's act really quick to to
1:49
Speaker 2: get covered.
1:51
Speaker 3: And why did I just why did I just say men?
1:53
Speaker 3: Of course women should get insurance also. But I always
1:59
Speaker 3: thought a campaign would be every black man in America
2:03
Speaker 3: needs at least a million dollars of life insurance, at
2:06
Speaker 3: least a million dollars of life That should be a goal.
2:09
Speaker 4: That should be a goal.
2:11
Speaker 3: What if every and like I said, did ages forty
2:13
Speaker 3: to sixty because that's prime, those are prime ages. What
2:17
Speaker 3: if every black man in America, or in that case,
2:21
Speaker 3: six million black men, which I don't think that's every
2:23
Speaker 3: single black man, but what if six million black men
2:27
Speaker 3: or every adult black man had a million dollars life
2:29
Speaker 3: insurance policy. That would literally within the course of probably
2:34
Speaker 3: thirty to forty years change the wealth trajectory of black
2:38
Speaker 3: people in America. Like I said, that's six trillion dollars
2:42
Speaker 3: of wealth transfer tax free, let alone retirement plans, stock
2:47
Speaker 3: portfolio of real estate. We're not talking about none that
2:49
Speaker 3: because like I said, that's why I said, like you don't.
2:51
Speaker 3: You don't have to have any level of brilliance, intelligencestication, yephistication, anything, anything,
2:58
Speaker 3: And that's shooting for the starts. Even if you don't
3:00
Speaker 3: get a million and a half a million whatever, But
3:03
Speaker 3: think about the wealth transfer that that would create in
3:08
Speaker 3: a relatively short period of time.
3:11
Speaker 2: And like you said, it's cheaper than the car note
3:13
Speaker 2: Like if you want a permanent policy, I think it's
3:16
Speaker 2: four hundred to one thousand a month for that coverage,
3:19
Speaker 2: or if you go turn it's like eighty to two fifty.
3:24
Speaker 2: But just knowing even in that, like there's certain things
3:26
Speaker 2: to cover. Even in like my first investments presentation I
3:29
Speaker 2: talked about like a business matrix of like twenty four
3:32
Speaker 2: assets that you want to have that was probably fourth
3:34
Speaker 2: on the list. It's needed even and if you want
3:38
Speaker 2: to go up even higher, like a ten million dollar policy,
3:40
Speaker 2: it's not as much as you think. It's not as
3:43
Speaker 2: much as you think. So I thought it was a
3:47
Speaker 2: brilliant assessment because a lot of course with investing, you know,
3:51
Speaker 2: I always get to what stock, how do I know
3:52
Speaker 2: it'll lasts?
3:53
Speaker 1: It's like, this is an.
3:54
Speaker 2: Easy asset to buy that's really cheap and cheaper than
3:57
Speaker 2: most costs per share of any company that I would love.
4:01
Speaker 1: So I definitely think it's one when.
4:04
Speaker 3: And okay, so in the black men, why specifically black men, Well,
4:08
Speaker 3: if you're the leaders, if you're if we're going to
4:10
Speaker 3: be leaders in our community and leaders of our family,
4:13
Speaker 3: has to start with us. So women should get life
4:15
Speaker 3: insurance also. But what I saw, unfortunately a lot of
4:20
Speaker 3: times in a black community when I used to be
4:21
Speaker 3: an insurance I used to be in the world of insurance.
4:25
Speaker 4: Oh, women were getting in short, more more than men.
4:30
Speaker 3: Women women, Black women were getting life insurance at higher
4:34
Speaker 3: rates than black men.
4:36
Speaker 4: That's disturbing. So it's like, if we're gonna.
4:41
Speaker 3: Lead, you gotta you have to you got to actually lead, right,
4:45
Speaker 3: So set an example, Set an example, and now everybody
4:49
Speaker 3: can participate in it. But it has to start somewhere.
4:53
Speaker 3: So we did the millionaire in March. We did the
4:55
Speaker 3: millionaire in March. That was great.
4:58
Speaker 4: Let's have a new million men, let's have a million.
5:00
Speaker 2: Million policy march. Yeah, your policy, yes, because that's what's
5:04
Speaker 2: going to end. Shout to the minister and right, but
5:08
Speaker 2: that coverage is important.
5:12
Speaker 3: Challenges y'all want to do all these challenges. Why aren't
5:14
Speaker 3: you challenge let's start. Let's start that challenge. Let's start
5:18
Speaker 3: that challenge. Let's start the life insurance challenge. Let's start
5:21
Speaker 3: the life insurance challenge.
5:22
Speaker 2: And like I said, the term is not even a lot, bro,
5:25
Speaker 2: I'm not even gonna lot. Even if you get a
5:27
Speaker 2: two hundred, like a million is great. But for the
5:29
Speaker 2: person I can't afford that. You can get a two
5:32
Speaker 2: hundred and fifty thousand dollars policy for little or nothing
5:35
Speaker 2: forty bucks, right, And that's that's if you happen to
5:39
Speaker 2: all messed up, like.
5:40
Speaker 3: And it's like it's like it's like anything if we
5:42
Speaker 3: have a if we have a thing amongst men, it's like, look,
5:45
Speaker 3: the goal is to lose fifty pounds, that's the bar.
5:48
Speaker 3: Everybody might not lose fifty pounds. Some people physically can't
5:50
Speaker 3: lose fifty pounds. But you might lose ten. So it's
5:54
Speaker 3: like if you have a goal of say, okay, everybody,
5:56
Speaker 3: my goal is a million dollars life insurance, no matter
5:59
Speaker 3: where you for even if you fall a little bit
6:01
Speaker 3: short of that, or even so, it's still more than
6:04
Speaker 3: you had. So even if, even if it's not six
6:07
Speaker 3: trillion that gets transferred, well, what if one trillion? What
6:10
Speaker 3: if one trillion? What if one trillion not billion trillion?
6:15
Speaker 3: What if what if one trillion dollars gets transferred from
6:19
Speaker 3: black from this generation, this generation, this generation of black men.
6:26
Speaker 3: What if this generation of black men transfers one trillion
6:30
Speaker 3: dollars in tax free by the way, high insurance is
6:34
Speaker 3: tax free, tax free assets to the next generation. That's
6:38
Speaker 3: that's something that's actually that can happen. This isn't like
6:41
Speaker 3: a sophisticated we don't have to have an economic form.
6:44
Speaker 3: We don't got to have you don't got to work
6:45
Speaker 3: for certain prices. Right, this is something that's a realistic
6:49
Speaker 3: we're laying We're laying out a simple, realistic economic plan
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Speaker 3: that can actually add one trillion dollars to the black
6:58
Speaker 3: ecosystem over the next thirty or forty years.
7:02
Speaker 4: That actually, this actually can happen.
7:04
Speaker 1: Yeah, life changing. M yeah, it is life changing.
7:08
Speaker 2: And the level of uh not not that you want
7:12
Speaker 2: to think, you know, because I know some people like, well,
7:14
Speaker 2: I want my family to be worried about.
7:16
Speaker 1: It if I hire him, try and kill me. It's like,
7:18
Speaker 1: it's not that.
7:19
Speaker 2: But often you leave too much debt behind and then
7:22
Speaker 2: they're struggling. It's a great feeling to know that stuff
7:25
Speaker 2: is going to be just as a man, to know
7:26
Speaker 2: that that's going to be covered and life is going
7:28
Speaker 2: to be great for them even if you're not there.
7:32
Speaker 2: Not that money is everything, but it does take some
7:35
Speaker 2: pressure off, especially with inflation going up the way that
7:37
Speaker 2: they're pushing it up as a result of all the
7:39
Speaker 2: spending that's been happening over the last year and a
7:41
Speaker 2: half two years. So yeah, I think this is a
7:45
Speaker 2: great challenge for sure.
7:48
Speaker 1: Get covered.
7:50
Speaker 3: Please, please get yourself covered please. Ah okay, okay, Griselda,
7:59
Speaker 3: Oh no, yeah, let's talk about Griselda. Let's let's show
8:01
Speaker 3: this clip please.
8:07
Speaker 5: The main reasons why they was the split in Griselda
8:10
Speaker 5: is because Westside Gun didn't want to give Bennie and
8:13
Speaker 5: Conway five percent of Griselda, so ten percent and let
8:15
Speaker 5: them split ten percent, which is something that jay Z
8:17
Speaker 5: had suggested in a meeting with them, which to me
8:20
Speaker 5: was shocking.
8:20
Speaker 6: As far as what jay Z told him to give
8:22
Speaker 6: them each five percent of a company, I feel like
8:25
Speaker 6: that that wasn't considered at the moment. There's better longevity
8:28
Speaker 6: and collaboration and situations like this as opposed to keeping
8:32
Speaker 6: everything to yourself.
8:35
Speaker 3: So allegedly, what happens if you if you're a hip
8:37
Speaker 3: hop fan, you know Griselda, Buffalo, Uh, west Side Gun,
8:44
Speaker 3: Conway the Machine, Bennie the Butcher, They're all related. I
8:48
Speaker 3: think I think I think west Side and Conway are
8:54
Speaker 3: actually brothers, and I think Benni is the cousin. But
8:58
Speaker 3: they all related. They're family members and they come from Buffalo.
9:02
Speaker 3: So apparently the group is split, and what they're saying
9:07
Speaker 3: is the reason why it is split is because jay Z.
9:12
Speaker 3: So maybe when Drake said y'all run the hole for advice,
9:14
Speaker 3: maybe he wasn't totally wrong with that assessment. What apparently
9:18
Speaker 3: they had the dinner and jay Z told west Side
9:21
Speaker 3: Gun ten equity to Conway and being a Bush is
9:26
Speaker 3: nothing to keep morale, and apparently I don't, So I
9:31
Speaker 3: don't know the details of this.
9:32
Speaker 4: I'm not sure if it's true.
9:33
Speaker 1: It's not. No, no, but.
9:36
Speaker 4: That's the room, and that's out there right now. You know.
9:41
Speaker 3: It's unfortunate situation because I hate to see groups breakup,
9:44
Speaker 3: and it's almost inevitable.
9:45
Speaker 4: It seems like at this point, who hasn't broken up?
9:48
Speaker 3: I mean, you got the Rockefeller breakup, you got the
9:51
Speaker 3: Dipset breakup, you got the Griselda breakup, you got the
9:56
Speaker 3: NWA breakup, the West Side Connection breakup, the doll Pound
10:00
Speaker 3: breaker I see one.
10:02
Speaker 4: Yeah, As and Snoop and their their cousins.
10:05
Speaker 3: Actually yeah, except for the Locks.
10:09
Speaker 1: Yeah, lot locks still together.
10:11
Speaker 3: The locks is the only exception to the rule. But
10:15
Speaker 3: every everybody breaks up. It's just it's inevitable. All these
10:17
Speaker 3: all these people break up. It's unfortunate. It's unfortunate because
10:25
Speaker 3: I really feel like, yeah, their brothers actually, which is
10:28
Speaker 3: even more crazy. I just like I like the whole thing.
10:31
Speaker 3: I like the I like the RESULTA thing. Ben Bennie
10:34
Speaker 3: the Butcher is my favorite out of the three.
10:37
Speaker 1: Mine too shot to Benny, but yeah.
10:41
Speaker 4: I like the whole Upstate New York thing. I like
10:43
Speaker 4: to thirty eight Special.
10:46
Speaker 1: I like.
10:48
Speaker 3: What's the kid from Syracuse, the light skin dude with
10:54
Speaker 3: the braids cool. I'll be from Jersey, right, No, no, no, no,
10:59
Speaker 3: he's from Jersey. No, the other one, the other one put.
11:03
Speaker 1: It in chet.
11:04
Speaker 3: I'm not having to bring forard man.
11:08
Speaker 4: What is his name?
11:10
Speaker 3: From Syracuse. He's part of that whole upstate movement. He's
11:13
Speaker 3: with west Side, got stove, got stove, got tough yeh yeah, stove.
11:18
Speaker 4: God.
11:19
Speaker 1: I know he was from Sealcuse.
11:20
Speaker 4: Okay, And I like it too because they're all from
11:22
Speaker 4: different parts.
11:23
Speaker 3: He's from Syracuse, thirty eight specialist from Rochester, and Griselda
11:28
Speaker 3: they're from Buffalo. They kind of hit all of the
11:31
Speaker 3: upstate New York corners. They just need somebody from Albany.
11:36
Speaker 4: At this point.
11:37
Speaker 3: But okay, from a business standpoint, what do you think
11:43
Speaker 3: about this.
11:47
Speaker 1: Especially in that industry.
11:49
Speaker 2: The industry is so predatory that often we want to
11:54
Speaker 2: end up being the predator and not the pray.
11:56
Speaker 1: And I think this is a selfish move.
12:00
Speaker 2: Him. I don't know their brother personally shot themal who
12:03
Speaker 2: also brought this up. I know he had clap back
12:06
Speaker 2: and said mal cloud chasing. But then you go on
12:09
Speaker 2: to brag about spending a million dollars in Louis the time,
12:13
Speaker 2: who don't give a fuck about you at all. That's
12:17
Speaker 2: not a flex like respectfully, to spend a million with
12:22
Speaker 2: a brand who does not like you know about you,
12:26
Speaker 2: won't endorse you, wwe wouldn't adorse you, and then you
12:29
Speaker 2: won't give your.
12:31
Speaker 1: Relatives five percent.
12:32
Speaker 2: And if we're gonna be honest, if you just raise
12:35
Speaker 2: the prices up on everything that you offered ten percent,
12:37
Speaker 2: it all offset the five percent equity that you was
12:39
Speaker 2: given away.
12:41
Speaker 1: I hate it. I hate it. But also this is
12:44
Speaker 1: why investing and knowing business is so important.
12:48
Speaker 2: So the little crumbs that they would have got off
12:50
Speaker 2: the five percent split, they'd make that shit in the
12:52
Speaker 2: market and be a Okay, I think there's a lot
12:55
Speaker 2: more power. Going back to the next thing, there's a
12:57
Speaker 2: lot more power in having a bus, your dope ass
13:00
Speaker 2: people on a squad and it running forever. Then you
13:04
Speaker 2: trying to do everything on your own. Vince McMahon trot
13:08
Speaker 2: that model. It did not work long term, right, and
13:10
Speaker 2: then he got his company snatched from him by Hunter,
13:14
Speaker 2: who he could have gave equity to but didn't want to,
13:17
Speaker 2: so he wouldn't have got his daughter and then got
13:19
Speaker 2: the equity.
13:21
Speaker 1: Whoever you rob at some point ends up robbing you.
13:24
Speaker 2: That's why I like to just do business a good way,
13:27
Speaker 2: pay a premium, split things properly, and if you mess up,
13:32
Speaker 2: so be it. But I think we have to get
13:34
Speaker 2: out of this mind state that we have to own everything,
13:38
Speaker 2: give no opportunity and that it's the only way.
13:43
Speaker 4: Yeah.
13:43
Speaker 2: So especially if there's value there, they have value on
13:47
Speaker 2: their own. It's not like Benny's sitting around not doing anything.
13:50
Speaker 2: Conway's not sitting around doing anything. And also Jay has
13:54
Speaker 2: the hindsight of saying and looking him like, I've been
13:58
Speaker 2: down this road before, I know how this goes. And
14:01
Speaker 2: now if he told him to give up fifty, I
14:04
Speaker 2: would understand.
14:07
Speaker 1: I think it's absolutely selfish. What do you think?
14:14
Speaker 3: But yeah, let's look at it from two different perspectives,
14:17
Speaker 3: from a business case study standpoint. Westside Gun started Griselda.
14:21
Speaker 3: You know, Griselda was a fashion brand at first. That's
14:24
Speaker 3: why it's called the Fashion Rebels Griselda Fashion rebels because
14:28
Speaker 3: that it started as a fashion.
14:30
Speaker 4: Brand that he started.
14:32
Speaker 3: He's the pioneers, he took the risk, he had the vision.
14:37
Speaker 4: He's the risud of this whole situation. He put it together.
14:42
Speaker 3: So talent is not necessarily obligated to have equity. They're
14:51
Speaker 3: not obligated to have equity. Now we could, we could,
14:54
Speaker 3: We can debate. It's good business, it makes sense. I'm
15:01
Speaker 3: I agree with you on this, and you can argue
15:04
Speaker 3: they're harder than him.
15:08
Speaker 2: You can argue it. Sometimes you can lose your talent.
15:11
Speaker 2: I say it with Belichick. Everybody said I was crazy
15:14
Speaker 2: without Tomas. That shit looks different on the field. Sometimes
15:21
Speaker 2: you can lose, even with yourg Simon, hold your head.
15:25
Speaker 2: How he handled Snoop was wrong and he got lucky
15:28
Speaker 2: that he wouldn't have got Tupac. You're not always going
15:31
Speaker 2: to be able to replace talent, and it's better to
15:35
Speaker 2: keep all that talent in house.
15:36
Speaker 1: Like when Apple got rid.
15:38
Speaker 2: Of the Lisa or the Apple Too, they didn't just
15:42
Speaker 2: discard the IP, they kept the rights to it. So
15:46
Speaker 2: I think there's ways to work it out where even
15:48
Speaker 2: if you are talent, to still keep them under that umbrella,
15:51
Speaker 2: but incentivize them or have a certain deal structure where
15:56
Speaker 2: equity or royalties can be earned, apposed to just being
15:59
Speaker 2: like we'll get out, you mean nothing because your town
16:01
Speaker 2: underneath me.
16:02
Speaker 4: Yeah, yeah, not for sure.
16:04
Speaker 3: And then, like I always say me personally, every day,
16:10
Speaker 3: I try to figure out how to make somebody else
16:14
Speaker 3: money the.
16:15
Speaker 1: Win, what's the win, win, and get fifty of them.
16:19
Speaker 3: That's my goal. And it's this new spin off. There's
16:22
Speaker 3: always new opportunity.
16:23
Speaker 1: I mean.
16:25
Speaker 4: Us, we you we just got into two new companies
16:30
Speaker 4: this week. No, but I'm just saying.
16:34
Speaker 3: As far as like damn cash No, but that's important,
16:39
Speaker 3: right because you gotta It's if you're not if you're
16:43
Speaker 3: not innovating, you're declining for sure. And the only way
16:48
Speaker 3: you could fully innovate is to see how can I
16:52
Speaker 3: network relationship, this whole relationship.
16:55
Speaker 1: You turn the trump you can't hold water.
16:56
Speaker 3: Bro Well, I didn't say, I didn't say, yeah.
17:00
Speaker 4: You know what I'm saying. So it's like you gotta
17:05
Speaker 4: figure out.
17:06
Speaker 2: A way to take care of everyone, and you know
17:08
Speaker 2: who does it the best. I hate Lucian with the
17:11
Speaker 2: exception of what he went through with Drake. After him
17:14
Speaker 2: and Drake start getting into it, he went and find
17:16
Speaker 2: a way to go find deals.
17:18
Speaker 1: In partnerships with everybody.
17:20
Speaker 2: In um G Son included. Let me go place you
17:24
Speaker 2: with this fashion house. Let me take you to this
17:26
Speaker 2: tech company. Mm hmmm, find a way. And I'm gonna
17:32
Speaker 2: be honest because I like to brother and I think
17:35
Speaker 2: he's a creative genius in his own right. But you
17:38
Speaker 2: don't have to rob in order to get rich. That's
17:40
Speaker 2: some street mentality pullshit. You should have been gave been
17:44
Speaker 2: in his own situation. Cool, because that's all umg is
17:48
Speaker 2: gonna do. Give conaway his own situation, make a derivative
17:53
Speaker 2: fashion house, make a dah dah d this and just
17:57
Speaker 2: joint venture with him along the way and Dame was
18:00
Speaker 2: Rocker World is a great example. The Armadale. Even you
18:02
Speaker 2: can argue if the liquor is good or not, but
18:04
Speaker 2: the joint venture is there. That's that's a better way. Hey,
18:07
Speaker 2: create a product created line credit company. Let's figure something else.
18:12
Speaker 2: The Devil advocate. If they signed to death Cham directly,
18:18
Speaker 2: would they be asking Universal for for equity. I've never
18:22
Speaker 2: heard that request being made before. But you signed black
18:26
Speaker 2: but you signed to the black Man. Oh my god.
18:28
Speaker 1: No.
18:29
Speaker 3: We gotta have this conversation though, right because when you
18:32
Speaker 3: signed to the black Man, you automatically look at it differently.
18:36
Speaker 3: You look at it like your old equity. You should
18:39
Speaker 3: be giving me a percentage of your company. I've never
18:42
Speaker 3: heard an artist acts Universal Records for a percentage of their.
18:47
Speaker 1: Company that the fucking lawsuit was about.
18:52
Speaker 3: Well, okay, Drake, I don't know his situation, but I'm
18:54
Speaker 3: just saying on average, I've never seen this goes back to.
18:58
Speaker 4: The Gucci Pushisy situation.
19:00
Speaker 3: I've ever seen a white executive get robbed at gunpoint
19:04
Speaker 3: and get their airrings taken out of their ears, no
19:06
Speaker 3: matter how bad of business that they've done today.
19:09
Speaker 2: Signon did some damage in that priority building back in
19:11
Speaker 2: then that's why you got the reputation.
19:13
Speaker 1: Now, I don't know what the arring is taken out,
19:15
Speaker 1: but but.
19:15
Speaker 3: It's there a different expectation when it's the homie, when
19:19
Speaker 3: it's when it's the homie for short.
19:22
Speaker 2: But now, not to cut you off. This the other
19:24
Speaker 2: part that has never talked about that equation in black business.
19:29
Speaker 2: There's a lot of build this with me and.
19:32
Speaker 1: We're gonna bust this down.
19:36
Speaker 2: My brother, we grew up together, sandbox and then a
19:41
Speaker 2: good time for the paperworkness. I built this. You just
19:46
Speaker 2: with me, worker, It's like you won't even make enough
19:48
Speaker 2: money to talk that boss worker shit. I'm gonna be real.
19:52
Speaker 2: So a lot of it is come with me along
19:55
Speaker 2: for the ride, to help me build, because I can't
19:57
Speaker 2: build no shit on my own. And as soon as
20:00
Speaker 2: this is time to bust down any money, and I'm
20:03
Speaker 2: speaking from experience from because I'll bust down the money
20:07
Speaker 2: anybody whoever fell out with me that was paid on
20:09
Speaker 2: the fallout prior to but they'll say, oh, me and
20:15
Speaker 2: you were a team. We got this together, the fifty
20:17
Speaker 2: to fifty partners. Brother, ain't no, there's no employee talk
20:20
Speaker 2: on the come up. And then as soon as the
20:22
Speaker 2: money rolling, well, this is my shit, this is my
20:25
Speaker 2: IP