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Homeowners Insurance Premiums Are Rising More Slowly, But Costs Remain High
Homeowners insurance premiums are still climbing, but the pace of those increases may finally be starting to moderate. Even so, most homeowners continue to pay more, and rising construction costs, severe weather, and underinsurance are keeping pressure on household budgets. Tim Lucas and Craig Berry examine what Matic’s 2026 Home Insurance Report says about premiums, why some insurers are becoming more competitive, and how insurance costs are increasingly affecting housing affordability.
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