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Bronze Plans Now Qualify for HSAs | Raleigh News

A major new law just flipped the script on health insurance: starting January 2026, Bronze and Catastrophic plans automatically qualify as high-deductible health plans — opening the door to HSAs for 7.3 million people. With HSAs offering triple tax advantages, this is a game-changer — but only if you can afford it. While 35% of marketplace plans now qualify (up from 4%), many low-income enrollees may not have the cash to fund them. Plus, with premium tax credits gone, premiums could double — forcing tough choices between short-term savings via Silver plans or long-term tax-free growth via…

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