Refinancing will happen next year when rates come donw
Those that have a lower rate from the past, may refinance and consolidate debt at the time rate
Did you get an equity line and need to consolidate next year
what happens when the gov't pivots and prints more money?
for those that are buying in the higher range today, will get to refinance it next year
what also happens when you print more money, will that create hyperinflation?
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