Could the Timing of Your 401(k) Contributions Affect Your Employer Match? - E57

Financial Fortitude: Tax, Wealth & Investment Strategies for High Income Earners · Oct 22, 2026 · 28m

Michael and Brady uncover a costly retirement savings mistake that can quietly drain thousands of dollars from even the most financially disciplined professionals. Maxing out a 401(k) early might feel like a smart move, but what if accelerating your savings means leaving money from your employer behind? Through real-world examples involving physicians, attorneys, and other high-income earners, they reveal how employer matching rules can turn an aggressive savings strategy into an expensive oversight. They explain how a little-known provision called a true-up can make the difference between…