When Should You Take Social Security?
Wondering when to start Social Security—62, full retirement age, or 70? In this Retire & Thrive episode, Kamie and Dan break down the essentials: how Social Security works, the claiming window (62–70), the FRA reduction (~7%/yr early), delayed credits (~8%/yr after FRA to 70), how health, other income, and taxes shape the decision, survivor benefits for spouses, and the earnings test if you work before full retirement age. This is Lesson 5 from the Retire & Thrive framework: Navigating Social Security. Use it to avoid the most common mistakes and make a confident plan.
Disclaimer: Fortress…
The skinny
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