Latest / Becoming Financially Confident / Unsure Where to Start? What’s Your First Step into the New Year?

Transcript

Unsure Where to Start? What’s Your First Step into the New Year? · Becoming Financially Confident

• 0:37
  Do
• 0:37
  you
• 0:37
  ever
• 0:37
  feel
• 0:38
  like
• 0:38
  you're
• 0:38
  stepping
• 0:38
  into
• 0:38
  a
• 0:39
  new
• 0:39
  year
• 0:39
  with
• 0:39
  good
• 0:39
  intentions
• 0:40
  but
• 0:40
  absolutely
• 0:40
  no
• 0:41
  momentum?
• 0:42
  You
• 0:42
  want
• 0:42
  things
• 0:42
  to
• 0:43
  be
• 0:43
  different.
• 0:43
  You
• 0:44
  want
• 0:44
  to
• 0:44
  start
• 0:44
  strong,
• 0:45
  but
• 0:45
  you're
• 0:46
  just
• 0:46
  not
• 0:46
  sure
• 0:46
  where
• 0:46
  even
• 0:46
  to
• 0:47
  begin.
• 0:48
  Let
• 0:48
  me
• 0:48
  encourage
• 0:48
  you
• 0:48
  with
• 0:49
  something.
• 0:49
  You
• 0:49
  don't
• 0:50
  need
• 0:50
  to
• 0:50
  be
• 0:50
  perfect
• 0:50
  to
• 0:50
  get
• 0:50
  started.
• 0:51
  You
• 0:51
  just
• 0:52
  need
• 0:52
  something
• 0:53
  proven.
• 0:54
  Small
• 0:54
  actions
• 0:54
  done
• 0:55
  early
• 0:55
  and
• 0:55
  consistently
• 0:56
  build
• 0:56
  momentum
• 0:57
  that
• 0:57
  lasts.
• 0:58
  A
• 0:59
  new
• 0:59
  year
• 0:59
  doesn't
• 0:59
  require
• 1:00
  a
• 1:00
  massive
• 1:00
  overhaul.
• 1:01
  It
• 1:01
  requires
• 1:02
  a
• 1:02
  faithful
• 1:03
  first
• 1:03
  step.
• 1:04
  Because
• 1:04
  here's
• 1:04
  what
• 1:04
  I've
• 1:05
  learned.
• 1:05
  Small
• 1:05
  actions
• 1:06
  stack
• 1:06
  into
• 1:07
  serious
• 1:08
  momentum.
• 1:30
  Hello,
• 1:30
  and
• 1:30
  welcome
• 1:30
  back.
• 1:31
  I'm
• 1:31
  Ralph,
• 1:31
  and
• 1:31
  if
• 1:31
  you're
• 1:32
  new
• 1:32
  here,
• 1:32
  welcome
• 1:32
  home.
• 1:33
  This
• 1:33
  is
• 1:33
  Financially
• 1:34
  Confident
• 1:34
  Christian,
• 1:35
  where
• 1:35
  we
• 1:35
  turn
• 1:36
  faith
• 1:36
  into
• 1:36
  confidence,
• 1:37
  clarity
• 1:38
  into
• 1:38
  direction,
• 1:39
  and
• 1:39
  small
• 1:39
  steps
• 1:40
  into
• 1:40
  lifelong
• 1:41
  transformation.
• 1:42
  And
• 1:42
  today,
• 1:42
  we're
• 1:43
  not
• 1:43
  talking
• 1:43
  about
• 1:43
  resolutions.
• 1:44
  I
• 1:44
  hate
• 1:45
  resolutions.
• 1:46
  We're
• 1:46
  talking
• 1:46
  about
• 1:47
  momentum.
• 1:47
  I'm
• 1:48
  talking
• 1:48
  about
• 1:48
  real
• 1:48
  momentum.
• 1:49
  The
• 1:50
  kind
• 1:50
  you
• 1:50
  can
• 1:50
  feel,
• 1:51
  the
• 1:51
  kind
• 1:51
  that
• 1:51
  lasts,
• 1:52
  the
• 1:52
  kind
• 1:53
  that
• 1:53
  can
• 1:53
  reshape
• 1:54
  your
• 1:54
  entire
• 1:54
  year.
• 1:55
  A
• 1:56
  listener
• 1:56
  reached
• 1:56
  out
• 1:56
  and
• 1:57
  said,
• 1:57
  ralph,
• 1:57
  I
• 1:57
  want
• 1:57
  momentum.
• 1:58
  I
• 1:59
  don't
• 1:59
  want
• 1:59
  another
• 1:59
  year
• 1:59
  of
• 2:00
  false
• 2:00
  starts.
• 2:01
  What
• 2:01
  are
• 2:01
  the
• 2:02
  first
• 2:02
  moves
• 2:02
  that
• 2:02
  actually
• 2:03
  matter?
• 2:04
  Friend,
• 2:05
  that's
• 2:05
  the
• 2:05
  right
• 2:05
  question
• 2:06
  to
• 2:06
  ask,
• 2:07
  because
• 2:07
  momentum
• 2:08
  isn't
• 2:08
  magic.
• 2:09
  It's
• 2:09
  intentional.
• 2:10
  Let's
• 2:11
  talk
• 2:11
  about
• 2:11
  what
• 2:11
  most
• 2:11
  people
• 2:12
  are
• 2:12
  feeling
• 2:12
  right
• 2:13
  now,
• 2:13
  getting
• 2:14
  ready
• 2:14
  to
• 2:14
  get
• 2:14
  into
• 2:14
  the
• 2:15
  new
• 2:15
  year.
• 2:16
  And
• 2:16
  this
• 2:16
  is
• 2:16
  a
• 2:16
  place
• 2:17
  where
• 2:17
  a
• 2:17
  lot
• 2:17
  of
• 2:17
  people
• 2:17
  get
• 2:18
  stuck.
• 2:19
  A
• 2:19
  lot
• 2:19
  of
• 2:20
  people
• 2:20
  begin
• 2:20
  the
• 2:20
  new
• 2:20
  year
• 2:20
  with
• 2:21
  pressure.
• 2:21
  Hey,
• 2:21
  got
• 2:22
  this
• 2:22
  pressure.
• 2:22
  I
• 2:22
  gotta
• 2:22
  have
• 2:23
  these
• 2:23
  New
• 2:23
  Year's
• 2:23
  resolutions.
• 2:24
  Ralph,
• 2:24
  they
• 2:24
  have
• 2:25
  this
• 2:25
  idea
• 2:25
  of
• 2:25
  perfectionism,
• 2:26
  this
• 2:27
  long
• 2:27
  list
• 2:27
  of
• 2:27
  things
• 2:28
  they
• 2:28
  aren't
• 2:28
  actually
• 2:29
  going
• 2:29
  to
• 2:29
  do.
• 2:29
  Man,
• 2:30
  they
• 2:30
  got
• 2:30
  to
• 2:30
  put
• 2:30
  them
• 2:30
  on
• 2:31
  paper,
• 2:31
  but
• 2:31
  they're
• 2:31
  never
• 2:31
  going
• 2:32
  to
• 2:32
  do
• 2:32
  them.
• 2:33
  But
• 2:33
  the
• 2:33
  truth
• 2:34
  is
• 2:34
  simple.
• 2:36
  Those
• 2:36
  small
• 2:36
  steps
• 2:37
  done
• 2:37
  early
• 2:37
  and
• 2:38
  done
• 2:38
  consistently
• 2:39
  create
• 2:39
  momentum
• 2:40
  that
• 2:40
  lasts
• 2:40
  long
• 2:41
  after
• 2:41
  those
• 2:41
  New
• 2:41
  Year's
• 2:42
  hype
• 2:42
  fades.
• 2:43
  And
• 2:43
  trust
• 2:43
  me,
• 2:44
  I'm
• 2:44
  speaking
• 2:44
  for
• 2:44
  myself.
• 2:45
  The
• 2:46
  new
• 2:46
  year
• 2:46
  sight
• 2:46
  fades,
• 2:47
  usually
• 2:47
  by
• 2:47
  the
• 2:48
  second
• 2:48
  day,
• 2:48
  sometimes
• 2:49
  the
• 2:49
  same
• 2:49
  day.
• 2:51
  But
• 2:51
  those
• 2:51
  faithful
• 2:52
  steps
• 2:52
  beat
• 2:52
  perfect
• 2:53
  plans
• 2:53
  every
• 2:54
  single
• 2:54
  time.
• 2:55
  Time.
• 2:56
  So
• 2:56
  let's
• 2:56
  look
• 2:56
  at
• 2:56
  some
• 2:56
  research
• 2:57
  in
• 2:57
  Scripture,
• 2:57
  because
• 2:58
  both
• 2:58
  point
• 2:58
  in
• 2:58
  the
• 2:59
  same
• 2:59
  direction.
• 3:00
  Habit
• 3:01
  research
• 3:01
  tells
• 3:01
  us
• 3:01
  this.
• 3:02
  Tiny,
• 3:02
  consistent
• 3:03
  actions
• 3:04
  create
• 3:04
  lasting
• 3:05
  change,
• 3:06
  whereas
• 3:06
  big,
• 3:07
  occasional
• 3:07
  effort
• 3:08
  fades
• 3:08
  quickly.
• 3:09
  Look
• 3:09
  at
• 3:09
  Zachariah,
• 3:10
  chapter
• 3:10
  4,
• 3:10
  verse
• 3:11
  10.
• 3:11
  It
• 3:11
  says,
• 3:11
  do
• 3:11
  not
• 3:12
  despise
• 3:12
  these
• 3:13
  small
• 3:13
  beginnings.
• 3:15
  God
• 3:15
  honors
• 3:16
  the
• 3:16
  faithful
• 3:16
  first
• 3:17
  step,
• 3:17
  not
• 3:17
  the
• 3:18
  perfect
• 3:18
  one.
• 3:19
  So
• 3:19
  let
• 3:19
  me
• 3:19
  share
• 3:20
  with
• 3:20
  you
• 3:20
  what
• 3:20
  I've
• 3:20
  seen
• 3:21
  over
• 3:21
  30
• 3:21
  years.
• 3:21
  This
• 3:22
  isn't
• 3:22
  just
• 3:22
  theory.
• 3:23
  This
• 3:23
  is
• 3:23
  lived
• 3:23
  experience.
• 3:25
  For
• 3:25
  over
• 3:26
  30
• 3:26
  years,
• 3:26
  walking
• 3:27
  with
• 3:27
  families,
• 3:27
  small
• 3:28
  business
• 3:28
  owners,
• 3:29
  and
• 3:29
  people
• 3:29
  all
• 3:29
  like
• 3:29
  that,
• 3:30
  I've
• 3:30
  watched
• 3:30
  simple
• 3:31
  steps
• 3:31
  transform
• 3:32
  entire
• 3:32
  financial
• 3:33
  stories.
• 3:34
  I've
• 3:34
  seen
• 3:35
  $25
• 3:36
  weekly
• 3:36
  autosaves
• 3:37
  turn
• 3:37
  ordinary
• 3:38
  folks
• 3:38
  into
• 3:39
  confident
• 3:39
  long
• 3:40
  term
• 3:40
  investors.
• 3:42
  I've
• 3:42
  seen
• 3:42
  where
• 3:42
  paying
• 3:43
  one
• 3:43
  bill
• 3:43
  early
• 3:43
  reduced
• 3:44
  months
• 3:44
  of
• 3:44
  stress.
• 3:45
  And
• 3:46
  personally,
• 3:47
  my
• 3:47
  best
• 3:47
  January's
• 3:48
  have
• 3:48
  always
• 3:48
  started
• 3:49
  with
• 3:49
  one
• 3:49
  simple
• 3:50
  action,
• 3:50
  not
• 3:50
  some
• 3:51
  huge
• 3:51
  overhaul.
• 3:53
  Momentum
• 3:53
  always
• 3:54
  starts
• 3:54
  small.
• 3:55
  Let
• 3:55
  me
• 3:55
  give
• 3:55
  you
• 3:55
  a
• 3:56
  real
• 3:56
  example.
• 3:56
  This
• 3:57
  story
• 3:57
  says
• 3:57
  it
• 3:58
  all.
• 3:58
  A
• 3:58
  listener
• 3:59
  came
• 3:59
  to
• 3:59
  me
• 3:59
  feeling
• 3:59
  exhausted
• 4:00
  from
• 4:00
  years
• 4:01
  of
• 4:01
  false
• 4:01
  starts.
• 4:01
  Hey,
• 4:02
  I
• 4:02
  can
• 4:02
  relate
• 4:02
  with
• 4:03
  this.
• 4:03
  And
• 4:04
  January
• 4:04
  always
• 4:05
  overwhelmed
• 4:06
  her.
• 4:06
  So
• 4:07
  what
• 4:07
  did
• 4:07
  she
• 4:07
  do?
• 4:07
  She
• 4:07
  chose
• 4:08
  two
• 4:08
  tiny
• 4:09
  steps.
• 4:09
  This
• 4:10
  is
• 4:10
  what
• 4:10
  she
• 4:10
  decided
• 4:10
  to
• 4:10
  do.
• 4:11
  A
• 4:11
  $50
• 4:11
  weekly
• 4:12
  auto
• 4:12
  transfer
• 4:13
  and
• 4:13
  paying
• 4:14
  one
• 4:14
  bill
• 4:14
  early.
• 4:15
  And
• 4:16
  that
• 4:16
  combination,
• 4:17
  that
• 4:17
  automation
• 4:17
  and
• 4:18
  one
• 4:18
  simple
• 4:18
  action
• 4:19
  flipped
• 4:20
  the
• 4:20
  switch
• 4:20
  on
• 4:20
  inside
• 4:20
  of
• 4:21
  her.
• 4:21
  And
• 4:21
  all
• 4:22
  of
• 4:22
  a
• 4:22
  sudden,
• 4:22
  going
• 4:22
  into
• 4:22
  New
• 4:22
  Year,
• 4:23
  she
• 4:23
  felt
• 4:23
  steady,
• 4:24
  she
• 4:24
  felt
• 4:24
  capable,
• 4:25
  she
• 4:25
  felt
• 4:25
  ahead
• 4:26
  for
• 4:26
  the
• 4:26
  first
• 4:26
  time
• 4:26
  in
• 4:27
  years.
• 4:28
  See,
• 4:29
  momentum
• 4:29
  isn't
• 4:29
  about
• 4:30
  doing
• 4:30
  everything.
• 4:31
  It's
• 4:31
  about
• 4:31
  doing
• 4:32
  something
• 4:32
  that
• 4:32
  moves
• 4:32
  you
• 4:33
  forward.
• 4:34
  So
• 4:34
  what
• 4:35
  steps
• 4:35
  actually
• 4:35
  matter?
• 4:36
  Let
• 4:36
  me
• 4:36
  walk
• 4:36
  you
• 4:36
  through
• 4:36
  the
• 4:37
  ones
• 4:37
  that
• 4:37
  make
• 4:37
  the
• 4:37
  biggest
• 4:38
  difference.
• 4:38
  This
• 4:38
  is
• 4:38
  what
• 4:39
  I've
• 4:39
  seen
• 4:39
  in
• 4:39
  my
• 4:39
  own
• 4:39
  life.
• 4:40
  First
• 4:41
  step,
• 4:41
  recheck
• 4:42
  your
• 4:42
  goals
• 4:42
  and
• 4:42
  budget.
• 4:43
  You
• 4:44
  can't
• 4:44
  hit
• 4:44
  a
• 4:44
  target.
• 4:45
  Think
• 4:45
  that
• 4:45
  you
• 4:45
  haven't
• 4:45
  revisited
• 4:46
  that
• 4:46
  you
• 4:46
  don't
• 4:46
  understand.
• 4:48
  A
• 4:48
  quick
• 4:48
  view
• 4:48
  right
• 4:49
  now
• 4:49
  realigns
• 4:50
  your
• 4:50
  effort
• 4:50
  with
• 4:51
  what
• 4:51
  actually
• 4:51
  matters.
• 4:52
  Ask
• 4:53
  yourself
• 4:53
  this,
• 4:54
  what's
• 4:54
  most
• 4:54
  important?
• 4:56
  And
• 4:56
  what's
• 4:57
  just
• 4:57
  noise?
• 4:57
  Because
• 4:58
  we
• 4:58
  get
• 4:58
  stuck
• 4:58
  so
• 4:58
  many
• 4:59
  times
• 4:59
  on
• 4:59
  the
• 4:59
  noise,
• 5:00
  it's
• 5:00
  all
• 5:00
  around
• 5:00
  us.
• 5:01
  What
• 5:01
  are
• 5:01
  our
• 5:01
  big
• 5:02
  hairy,
• 5:02
  audacious
• 5:03
  New
• 5:03
  Year's
• 5:04
  resolution
• 5:04
  goals?
• 5:05
  But
• 5:06
  that's
• 5:06
  not
• 5:06
  the
• 5:06
  right
• 5:06
  question
• 5:07
  to
• 5:07
  ask.
• 5:08
  We've
• 5:08
  got
• 5:08
  to
• 5:08
  ask
• 5:09
  ourselves,
• 5:09
  what's
• 5:10
  the
• 5:10
  most
• 5:10
  important
• 5:11
  thing?
• 5:12
  Because
• 5:12
  if
• 5:12
  you
• 5:13
  want
• 5:13
  to
• 5:13
  start
• 5:13
  the
• 5:13
  year
• 5:13
  clear,
• 5:14
  you
• 5:14
  got
• 5:14
  to
• 5:14
  do
• 5:15
  that
• 5:15
  and
• 5:15
  not
• 5:15
  be
• 5:16
  confused.
• 5:17
  Second
• 5:17
  thing,
• 5:18
  you
• 5:18
  got
• 5:18
  to
• 5:18
  automate
• 5:19
  savings
• 5:19
  or
• 5:19
  investing.
• 5:21
  I
• 5:21
  know
• 5:21
  you
• 5:21
  probably
• 5:21
  hear
• 5:21
  me
• 5:22
  talk
• 5:22
  about
• 5:22
  this
• 5:22
  all
• 5:22
  the
• 5:22
  time,
• 5:22
  but
• 5:23
  automation
• 5:23
  creates
• 5:24
  wins
• 5:24
  while
• 5:24
  you
• 5:24
  sleep.
• 5:25
  Hey,
• 5:25
  you
• 5:25
  want
• 5:25
  wins
• 5:26
  while
• 5:26
  you
• 5:26
  sleep?
• 5:26
  Automation
• 5:27
  does
• 5:27
  that
• 5:28
  even.
• 5:28
  $10,
• 5:29
  $20,
• 5:29
  maybe
• 5:30
  $50
• 5:30
  weekly
• 5:31
  builds
• 5:31
  confidence
• 5:32
  and
• 5:32
  momentum.
• 5:33
  That
• 5:34
  automatic
• 5:35
  equals
• 5:35
  consistency.
• 5:36
  And
• 5:36
  that
• 5:36
  consistency,
• 5:38
  that's
• 5:38
  what
• 5:38
  leads
• 5:38
  to
• 5:38
  transformational
• 5:39
  behavior.
• 5:40
  It's
• 5:41
  another
• 5:41
  thing
• 5:41
  I've
• 5:41
  learned.
• 5:42
  Pay
• 5:42
  one
• 5:42
  bill
• 5:42
  early
• 5:43
  might
• 5:43
  be
• 5:43
  saying,
• 5:43
  oh,
• 5:43
  wait
• 5:44
  a
• 5:44
  minute,
• 5:44
  that's
• 5:44
  no
• 5:45
  big
• 5:45
  deal,
• 5:45
  Ralph.
• 5:45
  But
• 5:45
  this
• 5:46
  one
• 5:46
  surprises
• 5:46
  so
• 5:47
  many
• 5:47
  people.
• 5:47
  But
• 5:48
  it
• 5:48
  works.
• 5:49
  Paying
• 5:49
  just
• 5:49
  a
• 5:50
  single
• 5:50
  bill
• 5:50
  early
• 5:51
  shrinks
• 5:52
  anxiety
• 5:52
  almost
• 5:53
  instantly.
• 5:54
  Why?
• 5:55
  You
• 5:55
  feel
• 5:55
  ahead.
• 5:56
  I
• 5:56
  got
• 5:56
  this
• 5:56
  done
• 5:57
  already.
• 5:57
  You
• 5:57
  feel
• 5:57
  steady,
• 5:58
  you
• 5:58
  feel
• 5:58
  capable.
• 6:00
  So
• 6:00
  start
• 6:00
  with
• 6:00
  something
• 6:01
  predictable.
• 6:01
  Start
• 6:02
  with
• 6:02
  your
• 6:02
  utility
• 6:02
  bill.
• 6:03
  You
• 6:03
  know
• 6:03
  about
• 6:03
  what
• 6:04
  it's
• 6:04
  going
• 6:04
  to
• 6:04
  be.
• 6:05
  Pay
• 6:05
  it
• 6:05
  as
• 6:05
  soon
• 6:05
  as
• 6:05
  you
• 6:05
  get
• 6:05
  it.
• 6:05
  Maybe
• 6:06
  it's
• 6:06
  that
• 6:06
  insurance
• 6:06
  bill.
• 6:07
  Hey,
• 6:07
  maybe
• 6:07
  it's
• 6:07
  that
• 6:08
  credit
• 6:08
  card
• 6:08
  bill.
• 6:09
  You've
• 6:09
  got
• 6:09
  the
• 6:09
  money
• 6:09
  to
• 6:10
  pay
• 6:10
  it.
• 6:10
  Set
• 6:10
  it
• 6:10
  up.
• 6:11
  Because
• 6:11
  that
• 6:11
  One
• 6:12
  early
• 6:12
  payment
• 6:12
  creates
• 6:13
  a
• 6:13
  psychological
• 6:14
  reset
• 6:14
  in
• 6:14
  your
• 6:14
  own
• 6:15
  mind.
• 6:15
  And
• 6:15
  you
• 6:15
  start
• 6:15
  to
• 6:15
  think,
• 6:16
  oh
• 6:16
  yeah,
• 6:16
  I
• 6:16
  can
• 6:16
  do
• 6:16
  this.
• 6:17
  I
• 6:17
  start
• 6:17
  to
• 6:17
  build
• 6:18
  that
• 6:18
  momentum.
• 6:19
  And
• 6:19
  then
• 6:19
  I'm
• 6:19
  encouraging
• 6:20
  you
• 6:20
  to
• 6:20
  create
• 6:20
  a
• 6:20
  one
• 6:20
  page
• 6:21
  plan
• 6:21
  for
• 6:21
  January.
• 6:22
  It
• 6:22
  doesn't
• 6:22
  have
• 6:22
  to
• 6:22
  be
• 6:23
  something
• 6:23
  elaborate
• 6:23
  because
• 6:24
  complicated
• 6:25
  plans
• 6:25
  don't
• 6:25
  get
• 6:26
  followed.
• 6:26
  A
• 6:27
  simple
• 6:27
  one
• 6:27
  page
• 6:28
  plan
• 6:28
  is
• 6:28
  something
• 6:28
  you
• 6:29
  actually
• 6:29
  use.
• 6:31
  Include
• 6:31
  things
• 6:31
  like
• 6:31
  your
• 6:32
  top
• 6:32
  three
• 6:32
  parties.
• 6:32
  These
• 6:33
  are
• 6:33
  the
• 6:33
  three
• 6:33
  things
• 6:33
  that
• 6:34
  I
• 6:34
  absolutely
• 6:34
  want
• 6:35
  to
• 6:35
  get
• 6:35
  right
• 6:35
  in
• 6:36
  January.
• 6:36
  List
• 6:36
  your
• 6:37
  top
• 6:37
  three
• 6:37
  bills,
• 6:38
  list
• 6:38
  that
• 6:38
  one
• 6:38
  habit.
• 6:39
  And
• 6:39
  hey,
• 6:39
  don't
• 6:39
  forget
• 6:40
  to
• 6:40
  list
• 6:40
  that
• 6:40
  one
• 6:41
  Bible
• 6:41
  verse.
• 6:41
  Maybe
• 6:41
  you
• 6:42
  have
• 6:42
  a
• 6:42
  Bible
• 6:42
  verse
• 6:42
  of
• 6:43
  the
• 6:43
  month,
• 6:44
  because
• 6:44
  here's
• 6:44
  what
• 6:44
  I've
• 6:45
  learned.
• 6:45
  Simplicity
• 6:46
  wins
• 6:46
  every
• 6:47
  single
• 6:47
  time.
• 6:48
  Well,
• 6:48
  let's
• 6:48
  keep
• 6:48
  this
• 6:49
  anchored
• 6:49
  in
• 6:49
  scripture
• 6:50
  because
• 6:50
  your
• 6:50
  plans
• 6:50
  matter
• 6:51
  most
• 6:51
  when
• 6:51
  God
• 6:51
  is
• 6:52
  part
• 6:52
  of
• 6:52
  the
• 6:52
  process.
• 6:53
  Let's
• 6:53
  look
• 6:54
  at
• 6:54
  Proverbs,
• 6:54
  chapter
• 6:55
  16,
• 6:55
  verse
• 6:55
  that
• 6:56
  reminds
• 6:56
  us
• 6:56
  this.
• 6:57
  Commit
• 6:57
  to
• 6:58
  the
• 6:58
  Lord
• 6:58
  whatever
• 6:58
  you
• 6:58
  do,
• 6:59
  and
• 6:59
  he
• 6:59
  will
• 7:00
  establish
• 7:00
  your
• 7:01
  plans.
• 7:02
  God
• 7:03
  doesn't
• 7:03
  establish
• 7:04
  what
• 7:04
  you
• 7:04
  panic
• 7:05
  about.
• 7:05
  He
• 7:06
  establishes
• 7:07
  what
• 7:07
  you
• 7:07
  commit.
• 7:08
  So
• 7:09
  start
• 7:09
  there.
• 7:10
  Commit
• 7:10
  to
• 7:10
  the
• 7:10
  Lord
• 7:11
  whatever
• 7:11
  you
• 7:11
  do,
• 7:11
  and
• 7:12
  he
• 7:12
  will
• 7:12
  establish
• 7:13
  your
• 7:13
  plans.
• 7:14
  How
• 7:14
  about
• 7:14
  we
• 7:14
  pray
• 7:14
  together
• 7:15
  right
• 7:15
  now?
• 7:16
  Lord,
• 7:16
  help
• 7:17
  me
• 7:17
  to
• 7:17
  be
• 7:17
  faithful
• 7:17
  in
• 7:18
  my
• 7:18
  first
• 7:18
  steps.
• 7:19
  Give
• 7:20
  me
• 7:20
  energy,
• 7:20
  Lord,
• 7:21
  give
• 7:21
  me
• 7:21
  consistency,
• 7:22
  give
• 7:22
  me
• 7:22
  joy
• 7:23
  as
• 7:23
  I
• 7:23
  walk
• 7:23
  into
• 7:24
  the
• 7:24
  new
• 7:24
  year
• 7:24
  with
• 7:24
  confidence.
• 7:26
  And
• 7:26
  I
• 7:26
  ask
• 7:26
  this
• 7:26
  in
• 7:27
  the
• 7:27
  name
• 7:27
  of
• 7:27
  Jesus.
• 7:28
  Amen.
• 7:29
  Okay,
• 7:30
  here's
• 7:30
  your
• 7:30
  one
• 7:30
  action
• 7:30
  step
• 7:31
  for
• 7:31
  today.
• 7:31
  I
• 7:31
  just
• 7:32
  want
• 7:32
  you
• 7:32
  to
• 7:32
  choose
• 7:32
  one
• 7:33
  of
• 7:33
  these
• 7:33
  things
• 7:33
  today.
• 7:34
  Set
• 7:34
  up
• 7:34
  an
• 7:34
  auto
• 7:35
  transfer,
• 7:35
  pay
• 7:36
  one
• 7:36
  bill
• 7:36
  early,
• 7:36
  or
• 7:37
  draft
• 7:37
  that
• 7:37
  one
• 7:38
  page
• 7:38
  January
• 7:39
  plan.
• 7:40
  Start
• 7:40
  small,
• 7:40
  but
• 7:41
  start
• 7:41
  today
• 7:42
  and
• 7:42
  start
• 7:42
  the
• 7:43
  year
• 7:43
  with
• 7:43
  confidence.
• 7:44
  And
• 7:45
  I
• 7:45
  want
• 7:45
  to
• 7:45
  invite
• 7:45
  you
• 7:45
  right
• 7:45
  now
• 7:46
  to
• 7:46
  join
• 7:46
  our
• 7:46
  financially
• 7:47
  confident
• 7:47
  Christian
• 7:47
  community.
• 7:48
  This
• 7:48
  is
• 7:48
  a
• 7:48
  place
• 7:49
  where
• 7:49
  we
• 7:49
  cheer
• 7:49
  on
• 7:49
  those
• 7:50
  first
• 7:50
  steps,
• 7:50
  we
• 7:51
  guide
• 7:51
  you
• 7:51
  with
• 7:51
  challenges,
• 7:52
  we
• 7:52
  pray
• 7:52
  for
• 7:52
  you,
• 7:53
  we
• 7:53
  help
• 7:53
  you
• 7:53
  build
• 7:54
  momentum
• 7:54
  and
• 7:54
  keep
• 7:55
  it.
• 7:55
  And
• 7:56
  you
• 7:56
  can
• 7:56
  get
• 7:56
  to
• 7:56
  that
• 7:56
  by
• 7:56
  going
• 7:57
  to
• 7:57
  FinanciallyConfidentChristian.com/join.
• 8:00
  You
• 8:01
  don't
• 8:01
  have
• 8:01
  to
• 8:01
  do
• 8:01
  this
• 8:01
  alone.
• 8:02
  Go
• 8:02
  to
• 8:02
  FinanciallyConfidentChristian.com/join
• 8:07
  friend,
• 8:07
  as
• 8:08
  I
• 8:08
  said
• 8:08
  earlier,
• 8:09
  momentum
• 8:09
  isn't
• 8:10
  magic.
• 8:10
  It's
• 8:11
  small,
• 8:12
  steady
• 8:12
  obedience.
• 8:13
  So
• 8:13
  I
• 8:13
  want
• 8:13
  to
• 8:13
  encourage
• 8:14
  you
• 8:14
  today.
• 8:14
  Start
• 8:14
  simple,
• 8:15
  stack
• 8:15
  a
• 8:16
  few
• 8:16
  early
• 8:16
  wins,
• 8:16
  and
• 8:17
  watch
• 8:17
  what
• 8:17
  God
• 8:17
  builds
• 8:18
  from
• 8:18
  your
• 8:18
  first
• 8:18
  faithful
• 8:19
  steps.
• 8:20
  Go
• 8:20
  out
• 8:20
  there
• 8:20
  today
• 8:21
  and
• 8:21
  be
• 8:22
  the
• 8:22
  financially
• 8:22
  confident
• 8:23
  Christian
• 8:23
  that
• 8:23
  I
• 8:23
  know
• 8:23
  you
• 8:24
  can
• 8:24
  be.
• 8:24
  You
• 8:24
  can
• 8:24
  do
• 8:24
  this,
• 8:25
  stay
• 8:26
  financially
• 8:26
  savvy,
• 8:27
  God
• 8:27
  bless
• 8:27
  you
• 8:28
  and
• 8:28
  you
• 8:28
  have
• 8:29
  a
• 8:29
  great
• 8:29
  day
• 8:29
  today.