Latest / Solving America's Problems
The Exact Playbook For Turning a No Into a Yes
Dave Conley presses Daniel Sosa on exactly who gets rejected versus approved. Daniel says anybody can eventually qualify for a home — the real question is credit profile and income, and credit-challenged buyers get a step-by-step plan instead of a flat no. He describes taking one client's credit score from 702 to 740 over 30 days to avoid $16,000 in points, and explains how self-employed borrowers who don't show enough income on paper still qualify through bank statement programs. Looking 20 years out, he predicts the average family will pay $5,000 a month in rent within his lifetime…
The skinny
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