2026 Mortgage Update: Lower Rates, ARMs Return, and When to Refi
Rental property financing is becoming much easier. For years, seven and eight-percent rates made it brutal to make deals work. But now, things are changing—for the better.
Mortgage rates in the five-percent range? HELOCs with no closing costs? Seller concessions to buy down your interest rate, and a smoother path to affordable properties? It’s all culminating in 2026, and this could be one of the best years in recent memory to get a mortgage for a rental property. Today, we’re talking to Jeff Welgan, who's spent 22 years in the mortgage industry, and is bringing good news.
Thought those ARM…
The skinny
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