Latest / Becoming Financially Confident / What Should I Do First When I Receive Unexpected Money?
Transcript
- 1:20Have
- 1:20you
- 1:20ever
- 1:21received
- 1:21unexpected
- 1:22money
- 1:23and
- 1:23instead
- 1:24of
- 1:24excitement,
- 1:25you
- 1:25just
- 1:25feel
- 1:26pressure
- 1:27because
- 1:27you've
- 1:28seen
- 1:28this
- 1:28before.
- 1:30Refund
- 1:31gift,
- 1:32maybe
- 1:32even
- 1:32a
- 1:33surprise
- 1:33deposit
- 1:34and
- 1:35somehow
- 1:36just
- 1:36vanished?
- 1:38No
- 1:38lasting
- 1:39change,
- 1:40no
- 1:41progress,
- 1:42just
- 1:43temporary
- 1:43relief.
- 1:45Friend
- 1:46Unexpected
- 1:46money
- 1:47is
- 1:47a
- 1:47test
- 1:47of
- 1:48direction,
- 1:49not
- 1:49just
- 1:49discipline.
- 1:51And
- 1:51today
- 1:51on
- 1:52the
- 1:52show,
- 1:52we're
- 1:52going
- 1:52to
- 1:52make
- 1:52sure
- 1:53the
- 1:53gift
- 1:53becomes
- 1:54momentum
- 1:55and
- 1:55not
- 1:56some
- 1:56phantom
- 1:56memory.
- 2:18Hey,
- 2:18friend,
- 2:19Ralph
- 2:19Estepp
- 2:20Jr.
- 2:20Here.
- 2:21Welcome
- 2:21to
- 2:21Financially
- 2:22Confident
- 2:23Christian,
- 2:24where
- 2:24every
- 2:24day
- 2:24we
- 2:24work
- 2:25to
- 2:25break
- 2:25the
- 2:25cycle
- 2:26of
- 2:26financial
- 2:26shame
- 2:27with
- 2:27confidence.
- 2:29And
- 2:29today
- 2:29we're
- 2:29going
- 2:29to
- 2:30get
- 2:30really
- 2:30practical.
- 2:31We're
- 2:31going
- 2:31to
- 2:31talk
- 2:32about
- 2:32what
- 2:32do
- 2:32you
- 2:32do
- 2:32when
- 2:33you
- 2:33first
- 2:33receive
- 2:34that
- 2:34unexpected
- 2:35money?
- 2:36And
- 2:36this
- 2:37all
- 2:37stems
- 2:37from
- 2:37a
- 2:37question
- 2:38we
- 2:38got
- 2:38from
- 2:38one
- 2:38of
- 2:38our
- 2:39listeners.
- 2:39This
- 2:39is
- 2:39what
- 2:39the
- 2:39listener
- 2:40wrote.
- 2:40Ralph
- 2:41I
- 2:41received
- 2:42a
- 2:42cash
- 2:42gift
- 2:44and
- 2:44instead
- 2:44of
- 2:44feeling
- 2:45excited,
- 2:46I
- 2:46actually
- 2:46feel
- 2:46nervous.
- 2:48I've
- 2:48seen
- 2:48money
- 2:48come
- 2:49and
- 2:49go
- 2:49without
- 2:50creating
- 2:50real
- 2:50change
- 2:51and
- 2:52I'm
- 2:52afraid
- 2:52this
- 2:52will
- 2:53disappear
- 2:53the
- 2:53same
- 2:54way.
- 2:55I
- 2:55don't
- 2:55want
- 2:55this
- 2:56to
- 2:56be
- 2:56temporary
- 2:56relief.
- 2:57I
- 2:58want
- 2:58it
- 2:58to
- 2:58actually
- 2:58move
- 2:59my
- 2:59life
- 2:59forward.
- 3:01What's
- 3:01the
- 3:01wisest
- 3:02first
- 3:02step
- 3:02that
- 3:03I
- 3:03can
- 3:03take
- 3:04so
- 3:04that
- 3:05this
- 3:05truly
- 3:06counts?
- 3:08I
- 3:09love
- 3:09questions.
- 3:10If
- 3:10you've
- 3:10got
- 3:10a
- 3:10question
- 3:10for
- 3:11this
- 3:11show,
- 3:11you
- 3:11can
- 3:11go
- 3:11to
- 3:12financially
- 3:13confidentchristian.com
- 3:15question.
- 3:17But
- 3:17I
- 3:17love
- 3:17this
- 3:18question
- 3:18because
- 3:19I
- 3:19think
- 3:19all
- 3:20of
- 3:20us
- 3:20may
- 3:20have
- 3:20experienced
- 3:21this
- 3:21from
- 3:21time
- 3:21to
- 3:22time.
- 3:23And
- 3:23my
- 3:23big
- 3:23idea
- 3:24for
- 3:24today
- 3:24is
- 3:24that
- 3:24unexpected
- 3:25money
- 3:26needs
- 3:26immediate
- 3:27assignment
- 3:28before
- 3:29your
- 3:29emotions
- 3:30take
- 3:30over.
- 3:31But
- 3:31how
- 3:31do
- 3:31you
- 3:32do
- 3:32that?
- 3:33Here's
- 3:34the
- 3:34first
- 3:34thing
- 3:34I'm
- 3:34going
- 3:34to
- 3:34encourage
- 3:35you
- 3:35to
- 3:35do.
- 3:36Pause
- 3:36before
- 3:37spending
- 3:37anything.
- 3:39Don't
- 3:40celebrate
- 3:40with
- 3:40a
- 3:41purchase.
- 3:42Create
- 3:43a
- 3:4348
- 3:4372.
- 3:44Hey,
- 3:44maybe
- 3:45a
- 3:45one
- 3:45week
- 3:45buffer.
- 3:47Let
- 3:47that
- 3:47excitement
- 3:48settle
- 3:48for
- 3:48a
- 3:49little
- 3:49bit
- 3:50because
- 3:50wisdom
- 3:51grows
- 3:51in
- 3:51that
- 3:52pause.
- 3:53So
- 3:54easy
- 3:54to
- 3:54get
- 3:54stuck
- 3:55in
- 3:55that
- 3:55impulse.
- 3:56That
- 3:57impulse
- 3:57grows
- 3:58in
- 3:58speed.
- 3:58So
- 3:59stop
- 3:59what
- 3:59you're
- 3:59doing
- 4:00first.
- 4:01And
- 4:01then
- 4:01once
- 4:01you
- 4:02have
- 4:02that
- 4:02emotional
- 4:04release,
- 4:05think
- 4:06about
- 4:06this
- 4:06secure
- 4:07stability
- 4:08first.
- 4:10Ask
- 4:10yourself
- 4:11this.
- 4:12What
- 4:12would
- 4:13reduce
- 4:13stress
- 4:13the
- 4:14fastest?
- 4:15What
- 4:16are
- 4:16the
- 4:16things
- 4:16in
- 4:16your
- 4:16budget?
- 4:17Man,
- 4:17if
- 4:17I
- 4:17had
- 4:17this
- 4:17extra
- 4:18money,
- 4:18I
- 4:18could
- 4:18do
- 4:18this
- 4:19and
- 4:19it
- 4:19would
- 4:19solve
- 4:19this
- 4:19problem.
- 4:21Maybe
- 4:22for
- 4:22you.
- 4:22You
- 4:22build
- 4:22or
- 4:23top
- 4:23off
- 4:23your
- 4:23emergency
- 4:24savings.
- 4:25A
- 4:26lot
- 4:26of
- 4:26people
- 4:26don't
- 4:26think
- 4:26about
- 4:27that,
- 4:27but
- 4:27that's
- 4:27a
- 4:27great
- 4:27way
- 4:28to
- 4:28just
- 4:28give
- 4:28you
- 4:28a
- 4:29little
- 4:29bit
- 4:29of
- 4:29an
- 4:29infusion.
- 4:30We
- 4:30talked
- 4:30the
- 4:30other
- 4:30day
- 4:30about
- 4:31somebody
- 4:31that's
- 4:32been
- 4:32saving
- 4:32for
- 4:32a
- 4:33house.
- 4:33Hey,
- 4:33maybe
- 4:33put
- 4:33that
- 4:34money
- 4:34in
- 4:34that
- 4:34house
- 4:34fund.
- 4:36This
- 4:36is
- 4:36also
- 4:36a
- 4:37great
- 4:37time
- 4:37to
- 4:37maybe
- 4:37pay
- 4:38down
- 4:38some
- 4:38high
- 4:38interest
- 4:39debt
- 4:41or
- 4:41maybe
- 4:41catch
- 4:42up
- 4:42on
- 4:42something
- 4:42overdue,
- 4:43maybe
- 4:43even
- 4:43putting
- 4:44something
- 4:44off
- 4:44and
- 4:44putting
- 4:45something
- 4:45off.
- 4:45And
- 4:45now's
- 4:46the
- 4:46time
- 4:46to
- 4:46do
- 4:46that,
- 4:48because
- 4:48when
- 4:48you
- 4:48build
- 4:49that
- 4:49stability,
- 4:49that
- 4:50creates
- 4:50peace.
- 4:51And
- 4:52when
- 4:52you
- 4:52live
- 4:52in
- 4:53peace,
- 4:53you
- 4:53have
- 4:54clarity
- 4:54in
- 4:54your
- 4:55life.
- 4:56But
- 4:56in
- 4:56order
- 4:57to
- 4:57do
- 4:57that,
- 4:57you
- 4:58got
- 4:58to
- 4:58allocate
- 4:59by
- 4:59purpose,
- 4:59not
- 4:59by
- 5:00some
- 5:00feeling.
- 5:01I'm
- 5:01going
- 5:01to
- 5:02encourage
- 5:02you
- 5:02to
- 5:02use
- 5:02a
- 5:02simple
- 5:03framework.
- 5:04Think
- 5:04about
- 5:05it
- 5:05like
- 5:05this.
- 5:05A
- 5:06portion
- 5:06of
- 5:06that
- 5:06is
- 5:07to
- 5:07stabilize
- 5:08yourself.
- 5:09The
- 5:09things
- 5:09I
- 5:09can
- 5:09put
- 5:10money
- 5:10aside,
- 5:10I
- 5:11can
- 5:11build
- 5:11an
- 5:11emergency
- 5:12fund,
- 5:13maybe
- 5:14a
- 5:14portion
- 5:14to
- 5:14strengthen
- 5:15yourself,
- 5:16and
- 5:16yes,
- 5:18a
- 5:18portion
- 5:18to
- 5:18enjoy
- 5:19yourself.
- 5:20You
- 5:21got
- 5:21to
- 5:21have
- 5:21some
- 5:21joy
- 5:21in
- 5:22this.
- 5:23So,
- 5:23for
- 5:24example,
- 5:24maybe
- 5:24your
- 5:24allocation
- 5:25is
- 5:2660%
- 5:26goes
- 5:27into
- 5:27the
- 5:27stabilize
- 5:28idea,
- 5:2930%
- 5:29goes
- 5:30into
- 5:30strengthen.
- 5:30And
- 5:31yes,
- 5:31I'm
- 5:31going
- 5:32to
- 5:32take
- 5:3210%
- 5:32and
- 5:33celebrate.
- 5:33Now,
- 5:33don't
- 5:33go
- 5:33overboard
- 5:34on
- 5:34that.
- 5:35And
- 5:36you
- 5:36can
- 5:36adjust
- 5:36the
- 5:37percentages
- 5:37for
- 5:37your
- 5:38life,
- 5:39but
- 5:39at
- 5:39the
- 5:40front
- 5:40end,
- 5:40you
- 5:40got
- 5:40to
- 5:40give
- 5:41every
- 5:41dollar
- 5:41a
- 5:42job.
- 5:42Because
- 5:42guess
- 5:42what?
- 5:42If
- 5:43you
- 5:43don't,
- 5:44it's
- 5:44going
- 5:44to
- 5:44vanish.
- 5:46Which
- 5:46leads
- 5:46me
- 5:46to
- 5:47this.
- 5:47Move
- 5:47that
- 5:48money
- 5:48quickly.
- 5:50Checking
- 5:50accounts
- 5:51are
- 5:51what
- 5:51I
- 5:51call
- 5:51spending
- 5:52zones.
- 5:53It's
- 5:53in
- 5:54the
- 5:54checking
- 5:54account.
- 5:54Hey,
- 5:55that's
- 5:55available
- 5:56money.
- 5:57So
- 5:58transfer
- 5:58those
- 5:58funds
- 5:59immediately,
- 5:59whether
- 5:59it's
- 6:00to
- 6:00savings.
- 6:00Maybe
- 6:00you're
- 6:01going
- 6:01to
- 6:01put
- 6:01it
- 6:01in
- 6:01a
- 6:01savings
- 6:01account.
- 6:02Pay
- 6:03those
- 6:03debts
- 6:03immediately.
- 6:04Separate,
- 6:05you
- 6:05know,
- 6:05put
- 6:05a
- 6:06separate
- 6:06goal
- 6:06account.
- 6:08Because
- 6:08when
- 6:08you
- 6:08build
- 6:08that
- 6:09distance,
- 6:09it
- 6:10reduces
- 6:10that
- 6:10drift.
- 6:11You
- 6:11won't
- 6:11be
- 6:11saying,
- 6:11like
- 6:12the
- 6:12listener
- 6:12said,
- 6:12you
- 6:13know,
- 6:13I
- 6:13don't
- 6:13want
- 6:13this
- 6:13to
- 6:13happen
- 6:14again.
- 6:14I've
- 6:14seen
- 6:14this
- 6:14before.
- 6:17And
- 6:17in
- 6:17any
- 6:18end,
- 6:18reflect
- 6:18before
- 6:19the
- 6:19next
- 6:19opportunity
- 6:20even
- 6:20comes.
- 6:21You
- 6:21might
- 6:22be
- 6:22listening
- 6:22to
- 6:22this
- 6:22right
- 6:23now
- 6:23and
- 6:23you're
- 6:23saying,
- 6:23ralph,
- 6:23man,
- 6:24I
- 6:24don't
- 6:24have
- 6:24any
- 6:24bonus
- 6:24on
- 6:25the
- 6:25horizon.
- 6:25Nobody's
- 6:26dropped
- 6:26any
- 6:26money
- 6:27in
- 6:27my
- 6:27lap.
- 6:28But
- 6:28let
- 6:29me
- 6:29encourage
- 6:29you,
- 6:29it's
- 6:29going
- 6:29to
- 6:30happen.
- 6:31Something
- 6:31unexpected
- 6:32in
- 6:32a
- 6:32positive
- 6:33way
- 6:33is
- 6:33going
- 6:33to
- 6:33happen.
- 6:34So
- 6:35ask
- 6:35yourself,
- 6:35what
- 6:36pattern
- 6:36do
- 6:36I
- 6:37want
- 6:37to
- 6:37create
- 6:37with
- 6:38windfalls
- 6:38in
- 6:38the
- 6:39future?
- 6:40Because
- 6:41if
- 6:41every
- 6:41unexpected
- 6:42dollar
- 6:43moves
- 6:43you
- 6:43forward,
- 6:44you
- 6:44can
- 6:44change
- 6:45your
- 6:45financial
- 6:46trajectory
- 6:47one
- 6:48decision
- 6:48at
- 6:48a
- 6:48time.
- 6:50So
- 6:50my
- 6:50encouragement,
- 6:51big
- 6:51takeaway
- 6:51for
- 6:51today
- 6:52is
- 6:52to
- 6:52give
- 6:53every
- 6:54single
- 6:54dollar
- 6:55direction.
- 6:57Give
- 6:57it
- 6:57direction.
- 6:59So
- 6:59here's
- 7:00your
- 7:00win
- 7:00for
- 7:00today.
- 7:01I
- 7:01want
- 7:01you
- 7:02to
- 7:02write
- 7:02down
- 7:02exactly
- 7:03where
- 7:03every
- 7:03dollar
- 7:04of
- 7:04that
- 7:04gift
- 7:04is
- 7:05going.
- 7:06Not
- 7:06rough.
- 7:07I'm
- 7:07talking
- 7:07about
- 7:08specific
- 7:09to
- 7:09the
- 7:09dollar,
- 7:11because
- 7:11clarity
- 7:12prevents
- 7:12regret.
- 7:14Think
- 7:14about
- 7:14what
- 7:15might
- 7:15be
- 7:15coming
- 7:15in.
- 7:15Maybe
- 7:16you've
- 7:16got
- 7:16a
- 7:16tax
- 7:16refund,
- 7:17maybe
- 7:18you
- 7:18get
- 7:18a
- 7:18bonus
- 7:18at
- 7:19work.
- 7:20Scratch
- 7:20that
- 7:20down
- 7:21today.
- 7:21Here's
- 7:21what's
- 7:22coming
- 7:22in
- 7:22and
- 7:22here's
- 7:23how
- 7:23I'm
- 7:23going
- 7:23to
- 7:23allocate
- 7:24that.
- 7:25Well,
- 7:25let's
- 7:25get
- 7:25right
- 7:26to
- 7:26our
- 7:26Bible
- 7:26verse
- 7:26today.
- 7:27This
- 7:27is
- 7:27one
- 7:27that
- 7:27if
- 7:28you've
- 7:28listened
- 7:28to
- 7:28this
- 7:28show,
- 7:29you
- 7:29know,
- 7:29I've
- 7:29used
- 7:29a
- 7:30dozen
- 7:30times
- 7:30probably.
- 7:31It's
- 7:31from
- 7:32Proverbs,
- 7:32chapter
- 7:3313,
- 7:33verse
- 7:3311.
- 7:35It
- 7:35says
- 7:35dishonest
- 7:36money
- 7:36dwindles
- 7:37away,
- 7:38but
- 7:38whoever
- 7:38gathers
- 7:39money
- 7:39little
- 7:40by
- 7:40little
- 7:41makes
- 7:41it
- 7:42grow.
- 7:44How
- 7:44does
- 7:44that
- 7:44affect
- 7:45us
- 7:45today?
- 7:46What
- 7:46is
- 7:46God
- 7:46saying
- 7:47to
- 7:47us?
- 7:47He's
- 7:47saying
- 7:47to
- 7:48us,
- 7:48steady,
- 7:49intentional
- 7:50stewardship,
- 7:52not
- 7:52emotional
- 7:53spending,
- 7:54is
- 7:54what
- 7:54turns
- 7:55money
- 7:55into
- 7:55long
- 7:56term
- 7:56growth.
- 7:57How
- 7:57about
- 7:57we
- 7:58pray
- 7:58together?
- 8:00Lord,
- 8:00right
- 8:00now
- 8:01I
- 8:01just
- 8:01want
- 8:01to
- 8:01thank
- 8:01you
- 8:02for
- 8:02this
- 8:02unexpected
- 8:03provision
- 8:04in
- 8:04this
- 8:04listener's
- 8:05life.
- 8:06Give
- 8:06them
- 8:07wisdom
- 8:07to
- 8:07steward
- 8:07it
- 8:08well,
- 8:08Lord,
- 8:09and
- 8:09calm
- 8:10that
- 8:10urge
- 8:10to
- 8:10rush.
- 8:12Guard
- 8:12them
- 8:12from
- 8:12those
- 8:13impulsive
- 8:13decisions
- 8:14that
- 8:14all
- 8:14of
- 8:14us
- 8:15battle.
- 8:16Help
- 8:16them
- 8:16to
- 8:16strengthen
- 8:17their
- 8:17foundation,
- 8:18help
- 8:19them
- 8:19to
- 8:19build
- 8:19some
- 8:20stability
- 8:21and
- 8:22help
- 8:22them
- 8:22to
- 8:22celebrate
- 8:23responsibly.
- 8:25And
- 8:25Lord,
- 8:25let
- 8:26this
- 8:26gift
- 8:26become
- 8:26progress
- 8:27in
- 8:27their
- 8:27life,
- 8:28not
- 8:28just
- 8:28more
- 8:29pressure.
- 8:30And
- 8:30we
- 8:30ask
- 8:31this
- 8:31in
- 8:31Jesus
- 8:32name.
- 8:33Amen.
- 8:36Friend,
- 8:36hear
- 8:37me
- 8:37on
- 8:37this
- 8:38unexpected
- 8:39Money
- 8:39becomes
- 8:40lasting
- 8:40progress
- 8:41when
- 8:42you
- 8:42give
- 8:42it
- 8:42purpose.
- 8:45So
- 8:45do
- 8:45that
- 8:45today.
- 8:46Give
- 8:46it
- 8:46purpose.
- 8:48And
- 8:48if
- 8:48you've
- 8:49got
- 8:49a
- 8:49question
- 8:49for
- 8:49this
- 8:50show,
- 8:50maybe
- 8:50a
- 8:51financial
- 8:51struggle
- 8:52you're
- 8:52going
- 8:52through
- 8:52or
- 8:53something
- 8:53that
- 8:53you
- 8:53could
- 8:53use
- 8:54some
- 8:54help
- 8:54with,
- 8:54I
- 8:55would
- 8:55love
- 8:55to
- 8:55answer
- 8:55your
- 8:55question
- 8:56right
- 8:56here
- 8:56on
- 8:56the
- 8:56show.
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- 8:58that
- 8:58by
- 8:58going
- 8:59to
- 8:59financiallyconfidentchristian.com?
- 9:03We'll
- 9:04put
- 9:04a
- 9:04link
- 9:04right
- 9:04in
- 9:04the
- 9:04show
- 9:05notes,
- 9:05but
- 9:05you
- 9:05can
- 9:05go
- 9:06to
- 9:06again.
- 9:06Financiallyconfidentchristian.com
- 9:10question.
- 9:10I
- 9:11would
- 9:11love
- 9:11to
- 9:11hear
- 9:11your
- 9:11question.
- 9:12As
- 9:12you
- 9:12know,
- 9:13I
- 9:13love
- 9:13answering
- 9:13those
- 9:13questions.
- 9:14Well,
- 9:15thank
- 9:15you
- 9:15so
- 9:15much
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- 9:17I
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- 9:18you
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- 9:20God
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- 9:20you
- 9:21and
- 9:22you
- 9:22have
- 9:22a
- 9:22truly
- 9:23wonderful
- 9:23day
- 9:23today.