Latest / Budgeting for Beginners with Fexingo: Cash Envelopes, Apps, and Simple Money Tracking
The Budget Category That Pays for Your Annual Non-Negotiables
Episode 69 of Budgeting for Beginners with Fexingo: Lucas and Luna unpack the concept of an 'annual non-negotiables' category — the budget line that funds your yearly must-haves like car insurance, Amazon Prime, holiday travel, and dentist visits, so they don't ambush your monthly cash flow. They walk through how to calculate the total annual cost, divide by 12, and set aside that amount each month into a separate high-yield savings account. Lucas shares a real example: his own annual non-negotiables total $2,160, meaning $180 a month. Luna reveals how this single category…
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