You Don’t Escape Debt by Waiting—You Escape by Acting

The Ramsey Show · Jan 27, 2026 · 2h 6m

💵 Get Money Help from Ask Ramsey! 🚢 ⁠Book your cabin: Save $300 this week only! ⁠ Due to severe weather and an ice storm impacting our area, our team wasn’t able to produce a live show today. We hope you enjoy this compilation from past episodes and we'll be back with a live show soon! Dave Ramsey and Ken Coleman answer your questions and discuss: I am getting calls regarding debt on my deceased father. How do I handle this? What's the best way to start the Baby Steps? My dad wants me to pay for his life insurance I'm afraid to pay off my debt I've been fired twice and we're drowning in debt…