Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Embedded Finance Is Rewiring Merchant Operations
We examine how point-of-sale systems have evolved from simple transaction processors into full-service operating systems for small businesses. By looking at how Square and Toast integrate lending, payroll, and inventory management directly into the checkout flow, we explore the trade-off between convenience and data lock-in. We also discuss why major banks are finally entering this space with open APIs, and what that means for merchant profitability in September 2026.
#EmbeddedFinance #PointOfSale #Square #Toast #SmallBusinessLending #PaymentProcessing #FinancialSoftware #MerchantServices…
The skinny
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