Latest / Bought Borrowed and Sold / Kyle Bedgood joins Gusty on the show today

Transcript

Kyle Bedgood joins Gusty on the show today · Bought Borrowed and Sold

• 0:00
  Speaker 1: Hello, Hello, thanks for joining our show. Bob Burn and
• 0:04
  Speaker 1: sold and and uh we've got uh, we've got Kyle
• 0:07
  Speaker 1: bed Good when the Gusty Goulis group hanging out with
• 0:10
  Speaker 1: us in the studio. What's up Kyle?
• 0:11
  Speaker 2: Good morning, Gusty. How's it going?
• 0:13
  Speaker 1: Good man? Glad for you to joining us. And uh
• 0:16
  Speaker 1: and as always Brad Smith with Cross Country Mortgage, what's
• 0:20
  Speaker 1: up dude?
• 0:21
  Speaker 3: What's up?
• 0:22
  Speaker 1: Man? You know, just rocking and rolling.
• 0:24
  Speaker 3: I mean, just another week in the books. Let's roll
• 0:27
  Speaker 3: it out.
• 0:28
  Speaker 1: Another week in the books. Hey, we got one close
• 0:30
  Speaker 1: this week. Would you look at that?
• 0:32
  Speaker 3: Would you look at it? Man? That was a fun one.
• 0:34
  Speaker 3: It really was.
• 0:35
  Speaker 4: It really wasn't anything except for one little thing with
• 0:38
  Speaker 4: you know, condo.
• 0:40
  Speaker 1: Who who would have thought?
• 0:42
  Speaker 3: Really like our part was easy?
• 0:43
  Speaker 1: I mean so so Brad and I we we worked
• 0:46
  Speaker 1: on a deal and and we've got a buyer that's
• 0:49
  Speaker 1: bought a condo in Birmingham, and and and so really
• 0:54
  Speaker 1: we would have been done what two three weeks ago
• 0:56
  Speaker 1: if it wasn't for you know, just yeah, we could
• 1:00
  Speaker 1: delays from the ho two.
• 1:02
  Speaker 4: And a half weeks ago we were supposed to close,
• 1:04
  Speaker 4: and we had all of our stuff done yeah, crazy
• 1:06
  Speaker 4: it is, and a lot of its communication yeah, and
• 1:10
  Speaker 4: that you know, and not to go down that rabbit hole.
• 1:13
  Speaker 4: But the biggest thing on that is, like I do
• 1:16
  Speaker 4: sometimes I feel like you want to let the other
• 1:18
  Speaker 4: owners in the units know that, like, hey, your your
• 1:23
  Speaker 4: condo appreciates the better that it's marketable and can be sold.
• 1:27
  Speaker 4: And so the easier you can get financing on those
• 1:30
  Speaker 4: other units that do come up for listing.
• 1:32
  Speaker 3: The higher they could be purchased.
• 1:34
  Speaker 4: For, and the more your value goes up. So you're
• 1:37
  Speaker 4: the condo association that you're paying for, you need to
• 1:41
  Speaker 4: have their p's and q so that they can help
• 1:43
  Speaker 4: make sure the financing part is on their side. Is
• 1:46
  Speaker 4: very easy. And this is always just kind of happening.
• 1:48
  Speaker 4: It's the same things they should have happened. This is
• 1:51
  Speaker 4: our lender folder anytime, this is what they're going to
• 1:53
  Speaker 4: ask for. Some of this stuff be ready here it is,
• 1:55
  Speaker 4: and it just makes it all mean anyways, Yes, so
• 1:58
  Speaker 4: that's my that's my soapbox.
• 2:01
  Speaker 1: Well, you know, I think what it really brings, you know.
• 2:04
  Speaker 3: And a half weeks before that trying to get it.
• 2:07
  Speaker 1: Yeah, what brings my attention to it is just you know,
• 2:10
  Speaker 1: not every deal is easy in real estate, and and
• 2:13
  Speaker 1: you we just have to go above and beyond to
• 2:16
  Speaker 1: get things across the finish line and get it, you know,
• 2:20
  Speaker 1: so that we can you know, celebrate a closing.
• 2:22
  Speaker 4: Well and just talk about a full team effort. Like
• 2:25
  Speaker 4: one of my processor while we were in the midst
• 2:28
  Speaker 4: of trying to get what we needed from them, she
• 2:30
  Speaker 4: did end up finding and pulling like five of the
• 2:32
  Speaker 4: seven permits that she found online, surfing through all kinds
• 2:36
  Speaker 4: of stuff, like just digging and going through stuff. And
• 2:38
  Speaker 4: she was actually above and beyond, above and beyond just
• 2:41
  Speaker 4: to try to to to compensate for what we had
• 2:44
  Speaker 4: to have that at the condo association wasn't willing to provide.
• 2:47
  Speaker 4: So but I mean, but so what we got.
• 2:50
  Speaker 3: Done so well, good, good, good good. All that a
• 2:52
  Speaker 3: win for the week?
• 2:53
  Speaker 1: Yes, Yes, we liked our wins.
• 2:56
  Speaker 3: Love wins.
• 2:58
  Speaker 1: Hey, we've got some We've got some open house this afternoon,
• 3:02
  Speaker 1: We've got some new listings that we're going to talk about,
• 3:05
  Speaker 1: and then in our next segment we're going to talk
• 3:07
  Speaker 1: about what we're seeing in the market. Love to get
• 3:09
  Speaker 1: Kyle's you know, thoughts of what he's seeing in the market.
• 3:12
  Speaker 1: In our next segment. But I think it's time for
• 3:16
  Speaker 1: us to kind of, you know, let's talk about our
• 3:18
  Speaker 1: new listings and open houses and let's play the game.
• 3:22
  Speaker 3: I love it.
• 3:22
  Speaker 4: We've got we've got a three horse race today. I
• 3:26
  Speaker 4: like it when we get a little change up there.
• 3:28
  Speaker 4: So we're gonna do the mortgage game.
• 3:29
  Speaker 3: Gus.
• 3:29
  Speaker 4: He's gonna go through the open houses and new listings
• 3:31
  Speaker 4: they've got that are being showcase. He's going to go
• 3:33
  Speaker 4: through some of the key details and features of the property.
• 3:36
  Speaker 4: But the end he's gonna give us the actual list
• 3:39
  Speaker 4: price of the home. I will then give a potential
• 3:40
  Speaker 4: down payment that the ball may make, and then Gusty,
• 3:44
  Speaker 4: John and Kyle will all guess their best efforts at
• 3:47
  Speaker 4: the thirty year fixed monthly principal interest only payment.
• 3:51
  Speaker 1: All right, this is gonna be fun, and I'll tell
• 3:53
  Speaker 1: you why. It's because a couple of these are Kyle's well,
• 3:58
  Speaker 1: and we're gonna ge Kyle to talk about. So here
• 4:02
  Speaker 1: we go.
• 4:02
  Speaker 4: Well, the last time Kyle was here and played the game,
• 4:04
  Speaker 4: he was plugging in the numbers on his computer if
• 4:06
  Speaker 4: we were talking, So I don't think he was just
• 4:09
  Speaker 4: I don't think he was calculating a mortgage payment.
• 4:11
  Speaker 3: I do think he was just.
• 4:11
  Speaker 4: Doing the down payment to figure out the loan amount.
• 4:13
  Speaker 4: John's over here scratching on paper, and Kyle's over here.
• 4:17
  Speaker 4: If I'm not mistaken, I believe that was Kyle the
• 4:19
  Speaker 4: last time he was here.
• 4:20
  Speaker 1: We're gonna have to keep an eye on this, this guy,
• 4:22
  Speaker 1: this guy.
• 4:24
  Speaker 4: All right, So all right, well we've got I've already
• 4:26
  Speaker 4: throwd a challenge flag.
• 4:27
  Speaker 3: John's already upset.
• 4:28
  Speaker 1: All right. Our first new listing of the week, and
• 4:31
  Speaker 1: it is open this afternoon from two to four. Curtsey
• 4:35
  Speaker 1: of mister Kyle Bedgood, who's in the studio with us,
• 4:39
  Speaker 1: is nine to fifty two Tulip Poplar Lane in River Chase.
• 4:44
  Speaker 1: That's is the Hoover It's in the city of Hoover,
• 4:47
  Speaker 1: in the River Chase subdivision and at Spain Park High School.
• 4:52
  Speaker 1: But Kyle, would you like to talk about Tula Poplar.
• 4:55
  Speaker 2: Oh? I love Tulip Poplar. We used to live on
• 4:58
  Speaker 2: Tulip Poplar Okay years that just moved last summer from
• 5:02
  Speaker 2: Tula Poplar. This is actually Tulip Popular Lane. We lived
• 5:05
  Speaker 2: on Tula Poplar Drive.
• 5:06
  Speaker 4: Okay, do new Poplars have tulips or is it I mean,
• 5:10
  Speaker 4: is there a tulip poplar? Because I know, I know
• 5:12
  Speaker 4: we've got a flyer. When we got a tree, it's
• 5:14
  Speaker 4: the tree. We have a bunch of tulipopular trees on
• 5:16
  Speaker 4: that road.
• 5:17
  Speaker 3: Ok.
• 5:18
  Speaker 2: That's that's where they came up with that name. But
• 5:20
  Speaker 2: it's a fantastic area. Love the neighborhood. It's at the
• 5:24
  Speaker 2: front of River Chase, So I mean, I enjoy living
• 5:28
  Speaker 2: in a River Chase because you're right by that light
• 5:30
  Speaker 2: and you're don't have to drive so far to the back.
• 5:33
  Speaker 2: But this is a four three and a half, it's
• 5:36
  Speaker 2: on a half an acre. It's has a sun room
• 5:40
  Speaker 2: that most of these that that look like this style
• 5:44
  Speaker 2: does not have the sun room in the back. And
• 5:45
  Speaker 2: everything has been updated and clean and painted on the outside,
• 5:50
  Speaker 2: backs up to the woods, and it's a gorgeous home.
• 5:53
  Speaker 2: Asking four seventy five for.
• 5:54
  Speaker 1: This four seventy five and go see Kyle this ha
• 6:00
  Speaker 1: for doing from two to four at nine to fifty
• 6:01
  Speaker 1: two to Tulip Poplar Lane in River Chase. All right,
• 6:05
  Speaker 1: who's up? I guess am? I up first today?
• 6:07
  Speaker 3: Gusty's up first.
• 6:08
  Speaker 4: We're gonna start off at four seventy five, putting ten
• 6:12
  Speaker 4: percent down to ten to ten.
• 6:15
  Speaker 3: It's a teen.
• 6:18
  Speaker 1: All right, ten percent down.
• 6:20
  Speaker 4: I see Kyle looking looking up, so he's doing the
• 6:22
  Speaker 4: numbers in his head. We're good so far, all right, I'm.
• 6:25
  Speaker 1: Gonna go with.
• 6:28
  Speaker 2: You're being ten down twenty.
• 6:30
  Speaker 4: Six ninety one, twenty six ninety one for Gusty. Are
• 6:35
  Speaker 4: we saying with al Gusty You're I mean John, You're
• 6:39
  Speaker 4: up next.
• 6:40
  Speaker 5: I'm gonna go twenty five hundred even.
• 6:44
  Speaker 3: M one hundred even.
• 6:49
  Speaker 2: Kyle, ten percent down for thirty.
• 6:54
  Speaker 1: Do I have a white picket fence.
• 6:57
  Speaker 2: On the I'm just kidding twenty eight seventy five.
• 7:02
  Speaker 4: Twenty eight seventy five, and I will I can confirm
• 7:05
  Speaker 4: that I did not see him messing with his computer.
• 7:08
  Speaker 4: I can confirm he didn't mess with his computer either,
• 7:10
  Speaker 4: because I got the number. But the actual payment was
• 7:17
  Speaker 4: two thousand, five hundred and ninety seven dollars, So Gusty
• 7:20
  Speaker 4: gets round one by three dollars.
• 7:23
  Speaker 1: No way, look out, Wow.
• 7:26
  Speaker 3: John was ninety seven off, you were ninety four off. Wow,
• 7:29
  Speaker 3: we are dead in the middle.
• 7:31
  Speaker 5: It should have died in better. I guess.
• 7:35
  Speaker 3: If you'd just given me what twenty five oh five.
• 7:38
  Speaker 1: Man, All right, hey, Our next new listing is in Adamsville.
• 7:43
  Speaker 1: This is in the Westwood Gardens Neighborhoods, built nineteen sixty five,
• 7:48
  Speaker 1: three bedrooms, one bath, one thousand and fifty square feet,
• 7:52
  Speaker 1: forty seventeen Flowers Street. And we're asking one hundred and
• 7:56
  Speaker 1: fifty thousand for this home. And it's got recent upgrades
• 7:59
  Speaker 1: including a new roof, fresh interior paint, and a new HVAC.
• 8:05
  Speaker 1: And this listing is courtesy of John Michael Brandon. So,
• 8:09
  Speaker 1: John Michael, congratulations on your new listing. One hundred and
• 8:12
  Speaker 1: fifty thousand.
• 8:14
  Speaker 4: One hundred and fifty thousand dollars. I love fresh paint smell.
• 8:17
  Speaker 4: It's like a new car. It just smells good. It
• 8:19
  Speaker 4: does anyway. Sorry, one to fifty five percent down, one
• 8:22
  Speaker 4: hundred and fifty thousand, five percent down. Mister Mounts will
• 8:25
  Speaker 4: go first, Okay, so sit down.
• 8:28
  Speaker 6: So only putting down seventy five hundred dollars, I think,
• 8:31
  Speaker 6: is that right?
• 8:33
  Speaker 5: Something like that?
• 8:34
  Speaker 1: Yes, that's correct.
• 8:35
  Speaker 5: Okay, So I'm thinking I don't know.
• 8:40
  Speaker 6: Nine ay fifty now no, no, no, nine hundred, nip, nip, nip, guys,
• 8:46
  Speaker 6: I rethought myself.
• 8:48
  Speaker 1: Nine hundred is that your final answer?
• 8:50
  Speaker 5: Aye? Final?
• 8:51
  Speaker 1: As this is going to be all right, Kyle, I.
• 8:55
  Speaker 2: Just closed on one yesterday for this amount, and their
• 8:58
  Speaker 2: payments was eight seventy two.
• 9:04
  Speaker 1: I believe, Okay, I'm gonna go with nine.
• 9:16
  Speaker 3: Forty one, Kyle, it was eight sixty six. That sounds
• 9:26
  Speaker 3: like we could They could have got.
• 9:27
  Speaker 4: A little lower, right, but not by much. Six dollars off.
• 9:30
  Speaker 4: I'm just getting six dollars off.
• 9:32
  Speaker 3: John.
• 9:32
  Speaker 4: You still wouldn't won, but you'd have been a little
• 9:33
  Speaker 4: closer with eight fifty story of my life.
• 9:37
  Speaker 1: Wow, Okay, look out, well that just kind of going down.
• 9:42
  Speaker 1: It's going down. I'm yelling timber all right, sixty four
• 9:48
  Speaker 1: fourteen Kimberly loop and Penson says in the Cosby Hills
• 9:52
  Speaker 1: neighborhood built in nineteen eighty one, man, what a great year.
• 9:57
  Speaker 1: Three bedrooms and two baths, twelve hundred and fifty square feet,
• 10:01
  Speaker 1: asking one ninety nine nine one nine, And this listening
• 10:05
  Speaker 1: is courtesy of John Riddle, right right right.
• 10:10
  Speaker 4: What's funny, real quick is that how different me and
• 10:13
  Speaker 4: Gusty Song choices are. Because when I when I said
• 10:16
  Speaker 4: that my my song was going completely different direction than
• 10:19
  Speaker 4: Gusty Song anyway, what was your going down? Meet me
• 10:23
  Speaker 4: in the club down at the mall talking about them?
• 10:28
  Speaker 4: You go down, going down?
• 10:31
  Speaker 3: Met me?
• 10:31
  Speaker 1: Okay, sorry, I digress. Ten percent down, ten percent down?
• 10:37
  Speaker 1: Starts on Kyle, Start for Kyle. Did you have a
• 10:41
  Speaker 1: closing yesterday?
• 10:42
  Speaker 3: For this?
• 10:43
  Speaker 1: Is it?
• 10:45
  Speaker 3: Now?
• 10:45
  Speaker 2: Have a closing today and tomorrow. Let's see, ten percent
• 10:52
  Speaker 2: is nineteen thousand, so you might as well just say
• 10:57
  Speaker 2: twenty k one thousand, eleven dollars.
• 11:09
  Speaker 1: Well, I'm gonna go with one thousand and seventy one dollars.
• 11:17
  Speaker 3: One thousand and seventy one.
• 11:19
  Speaker 1: I don't know why I'm doing the ones today.
• 11:23
  Speaker 5: I'm gonna say eleven hundred dollars.
• 11:26
  Speaker 4: Eleven hundred dollars. Man, this is fun sticking to it.
• 11:30
  Speaker 4: I like this three this three man ray. So the
• 11:33
  Speaker 4: actual payment was one thousand and ninety three dollars. John
• 11:37
  Speaker 4: Mounts gets it. We have a three way tie with
• 11:40
  Speaker 4: one property left. So we have one for all the
• 11:42
  Speaker 4: marbles and everybody still in it.
• 11:45
  Speaker 1: For a free water for a.
• 11:48
  Speaker 3: High five and a signed piece of paper.
• 11:51
  Speaker 1: Wow, okay, all right, come on, John, Sorry, right, the
• 11:56
  Speaker 1: button stock like that?
• 11:57
  Speaker 5: Now, both buttons do that? Now?
• 12:00
  Speaker 3: He's been eating in the studio.
• 12:01
  Speaker 1: Fixed boy went in doubt. Blame JT.
• 12:05
  Speaker 3: It's jam all right.
• 12:08
  Speaker 1: Oh, this one is a courtesy of Kyle bedgood one.
• 12:11
  Speaker 1: Oh wait. Cambrian Wood, Cambrian Way. It is in the
• 12:14
  Speaker 1: Cambrian Wood subdivision, built in nineteen seventy five. This is
• 12:18
  Speaker 1: a super cool, uh condo town home, three bedrooms, two
• 12:23
  Speaker 1: and a half bath, seventeen hundred and forty square feet.
• 12:26
  Speaker 1: Tell us a little bit about Cambrian Way.
• 12:28
  Speaker 2: Cambrian Way. It's a nice condo, kind of medium place
• 12:32
  Speaker 2: right off to eighty.
• 12:34
  Speaker 1: Is it like right off like Cobber River or the
• 12:36
  Speaker 1: like the Cobber River pretty.
• 12:37
  Speaker 2: Close over there you're on Invernes, Invernes country Club, country club?
• 12:41
  Speaker 2: Oh yeah, off the country club. Nice and doesn't back
• 12:45
  Speaker 2: up to the country club. But it's right, it's over
• 12:46
  Speaker 2: there right by. And this isn't actually an end unit.
• 12:50
  Speaker 2: And we'll tall tall, tall ceilings, okay. And he's kept
• 12:54
  Speaker 2: it in immaculate condition and very clean.
• 12:58
  Speaker 1: And so two one hundred and forty thousand dollars, what's
• 13:03
  Speaker 1: the HOA on this? Because I would assume that it
• 13:07
  Speaker 1: covers all the exterior maintenance of the property.
• 13:10
  Speaker 2: It does.
• 13:11
  Speaker 1: We won't consider that in our principal and interest moments.
• 13:15
  Speaker 1: But it is nice.
• 13:16
  Speaker 3: It is nice to know, and it was nice you
• 13:17
  Speaker 3: know that stuff's covered.
• 13:18
  Speaker 1: It is covered. Cool, all right, let's do that.
• 13:23
  Speaker 3: Forty? Is that what we said?
• 13:25
  Speaker 1: Forty?
• 13:26
  Speaker 4: And it's back on me, back on how much it's
• 13:28
  Speaker 4: putting down. We're putting three percent down. Oh my gosh,
• 13:31
  Speaker 4: three percent down, Okay on two forty. Okay, wait for
• 13:35
  Speaker 4: this buttons to get unstuck.
• 13:36
  Speaker 3: There we go.
• 13:38
  Speaker 1: They never mind.
• 13:44
  Speaker 4: Whoops of daisy. Three percent down to forty. Yeah, for
• 13:50
  Speaker 4: all the my bells.
• 13:52
  Speaker 1: Okay, I've got this, I've got it. I can do this.
• 13:58
  Speaker 1: I believe in myself. People like me for the win.
• 14:02
  Speaker 5: Good enough, you're smart enough.
• 14:04
  Speaker 1: Yeah, all right, I'm not fully confident.
• 14:16
  Speaker 5: It's tight because we've got three of us here.
• 14:17
  Speaker 4: Could I sell you a pass in the circle for
• 14:22
  Speaker 4: five dollars? We can go to John and if you
• 14:24
  Speaker 4: give me ten, it'll go. I'm gonna get I'm gonna
• 14:27
  Speaker 4: get it.
• 14:30
  Speaker 1: Fourteen oh one, fourteen oh one, sticking with the ones,
• 14:37
  Speaker 1: sticking with the ones.
• 14:39
  Speaker 5: Im me, it's on you, John, thirteen fifty.
• 14:46
  Speaker 3: Thirteen fifty All right, this is.
• 14:49
  Speaker 5: What comes down to break the men from the mice.
• 14:52
  Speaker 4: I know who's already gonna win between these two. I
• 14:55
  Speaker 4: don't know what you've got.
• 14:56
  Speaker 2: Thirteen fifteen what fourteen fourteen?
• 14:59
  Speaker 1: Oh one? Y'all can always play on the talkback mike too.
• 15:04
  Speaker 2: Fourteen forty.
• 15:09
  Speaker 4: Fourteen forty for the wind for the win in one
• 15:12
  Speaker 4: of the closest matches I can remember in a long
• 15:14
  Speaker 4: time between especially three. The actual payment was fourteen fourteen.
• 15:19
  Speaker 4: Gusty gets it there.
• 15:22
  Speaker 3: It is O. Man, that was a good one.
• 15:26
  Speaker 5: Yeah, it's tight.
• 15:28
  Speaker 4: Look at that stuff. It's just sad that this is
• 15:30
  Speaker 4: that much fun. Or man, that was good. I had
• 15:34
  Speaker 4: fun with that.
• 15:34
  Speaker 6: But the Vegas odes were on Gusty winning anyway, So
• 15:37
  Speaker 6: right right right.
• 15:38
  Speaker 3: It was closer than the experts thought.
• 15:40
  Speaker 1: Man, that's kind of sweating over here.
• 15:42
  Speaker 3: I don't think he covered the line though.
• 15:44
  Speaker 1: J Hey, we've got we've got a coming soon in
• 15:47
  Speaker 1: Springbool one eleven archers Brook Lane. Uh, this is gonna
• 15:51
  Speaker 1: be coming up for three fifty nine to nine this week.
• 15:55
  Speaker 1: Basically built just a couple of years ago, fully fenced yard.
• 15:58
  Speaker 1: It's got a shed, I mean, and it's on point
• 16:02
  Speaker 1: seven of an acre, so a huge lot. And so
• 16:06
  Speaker 1: three Fife in four bedrooms through Best So that's gonna
• 16:11
  Speaker 1: be coming up this week. We do have some buyer
• 16:13
  Speaker 1: needs I want to I want to go through these
• 16:15
  Speaker 1: pretty quick. I've got somebody looking near Graystone, YMCA off
• 16:19
  Speaker 1: a Highway to eighty pretty close by, up to three
• 16:22
  Speaker 1: hundred and fifty thousand. I've got somebody looking in Edgewood
• 16:26
  Speaker 1: School System of Homewood. I've got somebody that's looking for
• 16:31
  Speaker 1: investment property. So if you're looking to sell a home
• 16:33
  Speaker 1: that needs you know, you know you've inherited it, or
• 16:38
  Speaker 1: it needs a lot of work or anything like that,
• 16:40
  Speaker 1: give us a call. And Kyle, you're still looking for
• 16:44
  Speaker 1: your single story with a pool.
• 16:46
  Speaker 2: Yes, we're looking for a single store with a pool
• 16:48
  Speaker 2: in Shelby County, Okay or Shelton County.
• 16:51
  Speaker 1: Oh so are you moving south even more? Yeah?
• 16:53
  Speaker 2: Because I mean she works in Clambiana, but they're moving
• 16:55
  Speaker 2: out of the Licago.
• 16:56
  Speaker 1: Okay, Okay, yeah, all right cool. And then we've also
• 17:00
  Speaker 1: got somebody looking in the Deer Valley School District up
• 17:02
  Speaker 1: to eight hundred thousand, and they prefer a pool. All right,
• 17:05
  Speaker 1: guess what time it is. That's right, it's it's cemonial time.
• 17:12
  Speaker 1: All right this week, so focus on John, right right, right,
• 17:18
  Speaker 1: all right. John has helped us multiple times buying and
• 17:21
  Speaker 1: selling homes over the years in the Birmingham area. John
• 17:23
  Speaker 1: is very easy to work with and we wouldn't recommend
• 17:26
  Speaker 1: anyone else. So well, that is awesome. Uh So, congratulations
• 17:33
  Speaker 1: on your new home and congratulations to John on another.
• 17:40
  Speaker 3: Five star review.
• 17:41
  Speaker 1: And last but not least, John helped us moved, helped
• 17:45
  Speaker 1: move us to town and then helped get our household
• 17:47
  Speaker 1: in forty eight hours. Man, he was on the clock,
• 17:51
  Speaker 1: wouldn't he He was fantastic to work with and we
• 17:54
  Speaker 1: would recommend him to anyone who is looking to buy
• 17:57
  Speaker 1: or sell a home. So congratulate on selling your home
• 18:01
  Speaker 1: and buying a new place. And John, congratulations on.
• 18:07
  Speaker 3: Another five star review.
• 18:10
  Speaker 1: All Right, we're rocking and rolling this morning. It was
• 18:13
  Speaker 1: fun playing the game. It was nice to have a win. Yeah,
• 18:18
  Speaker 1: so that was that was solid. It is fun when
• 18:20
  Speaker 1: we've got three folks in the studio going for that.
• 18:22
  Speaker 6: It's like you're the coach after the game in locker
• 18:24
  Speaker 6: room talking there. You know, it's great to have a win.
• 18:26
  Speaker 6: You know, we all put in a lot of effort. Yeah,
• 18:28
  Speaker 6: special teams a great job.
• 18:30
  Speaker 1: There you go, there, you go. Well, you know what
• 18:33
  Speaker 1: we'd like to talk about, you know, during this time
• 18:36
  Speaker 1: is what we're seeing the latest in the the last
• 18:38
  Speaker 1: week of the market, and what we're seeing in the
• 18:40
  Speaker 1: mortgage market. And and we do have Kyle bed Good
• 18:43
  Speaker 1: from the Gusty Gouls group hanging out with us today
• 18:45
  Speaker 1: in the studio and so you know, Kyle, when when
• 18:49
  Speaker 1: somebody's like, Kyle, how's the market? What are you telling them? Dude?
• 18:53
  Speaker 2: Good morning? What I do tell them is that it's great.
• 18:58
  Speaker 2: It's fantastic. There is so much out there to see
• 19:02
  Speaker 2: and to do and to do. This is berman came
• 19:06
  Speaker 2: out Alabama. There's a lot to do. But there's a
• 19:08
  Speaker 2: lot to see in different houses. It's a buyer's market.
• 19:12
  Speaker 2: And we have I have a client who has a deal.
• 19:18
  Speaker 2: He'll if it's in you're an investor, he'll do buy two,
• 19:21
  Speaker 2: get one half off, which is pretty funny. He has
• 19:24
  Speaker 2: multiple investment properties that he'll do deals for.
• 19:27
  Speaker 1: So so like if you buy two from him, he'll
• 19:30
  Speaker 1: give you one for half off.
• 19:32
  Speaker 2: Yeah, he's got.
• 19:33
  Speaker 4: He's got three listed for one hundred thousand each. You
• 19:35
  Speaker 4: get two for one hundred and one for fifty.
• 19:37
  Speaker 1: Huh true, yeah, so so what does that equal? Its
• 19:41
  Speaker 1: eight sixteen twenty four it so it really he's he's
• 19:45
  Speaker 1: he's like eighteen percent off. Yeah, he's willing to give
• 19:48
  Speaker 1: an eighteen percent discount.
• 19:49
  Speaker 3: To move some of the properties on his pad up.
• 19:51
  Speaker 1: Is that fair to say?
• 19:52
  Speaker 2: I think so? Yeah. And he's doing a really good job.
• 19:54
  Speaker 2: And these houses are ready for Section eight and if
• 19:57
  Speaker 2: you want to remodel them, you can double your money.
• 20:00
  Speaker 2: That's why he's doing not tripling.
• 20:02
  Speaker 1: Yeah. So I mean so that now you're telling me
• 20:04
  Speaker 1: like an eighty two thousand a house, Yes, is that
• 20:07
  Speaker 1: fair to say? Okay, all right, now we're now we're
• 20:10
  Speaker 1: getting somewhere but a lot.
• 20:12
  Speaker 4: You know, you know, it's everything. It's all about you know,
• 20:14
  Speaker 4: it's all by two. You get one from the other.
• 20:16
  Speaker 1: That's pretty I mean, you know, it's all about marketing guests.
• 20:19
  Speaker 2: And I love those deals, and I'm the one that
• 20:21
  Speaker 2: gets those deals. I'll knock on the door to find
• 20:23
  Speaker 2: those deal.
• 20:24
  Speaker 1: Look out, look out. So so you're seeing so you're
• 20:29
  Speaker 1: thinking it's a buyer's market. You're seeing more inventory that's
• 20:32
  Speaker 1: out there. You know that that does go along with
• 20:34
  Speaker 1: some of the conversation that we've been talking about Brad
• 20:36
  Speaker 1: over the last couple of weeks is this is what
• 20:39
  Speaker 1: I'm calling the calm before the storm. Yes, the calm
• 20:43
  Speaker 1: before the storm. And what I mean by that is, hey,
• 20:47
  Speaker 1: right now, you can probably get a little bit more
• 20:49
  Speaker 1: negotiation and you might be able to get some deals.
• 20:53
  Speaker 1: But come around in March of twenty twenty six, we're
• 20:56
  Speaker 1: expecting probably a couple more rate cuts. And when we
• 21:00
  Speaker 1: have a couple more rate cuts, we're going to see
• 21:02
  Speaker 1: more people coming to the market and we or will
• 21:04
  Speaker 1: see more multiple offer situations. So when you're when you're
• 21:07
  Speaker 1: saying buyer's market, hey, I can negotiate a little bit
• 21:10
  Speaker 1: more than what we've been doing previously.
• 21:12
  Speaker 2: Yes, I'm talking about negotiate with closing calls, with concessions.
• 21:17
  Speaker 1: I mean, some of the builders getting some upgrades.
• 21:20
  Speaker 2: Oh, I have one that got everything she wanted in
• 21:23
  Speaker 2: her new house as being built.
• 21:24
  Speaker 1: Yeah, I mean they pulled out the carpet and added
• 21:26
  Speaker 1: hardwoods for it, and they did.
• 21:27
  Speaker 2: And we looked at the final author yesterday and it's gorgeous.
• 21:30
  Speaker 2: And what I should have asked for was plantation shutters,
• 21:33
  Speaker 2: which I could have gone I just didn't even think.
• 21:34
  Speaker 3: About the shutter.
• 21:37
  Speaker 1: No, come on next time, next time.
• 21:39
  Speaker 2: But she got wood floors upstairs.
• 21:41
  Speaker 1: I think those hardwoods are probably more important than the
• 21:43
  Speaker 1: plantation shutters.
• 21:45
  Speaker 2: Yeah, because they're gorgeous, nice, gorgeous floors. And then then
• 21:51
  Speaker 2: we also have people willing to do pay for your
• 21:54
  Speaker 2: closing calls to come by. We have had I've had
• 21:56
  Speaker 2: a client who come to the table with actual zero money,
• 21:59
  Speaker 2: got down payments systems. Now they got their full closing
• 22:03
  Speaker 2: costs paid for and more.
• 22:04
  Speaker 1: Look out, look and wait, there's more. Hey, I want
• 22:10
  Speaker 1: to know what's going on in the mortgage world. I mean,
• 22:12
  Speaker 1: we only got a couple of minutes left on the show, so.
• 22:14
  Speaker 4: There's been nothing, really like, nothing's really been moving the
• 22:18
  Speaker 4: market a ton, and we're still pretty flat. I mean,
• 22:20
  Speaker 4: the mortgage rates are a little better this year this
• 22:22
  Speaker 4: week than they were last week, just because we are
• 22:25
  Speaker 4: getting closer to that FED meeting and the expectations are
• 22:28
  Speaker 4: looking more and more like we're gonna get another twenty
• 22:30
  Speaker 4: five basis point reduction here at the end of October.
• 22:33
  Speaker 4: So we're trending that way a little bit. I don't
• 22:35
  Speaker 4: think we're getting the full benefit of it, of it
• 22:37
  Speaker 4: because it's like we talked about before the government shut
• 22:39
  Speaker 4: down and stuff has been made. The market's a little
• 22:41
  Speaker 4: uneasy and just a little bit of confusion. So sometimes
• 22:43
  Speaker 4: it's not you're not getting the full benefit of it.
• 22:45
  Speaker 4: So going back to the calm before the storm, I
• 22:47
  Speaker 4: think we're going to see rates come down a little more.
• 22:50
  Speaker 4: You know, I do agree that for the most part.
• 22:52
  Speaker 4: You know, every every property is a little different, in
• 22:54
  Speaker 4: every market's a little different. I would say this is
• 22:57
  Speaker 4: the time of year where you are a little bit
• 22:58
  Speaker 4: more in a buyer's market, just because it's, like you've
• 23:02
  Speaker 4: talked before, it's serious that people are looking right now,
• 23:04
  Speaker 4: but it's not necessary. But there's not necessarily a ton
• 23:06
  Speaker 4: of people looking right now, so you know, and then
• 23:08
  Speaker 4: when you talk about the new construction of the builders,
• 23:10
  Speaker 4: most builders do not want to carry inventory over to
• 23:12
  Speaker 4: the new year, so you're gonna get some stuff going there.
• 23:14
  Speaker 4: So mortgage rates are getting better, They're still lower than
• 23:17
  Speaker 4: they have been in a while. They're going to continue
• 23:19
  Speaker 4: to tick down. But don't let the opportunity because when
• 23:21
  Speaker 4: we get back to the next spring and with mortgage
• 23:24
  Speaker 4: ates to where we think they're going to be and
• 23:25
  Speaker 4: everybody's back in buying season. It is gonna not They're
• 23:28
  Speaker 4: not gonna be that buyers buyers market as much as
• 23:31
  Speaker 4: we may be talking about right now. So it's short
• 23:33
  Speaker 4: lived because we're in the calm before the storm.
• 23:35
  Speaker 1: So we've got to take advantage of it, take advantage
• 23:38
  Speaker 1: of the purchase price now. To get pre qualified, go
• 23:40
  Speaker 1: to Bradsmithlans dot com. That's the one, Bradsmithlans dot com.
• 23:44
  Speaker 1: To go ahead and reach out to the Gustygolisgroup dot com,
• 23:47
  Speaker 1: you can go to Gustygelisgroup dot com. You can also
• 23:50
  Speaker 1: go to Kyle dot Gustygulisgroup dot com.
• 23:52
  Speaker 2: You're on a fantastic, awesome relature.
• 23:55
  Speaker 1: There we go. Hey, thanks so much for joining us today.
• 23:57
  Speaker 1: We'll see you next time.
• 23:59
  Speaker 2: Have a good day.