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The Forever Home Is a Myth. Here's How to Actually Buy One.

Buying a home Canada feels impossible until someone sits down and actually runs the numbers with you. Jessica Moorhouse starts with the wishlist, then the mortgage broker, then the reality check.

The first trap she names is the forever home. The belief that the first place has to be permanent and perfect, Moorhouse says, puts too much pressure on a decision that doesn't have to carry that weight. Her rule: find something you'll stay in for at least five years, improve it, and move up from there.

The bigger risk is becoming house poor. Put everything into the home and there's nothing left for…

The skinny

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