5 Reasons You Might Not Convert to a Roth IRA

The Investor Coaching Show with Paul Winkler · Jul 3, 2026 · 29m

A client calls Paul unsophisticated because he doesn't actively use a specific Social Security analysis software or push clients to do Roth conversions. The reality is that Roth conversions are a huge marketing tool for companies. Investors love the idea of making a sophisticated tax move, but Roth conversions don’t make sense in every situation. Listen along as Paul shares five compelling reasons not to flip your traditional IRA into a Roth IRA. Later in the episode, Paul shares another strategy marketed to investors that seems sophisticated but earns a large commission for the salesperson…