Latest / DA CREW Podcast / DA CREW PODCAST SEASON 1_ EPISODE #101_HOST LISA HOPKINS

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DA CREW PODCAST SEASON 1_ EPISODE #101_HOST LISA HOPKINS · DA CREW Podcast

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  Meet our Crew podcast. We are the change we desire to see in this
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  are looking for three more hosts to join our team. If you have a
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  package that fits your budget. Contact Aya via email and schedule a consultation Dot
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  Crew podcast to out to three at gmail dot com. We are the change
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  we desire to see. Are you tired of the burden of cost financial mistakes
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  weighing you down, Look no further than BHG Credit Solutions, the industry leader
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  in credit repair. We understand the challenge you face charge offs, late payments,
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  unique situation. Our proven track record speaks for itself. Countless satisfied clients have
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  seen their credits calls sort Welcome to cisuent Reactions with Lisa Happiness, where we
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  explore our ability to overcome high trauma. Welcome, m H. Lisa,
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  you are muted. We cannot hear you. Lisa, you are muted.
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  We cannot hear you. She can't hear me, Lisa. This girl on
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  him Hello, the home. She not listening. I'm Lisa, I'm I'm
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  taking it. You can't Can you hear me? Ma'am? I can hear.
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  You can't hear Lisa cannot hear us. She can't hear me. She
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  cannot hear because she still talking. I don't know what's going on, but
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  she cannot hear. Maybe maybe text message be Tasmin Yes, welcome. We
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  cannot hear you this whole time you've been alive. We cannot hear you.
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  Okay, Well, at this time, I would like to welcome my illustrious
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  guest. This is the amazing Miss Tasmin E Money, and I would like
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  for her to come in her own stress your way and introduce herself and tell
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  us a little about her. Thank you, Lisa. My name is Tasmini
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  Money. I live in a Torrance, California and I'm in life insurance agent
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  working with KEMPA Life. I as a human being, I believe in doing
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  morally correct, I believe in justice. I believe in kind heart, kind
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  hearted people. I just believe in kindness. Thank you, thank you,
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  thank you, and I appreciate you for your willingness to come on this platform
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  today and share with each and every person who will be listening to this broadcast.
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  The title of our podcast today is final Expense. Many people know that
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  in the time of need, we have to do what is best for our
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  loved ones. Today, Miss tasman In Money will be sharing with us a
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  little bit about what final expense is. So my first question to everybody listening,
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  I you prefer it for final expenses, so you'll be asking what is
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  final expenses? Final expenses is when we are no longer here and we need
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  to be buried and do we have do we have the funds? Did we
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  prepare ourselves to be buried or did we prepare ourselves for cremation. Did we
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  prepare for ourselves to leave what is needed for the ones behind? So this
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  is final expenses. Thank you so much. I understand that you mentioned something
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  about having loyalty and compassion. So when a person calls you and they say
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  they are in need of help for the loved ones, that just as the
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  way, what did you do for them? The first thing with me is
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  the only reason that will call me because I will be that agent. Because
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  they will be looking for their final expenses. They will be looking my company
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  to take them to the final expenses, to their last to their burial or
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  or to the cremation or whatever the need they have. So that's when I
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  pick up the phone. I'll call them, I'll sympathize with them, and
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  then I'll do what is needed on my side. I will never say that
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  this is not my job, because it is a part of my job and
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  as a human being, it because it makes me stand right there with them,
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  so that during this difficult time, during the stressful time, I,
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  as an insurance agent, stands strong and willing to do what needs to be
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  done to ease out the pain of my clients. I will call my insurance
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  company immediately notify of the depth and make sure that we have the policy in
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  hand, the beneficiary in hand, and the face amount in hand. Where
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  this policy needs to go. All right, and can you tell us a
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  little bit about why people need to be prepared. People need to be prepared.
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  First thing, this is the final expenses. We work all our life
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  hard. We gave it to everybody. We raised our kid. We some
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  of us raise our parents, some of them raised our nieces and nephews,
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  some of them raise our whole world whoever we could. But at the end
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  we need to be prepared to be buried or cremated as well. So for
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  that we need to prepare. And to prepare we need to buy. If
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  you don't have enough the cash or you don't want to use your cash,
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  you can buy a policy and that policy will take you to the final expense.
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  That's your preparation. And if you have your family, you want to
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  leave something behind, protect your family so they are not in distress. You
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  could leave something behind for them, especially for the young ones. When there
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  is babies in the house. Imagine these babies in the house. There is
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  a wife in the house who doesn't have a job. There's a mom in
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  the house who don't have nothing, but if you had enough protection, enough
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  coverage, that will give them some relief, right And how much how much
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  coverage would you say is actually needed? What's it needed? The coverage needed
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  is depends on you. You have to that you have to You have to
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  decide how much coverage is needed. There is a final experences that that is
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  taken on you. Then how much you want to leave behind for your loved
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  ones not to struggle at least for a time being, so that they can
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  stand back on that feed. So this is something that you decide and for
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  you to decide. I'll be there, i will assist you, i will
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  let you decide. I'll give you the numbers and I'll try to figure it
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  out with you to make it easy for you what is needed and how much
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  you can afford. Okay, Now, what if somebody were to come to
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  you and say, oh, well, we have our money and we know
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  what we need to do, but we don't have a church, we don't
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  have a pastor, we don't have a a preacher anybody to do this.
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  Do you, guys ever provide help with that type of thing. We are
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  an insurance company. We do not provide this kind of help. But for
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  my knowledge, I will definitely jump on Google as a human being, and
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  I will call I'll call some of the church services. Okay. I chose
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  a scripture and it comes from Matthew twenty two and forty four, and it
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  says, therefore, be also ready for in such an hour as you think
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  not the Son of Man cometh. So that in the spiritual sense, tells
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  us that we need to have a relationship with God or Jesus Christ, so
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  that our souls will be ready to go where it's supposed to be. But
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  also in our time, in our day to day, we need to be
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  ready for when a loved one passes away. So the scriptures, the scripture
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  tells us that scripture for a time for us to be ready for God.
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  But it also tells us that because we have to be ready morally for our
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  families. So I thank I thank you so much for being a willing vessel
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  for people that may need the help, people that need to have their finances
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  and orders for families. It's a real blessing to have people that work in
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  your field. I would like to know what happens when a family doesn't have
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  insurance what happens with those bodies when people don't have insurance. So I've been
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  in this business for the last twelve to fifteen years and I have seen it
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  all. There is so much going on behind the scenes. When this doesn't
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  happen, this happens, it's either they do bakely sell, they do kawashi,
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  or or they do a go find me page, which God find me
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  page is very difficult now. And and there is a lot of people who
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  are so ignorant that they left down the loved one sitting in the mag for
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  months once and much my heart cries. I mean, I cannot believe in
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  I hear. I just it tears me apart that they'll say they do not
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  have they do not have the finances for the barrier, they do not have
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  the finances for the final expense. So they're letting their loved ones sit in
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  the mall. They are sitting somewhere I don't know. I to me,
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  I feel like I cannot sleep. We all we all oneer for closures,
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  for closure, the better it is. So in order to do this,
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  you have to be prepared. You have to be prepared for your loved once,
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  your parents, your surroundings. You, whoever you love, whoever you
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  are in charge, and your friends, spread the word around to your friends,
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  to your great great parents, to everyone. Yeah, they have to
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  be prepared for this moment. Yes, and many of us, those who
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  are listening, I know that you can probably recall at least one time or
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  two times a loved one has passed on, and siblings and family members they
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  go on to have arguments and they're fighting over stuff and things they're not in
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  order, and everybody is frustrated. I was talking to Missing Money, and
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  she was telling me how things went when her mom passed, and I would
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  like to know if she would like to share that. Definitely, I would
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  like to do that. When my mama was alive, she was disabled for
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  the twelve years he was in dalysis, and when she was alive, it
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  was difficult. We have seven siblings. It was difficult for the siblings to
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  take care of her. So I became the health caretaker. I was the
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  daughter who supported her, who took care of her, who sat in the
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  hospital's days and night. And I was able to God give me the strength
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  to wake up at five o'clock in the morning to make sure that I have
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  food in the house for my mom. When my mom comes from dalysis,
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  I would go to work, I'll come back, I'll feed my mom,
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  put her in bed, and then I'll go back to work. I do
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  have a son. He took care of her as well. When he went
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  to college, it was difficult. I was all alone. My poor son
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  would take his classes out from the university, come back and go to a
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  community college to help us out. But when my mom passed away, my
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  siblings all came together. There was no argument. We did have We did
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  prepare our finances for the final expenses, so there was no argument about money.
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  There was no argument about who's gonna bury her, how they're gonna go
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  bury her, how they'll do up and raising, So there was no thing.
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  It was very peaceful. We buried our mom and we fulfilled her wishes,
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  whatever the fears. She wanted us to meet together to say the last
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  prayer, and it was really easy because the thing one thing, Lisa,
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  I'm gonna tell you, because money was not in the question, thank God.
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  And that's how that's how we want things to go when our loved ones
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  pass on. The Bible instructs us to do things in decency. And in
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  order, but in order to be decent and in order, we need to
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  prepare for those final days, those final expenses, whatever expenses that your loved
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  ones have left behind. If we start preparing now, then we'll be ready
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  when those days come. Can you give us an example of the difference between
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  whole life and term life? Okay? So I work for KEMPA Life Insurance,
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  and I do self whole life and I do self term life. There
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  are some beliefs, okay, and I want to do morally the right thing
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  for the people. I work in this industry to do the right things so
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  people don't get scammed and there's all lies around, and make sure that when
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  when somebody dies, that even I can rest face fully too. I am
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  thinking that I did the right job so that person can be laid in peace.
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  Okay. So the whole life is whole life, which means there is
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  it will not expire. It's something that's yours. It belongs to you.
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  Whatever pace beilue. For example, if you buy a pace value of twenty
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  five thousand dollars, and if that if that person gets desist, you have
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  the face value of twenty five thousand dollars. Even the person reaches the age
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  of eighty eighty five or ninety I do have clients that have reached the age
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  of ninety six, God give them yes. And the insurance is paid up
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  because there was a policy called pay Life eighty five at the age of eighty
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  five. It was paid up, but it is intact, so they still
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  have their amount. So if something happens to them, they have the insurance.
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  The insurance will live expire. This is called whole life and without a
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  company camp a life. The whole life has a cage value in there and
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  a case surrender. Someday you think, okay, you are fully prepared for
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  the final experences, you don't need this money. You can can surrender the
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  policy. But if you want to leave behind you can make as many as
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  beneficiary as you want. You can leave the money behind. But this is
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  called whole life. So let me explain about term life. CAM life is
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  something that's tam that's for a certain amount of period and most of the terms
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  are at the age of sixty five. So when that I'm just giving an
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  example. If that age you pass at age sixty five, that insurance policy
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  expires, you do not have life insurance. Then you are thinking about,
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  my God, I don't have a life insurance at that age. You are
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  sixty five years old, any imagine. Of course, you can buy it.
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  It's not that you cannot buy it. You cannot purchase a policy.
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  You can buy it, but you are going to pay three, four or
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  five times more than what you would have faded at the age of twenty thirty
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  or thirty five or footy right, So please do understand the difference between time
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  life and whole life. Whole life is yours forever and God give you life.
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  You live hundred years and over. But when it's time life, at
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  the time of the policy, the policy expires, and most of the time
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  life do not have any case value. So whatever you're putting in there,
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  it does not belong to you. You cannot take it out, you cannot
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  get currender it, or you cannot borrow alone. Okay, that is a
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  lot to take in. Prayerfully, we understand that, and if there are
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  any questions where any of our listeners have any questions, feel free to put
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  your questions in the comments. I don't know how how a funeral goes in
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  your culture. Can you explain that to us a little bit? My culture.
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  I am a Indian descendant. I was born and raised in Fiji.
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  I was not born in India, but I was born and raised in Fiji.
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  At the age of eighteen years old, I came to Yes, So
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  I've been here since then. It's been thirty years. And by religion,
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  I am a Muslim. So in my religion, we cannot hold unless it's
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  a police investigation, unless there is a foul play or something, and legally
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  they will not release the body. Otherwise, the minute the body is released
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  by the doctors, the funeral takes place immediately. So like my mom passed
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  away a day before, so it was five o'clock and the next next day,
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  at one o'clock she was buried. Wow, is there a reason?
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  Is there a reason why it happened so quickly? Is that because of the
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  religion or why? Why does this? We believe in We believe in for
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  closure. We believe in the soul and body getting together and reuniting, reuniting.
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  So that's the only way to do is to give them a barrier as
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  fast as you can. Okay, what about what about when you have people
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  that want to come from Afar to be there, they don't get an opportunity.
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  There are options. People who want to do that, they can hold
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  it. They can hold it. But most of the time people will do
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  as fast as they can. But yes, there are some sons and daughters,
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  them close relatives, they hold it. I'm not saying that it's not
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  an option. There is an option. Okay. Now, when when you
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  had done it for your mom, you did it the next day. We
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  did it the next day. Nobody had a problem. Nobody had a problem.
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  Actually, my mom was sick, so my family kind of knew that
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  doctor already. It was an artist. So my family, my mom had
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  a family, most of them in Canada, so they were already here.
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  So our family was already here, all surrounded to the nearest hotels or relatives
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  houses. So it was really we made it was easy. It was easy
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  at the time. Well, I thank God for that. I never knew
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  about the Muslim religion. But I see you guys got it all worked out,
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  and it's for the good because if it happens quickly, then it's like
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  it was very successful. Right, Yes, it was successful the only way
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  you can be successful. It's not only Muslim religion and it's not all Muslims
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  are successful. As well. So I just want to say everybody can be
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  successful if you put a plane, if you put a plan. If you
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  don't have a plan, then you will be running around and you don't know
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  what to do, way to go and where how to do it. But
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  if you have a plan, it will just fall in place. And I'm
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  an insurance agent. I do not ensure most of the Muslims. I'm not.
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  Most of the Muslims are not my clients. My clients are Americans.
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  They have a plan and they have a policy. The minute they call me,
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  I put it in place fast because they are under distressed. They're so
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  stressed out they don't even know where the policy is because that insured that grandma
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  or their mom all that they had never told the children where their policies.
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  The only thing is they know they're very insured with us. The minute I
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  get the call, I just tell them, do not worry about it.
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  Everything that is in my care, I will take care as soon as I
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  can. I'll call my hofice a home office if I have the policy in
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  my own hands. Because I do have I paid, I do have access
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  to a lot of things. I will access it right there. I'll give
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  them all the numbers and anything that I could do to make is as easy
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  as possible for them. On my side, well, I am so so
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  grateful for you. Many of you do not know, but this is my
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  mother's insurance agent, and gratefully and thankfully my mom has been with miss Emoney
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  tasmin Emoney for twelve years and I have never experienced losing a mother. My
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  condolences to you on losing your mother. Thank you. And I just hope
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  and I pray that if the Lord doesn't take me first, that it will
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  be just as easy for me through you. Listen, I promise you I'll
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  make it as easy as I can. Okay, And I would like to
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  know if there was a very special message that you would like to leave for
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  ower listeners, what would it be to my listeners? I don't see plenty
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  your future. Don't be caught off God. There is a lot people who
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  say I'm not dying tomorrow. Death isn't the hand of God? Do we
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  know are we gonna die? Nobody knows when are they dying, and nobody
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  knows how long is their life. So be prepared. Please be prepared.
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  Be prepared for your children, be prepared for your family, Be prepared for
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  your relatives, and be prepared for your friends as well, and spread the
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  word around to be prepared. Very good. I thank you, thank you,
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  thank you. Just as you were saying that, I was thinking,
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  do you have a policy prepares? No, we don't. No, I
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  wish we always talk about it. We laugh about it, but we joint
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  unfortunately. Yes, many of US Americans we take our dogs, our cats
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  and we just bury them out in the backyard and put across up there and
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  that's it. And that's oh, that's what my son says, Mom,
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  what we're gonna do with our our dog. Yes, So this is going
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  to conclude, but before you go, I would like for you to tell
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  our listeners our viewers how they can get in contact with you in the event
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  that they would like to purchase a policy. So so my phone number is
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  three one zero eight eighth zero six eight six seven. Let me put it
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  here as well, three one zero eight eight zero six eight six seven.
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  And her name is. My name is Tasman in my knee spelled tasmin t
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  A A z M I N. And my man is Tni at KEMPA dot
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  com. Thank you, Thank you so much, and to our listening audience,
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  those who are hearing us in regards to this Burial and Final Expense podcast,
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  I would like to thank you for listening and joining us and being here
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  with today with us today, I do pray that you have gained some valuable
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  information and if you are not prepared for your final expenses are burial, I
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  would suggest that you get with miss Tasmanimani and she will get you going.
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  So welcome and thank you so much for visiting today here with triggered Reactions conquered.
• 27:51
  I am Lisa Hopkins, and I welcome you to come and view any
• 27:56
  of our Deprove podcasts. We have an episode nightly at five pm Pacific Standard
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  time and eight pm Eastern Standard time. I thank you, Miss Angela Thomas
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  Smith for being my background and making all this possible. Thank you all so
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  much for visiting with us on today. Thank you listen. Thank you Miss
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  Tasmin and also I want to I want you to let you know that I
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  listened to my number in my email. You don't have to. If you
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  don't wish to buy a policy from me, you don't have to. But
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  if you need advice, if you need to talk to me, how to
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  do it. Please call me. I will be more willing to help you
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  out. Alrighty. Thank you to all the listeners as well. All right,
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  and thank you Missing Money for coming on and sharing with us. We
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  appreciate you and we love you with the love of the Lord, and I
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  love and bless all of our listeners. Amen, thank you, Bye bye
• 29:06
  bye. Welcome to triguent Reactions with Lisa Hopkins, where we explore our ability
• 29:17
  to overcome our trauma. Welcome,