Daily Regulatory Briefing - Jul 11, 2026
Alex here.This is Lex Reg Pulse Daily for Saturday, July 11, 2026.The headline today is legislative.The 21st Century ROAD to Housing Act became law overnight — not by signature, but by the clock.The signing window closed at midnight Friday without a presidential veto, and the measure took effect automatically.Its banking provisions are now operative.For community lenders, three changes moved from staged to live simultaneously.First, a custodial-deposit carve-out for banks under ten billion dollars in assets — changing how certain large balances are classified.Second, modified…
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