Latest / Cash Flow Conversations with Fexingo: Working Capital, Receivables, and Small Business Finance
How a Landscaper Uses Retainage to Grow Cash Flow
In this episode of Cash Flow Conversations, hosts Lucas and Luna explore how a landscaping contractor used retainage—the practice of holding back a percentage of payment—to improve working capital and fund growth. They break down the mechanics of retainage, why it's common in construction and government contracts, and how the contractor negotiated better terms and used the retained funds to smooth seasonal cash flow. With a real-world example and practical tips, this episode offers a fresh angle on a cash-flow challenge many small businesses face. Tune in to learn how retainage can be…
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