
Every Scam Makes the Same 5 Moves — and the One Rule That Stops It
In 2025 the FBI contacted 3,780 people to tell them they were being robbed by a cryptocurrency investment scam — and 78% of them had no idea. The same year, Americans reported more than $20 billion lost to online crime, a record.
Wrong-number texts, fake bank calls, romance scams, job scams, cloned voices — they look nothing alike. Underneath, they make the same five moves: the approach, the borrowed face, the clock, the secret and the payment route. This file walks through each one, the ladder that runs underneath all of them, and the one rule that breaks all five.
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The skinny
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