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Annuities Explained: When Guarantees Help—and When They Hurt Your Retirement
Annuities are often sold as a simple solution to a complicated retirement problem.
Guaranteed income. Protection from market volatility. Peace of mind that your money won't run out.
But behind those promises is a much more complex set of trade-offs that many investors don't consider.
Because while annuities can play a role in retirement planning, evaluating them in isolation often leads to unintended consequences (higher fees, reduced flexibility, extra taxes).
So in today's episode, I break down how annuities actually work.
We'll walk through the major types of annuities, how "guarantees"…
The skinny
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