How Local Businesses Survive Rate Hikes

Small Business Success with Fexingo: Local Companies, Main Street Stories, and Community Commerce · Oct 1, 2026 · 11m · transcript

We dig into the specific financial mechanics of how small businesses are navigating the October 2026 credit environment. With interest rates still elevated, the old playbook of cheap leverage is dead. We explore a case study of a regional hardware chain that survived by shifting from inventory-heavy growth to service-based revenue, keeping their debt-to-equity ratio below one point five. You will learn why net working capital management matters more than top-line sales right now, and how local merchants are using trade credit terms to preserve cash flow without taking on expensive bank loans…