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Financial Social Worker Explains Why Your 'I Don't Have Enough' Is Usually Wrong

I bought pizza last night. House full of groceries. Zero capacity to cook. Then guilt.

Sound familiar?

Financial social worker Shirria McCullough, LCSW says this isn't failure — it's data. And the data looks very different depending on whether you're 24 or 42.

In this episode, we break down what survival mode spending actually looks like:

Gen Z — impulsive Klarna purchases, DoorDash three times a day, buying convenience because figuring out groceries requires mental real estate you don't have.

Millennial moms — overcompensation spending. The expensive party because you feel like you're not…

The skinny

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