Q138 - What Is A 1099 RIA Model?

Transition To RIA Podcast · Dec 16, 2025 · 18m

While it is not always referred to as a "1099 model", there is a type of RIA platform offering that many advisors find to be an attractive alternative to running their own RIA.

These "1099 models" come in various flavors but they typically share the following (among other things):

Retain 100% ownership of your practice;

Use your own brand;

Control your local expenses;

Access a suite of technology and solution provider resources;

If applicable, provide solutions for your remaining legacy commission assets; etc.

If considering starting your own RIA, it's worthwhile understanding how these…