Episode 015: What Your Auto Liability Really Covers

Crashes, Claims & Clarity · Apr 9, 2026 · 8m

Most drivers carry auto insurance, but far too many do not really understand what their liability coverage actually pays for until it is too late. In this solo episode of Crashes, Claims and Clarity, Darrell Burrow breaks down the difference between bodily injury liability and property damage liability, explains split limit versus combined single limit policies, and shares why minimum coverage may not be enough to protect what you own. He also gives one critical warning for families with teen drivers that could save them from a denied claim.

→ Liability coverage only pays up to the limits on…