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Money Woes? Let’s Chat About Why It’s a Sin · Becoming Financially Confident

• 0:38
  What
• 0:38
  if
• 0:38
  I
• 0:38
  told
• 0:38
  you
• 0:38
  that
• 0:39
  worrying
• 0:39
  about
• 0:39
  your
• 0:39
  finance
• 0:40
  is
• 0:40
  more
• 0:40
  than
• 0:41
  unwise,
• 0:42
  it's
• 0:42
  actually
• 0:43
  a
• 0:43
  sin?
• 0:44
  That's
• 0:44
  what
• 0:44
  I
• 0:44
  want
• 0:45
  to
• 0:45
  talk
• 0:45
  about
• 0:45
  on
• 0:45
  today's
• 0:45
  show.
• 0:46
  Maybe
• 0:47
  you're
• 0:47
  like
• 0:47
  most
• 0:47
  people.
• 0:48
  You're
• 0:48
  sitting
• 0:48
  there
• 0:48
  at
• 0:48
  night,
• 0:49
  you're
• 0:49
  stressing
• 0:49
  over
• 0:49
  your
• 0:50
  bills.
• 0:51
  Maybe
• 0:51
  you're
• 0:51
  one
• 0:51
  of
• 0:51
  those
• 0:52
  people
• 0:52
  who
• 0:52
  hasn't
• 0:52
  planned
• 0:53
  well
• 0:53
  for
• 0:53
  retirement.
• 0:53
  You're
• 0:54
  thinking,
• 0:54
  how
• 0:54
  am
• 0:54
  I
• 0:54
  ever
• 0:55
  going
• 0:55
  to
• 0:55
  retire,
• 0:55
  Ralph?
• 0:56
  Or
• 0:56
  like
• 0:57
  so
• 0:57
  many
• 0:57
  of
• 0:57
  us,
• 0:57
  you
• 0:58
  get
• 0:58
  that
• 0:58
  unexpected
• 0:59
  bill
• 0:59
  in
• 0:59
  the
• 0:59
  mail
• 0:59
  or
• 1:00
  that
• 1:00
  tire
• 1:00
  blue
• 1:01
  on
• 1:01
  the
• 1:01
  way
• 1:01
  to
• 1:01
  work,
• 1:01
  or
• 1:02
  any
• 1:02
  of
• 1:02
  those
• 1:02
  unexpected
• 1:03
  expenses,
• 1:05
  and
• 1:05
  the
• 1:05
  first
• 1:05
  thing
• 1:05
  that
• 1:06
  happens
• 1:06
  is
• 1:06
  you
• 1:06
  start
• 1:06
  to
• 1:06
  worry.
• 1:08
  That's
• 1:08
  what
• 1:08
  I
• 1:08
  want
• 1:09
  to
• 1:09
  talk
• 1:09
  about
• 1:09
  on
• 1:09
  today's
• 1:09
  show,
• 1:10
  that
• 1:10
  I
• 1:10
  really
• 1:10
  feel
• 1:11
  like
• 1:11
  worrying
• 1:12
  about
• 1:12
  your
• 1:12
  finances.
• 1:13
  That
• 1:13
  anxiety
• 1:15
  is
• 1:15
  actually
• 1:15
  a
• 1:16
  sin.
• 1:16
  Now
• 1:16
  you
• 1:16
  might
• 1:16
  be
• 1:16
  saying,
• 1:17
  ralph,
• 1:17
  you've
• 1:17
  lost
• 1:17
  your
• 1:17
  mind.
• 1:18
  Now
• 1:18
  you've
• 1:18
  gone
• 1:18
  off
• 1:18
  the
• 1:19
  third
• 1:19
  rail.
• 1:19
  Bear
• 1:20
  with
• 1:20
  me
• 1:20
  a
• 1:20
  little
• 1:20
  bit
• 1:20
  today.
• 1:20
  I
• 1:20
  want
• 1:21
  to
• 1:21
  go
• 1:21
  right
• 1:21
  to
• 1:21
  the
• 1:21
  Bible.
• 1:22
  I
• 1:22
  want
• 1:22
  to
• 1:22
  go
• 1:22
  right
• 1:22
  to
• 1:22
  the
• 1:22
  Book
• 1:23
  of
• 1:23
  Matthew,
• 1:23
  chapter
• 1:24
  6,
• 1:24
  verses
• 1:25
  25
• 1:25
  to
• 1:26
  34.
• 1:27
  This
• 1:27
  is
• 1:27
  Jesus
• 1:28
  speaking
• 1:28
  himself.
• 1:29
  Therefore
• 1:30
  I
• 1:30
  tell
• 1:30
  you,
• 1:30
  do
• 1:31
  not
• 1:31
  be
• 1:31
  anxious
• 1:31
  about
• 1:31
  your
• 1:32
  life,
• 1:32
  what
• 1:33
  you'll
• 1:33
  eat
• 1:33
  or
• 1:33
  what
• 1:33
  you'll
• 1:34
  drink,
• 1:34
  nor
• 1:34
  about
• 1:34
  your
• 1:35
  body,
• 1:36
  what
• 1:36
  you'll
• 1:36
  put
• 1:36
  on.
• 1:37
  Is
• 1:38
  not
• 1:38
  life
• 1:38
  more
• 1:38
  than
• 1:39
  food,
• 1:39
  and
• 1:40
  the
• 1:40
  body
• 1:40
  more
• 1:40
  than
• 1:41
  clothing?
• 1:42
  Look
• 1:42
  at
• 1:42
  the
• 1:42
  birds
• 1:42
  of
• 1:43
  the
• 1:43
  air.
• 1:43
  They
• 1:44
  neither
• 1:44
  sow
• 1:44
  nor
• 1:44
  reap
• 1:45
  nor
• 1:45
  gather
• 1:45
  in
• 1:46
  the
• 1:46
  barns.
• 1:46
  And
• 1:46
  yet
• 1:46
  your
• 1:47
  Heavenly
• 1:47
  Father
• 1:47
  feeds
• 1:48
  them.
• 1:49
  Are
• 1:49
  you
• 1:49
  not
• 1:49
  of
• 1:50
  more
• 1:50
  value
• 1:50
  than
• 1:50
  they?
• 1:51
  And
• 1:52
  which
• 1:52
  of
• 1:52
  you,
• 1:52
  being
• 1:52
  anxious,
• 1:53
  can
• 1:53
  add
• 1:53
  a
• 1:53
  single
• 1:54
  hour
• 1:54
  to
• 1:54
  his
• 1:55
  span
• 1:55
  of
• 1:55
  life?
• 1:57
  And
• 1:57
  why
• 1:57
  are
• 1:57
  you
• 1:57
  anxious
• 1:58
  about
• 1:58
  clothing?
• 1:59
  Consider
• 1:59
  the
• 2:00
  lilies
• 2:00
  of
• 2:00
  the
• 2:00
  field,
• 2:01
  how
• 2:01
  they
• 2:01
  grow.
• 2:02
  They
• 2:02
  neither
• 2:03
  toil
• 2:03
  nor
• 2:03
  spin.
• 2:03
  Yet
• 2:04
  I
• 2:04
  tell
• 2:04
  you,
• 2:05
  even
• 2:06
  Solomon
• 2:06
  in
• 2:06
  all
• 2:06
  his
• 2:07
  glory
• 2:07
  was
• 2:07
  not
• 2:07
  arrayed
• 2:08
  like
• 2:08
  one
• 2:08
  of
• 2:08
  these.
• 2:10
  But
• 2:10
  if
• 2:10
  God
• 2:10
  so
• 2:11
  clothed
• 2:11
  the
• 2:11
  grass
• 2:11
  of
• 2:12
  the
• 2:12
  field,
• 2:12
  which
• 2:12
  today
• 2:13
  is
• 2:13
  alive
• 2:13
  and
• 2:13
  tomorrow
• 2:14
  is
• 2:14
  thrown
• 2:14
  into
• 2:14
  the
• 2:15
  oven,
• 2:16
  will
• 2:16
  he
• 2:16
  not
• 2:16
  much
• 2:16
  more
• 2:17
  clothe
• 2:17
  you,
• 2:17
  O
• 2:17
  you
• 2:18
  of
• 2:18
  little
• 2:18
  faith?
• 2:19
  Therefore
• 2:20
  do
• 2:20
  not
• 2:20
  be
• 2:20
  anxious,
• 2:21
  saying,
• 2:21
  what
• 2:21
  shall
• 2:21
  we
• 2:22
  eat?
• 2:22
  Or
• 2:22
  what?
• 2:23
  What
• 2:23
  shall
• 2:23
  we
• 2:23
  drink?
• 2:23
  Or
• 2:24
  what
• 2:24
  shall
• 2:24
  we
• 2:25
  wear?
• 2:26
  For
• 2:26
  the
• 2:26
  Gentiles
• 2:27
  seek
• 2:27
  after
• 2:27
  all
• 2:28
  these
• 2:28
  things,
• 2:28
  and
• 2:28
  yet
• 2:28
  your
• 2:29
  Heavenly
• 2:29
  Father
• 2:29
  knows
• 2:30
  that
• 2:30
  you
• 2:30
  need
• 2:30
  them
• 2:31
  all.
• 2:32
  But
• 2:32
  seek
• 2:32
  first
• 2:33
  the
• 2:33
  kingdom
• 2:33
  of
• 2:33
  God
• 2:33
  and
• 2:34
  his
• 2:34
  righteousness.
• 2:35
  And
• 2:35
  all
• 2:36
  these
• 2:36
  things
• 2:36
  will
• 2:36
  be
• 2:36
  added
• 2:37
  to
• 2:37
  you.
• 2:38
  Therefore
• 2:39
  do
• 2:39
  not
• 2:39
  be
• 2:39
  anxious
• 2:39
  about
• 2:40
  tomorrow,
• 2:41
  for
• 2:41
  tomorrow
• 2:42
  will
• 2:42
  be
• 2:42
  anxious
• 2:43
  for
• 2:43
  itself
• 2:44
  sufficient,
• 2:45
  for
• 2:45
  the
• 2:45
  day
• 2:46
  is
• 2:46
  its
• 2:47
  own
• 2:47
  trouble.
• 2:48
  What
• 2:48
  a
• 2:48
  great
• 2:49
  Bible
• 2:49
  verse.
• 2:49
  But
• 2:49
  it
• 2:50
  sums
• 2:50
  up
• 2:50
  exactly
• 2:51
  what
• 2:51
  I'm
• 2:51
  talking
• 2:51
  about
• 2:52
  today,
• 2:52
  and
• 2:52
  that's
• 2:53
  financial
• 2:53
  anxiety.
• 2:53
  Let
• 2:53
  me
• 2:53
  read
• 2:54
  one
• 2:54
  more.
• 2:54
  This
• 2:54
  is
• 2:54
  from
• 2:55
  Philippians,
• 2:55
  chapter
• 2:56
  four,
• 2:56
  verses
• 2:57
  six
• 2:57
  to
• 2:57
  seven.
• 2:58
  And
• 2:59
  it
• 2:59
  says
• 2:59
  this,
• 3:00
  do
• 3:00
  not
• 3:00
  be
• 3:01
  anxious
• 3:01
  about
• 3:01
  anything.
• 3:02
  But
• 3:03
  in
• 3:03
  everything,
• 3:03
  by
• 3:04
  prayer
• 3:04
  and
• 3:04
  supplication,
• 3:05
  with
• 3:05
  thanksgiving,
• 3:06
  let
• 3:06
  your
• 3:06
  requests
• 3:07
  be
• 3:07
  known
• 3:07
  to
• 3:07
  God.
• 3:08
  And
• 3:09
  the
• 3:09
  peace
• 3:09
  of
• 3:09
  God,
• 3:09
  which
• 3:10
  surpasses
• 3:10
  all
• 3:10
  understanding,
• 3:11
  will
• 3:12
  guard
• 3:12
  your
• 3:12
  hearts
• 3:13
  and
• 3:13
  your
• 3:13
  minds
• 3:14
  in
• 3:14
  Christ
• 3:14
  Jesus.
• 3:16
  Now,
• 3:16
  I'm
• 3:16
  going
• 3:16
  to
• 3:16
  go
• 3:16
  back
• 3:16
  to
• 3:17
  what
• 3:17
  I
• 3:17
  said
• 3:17
  at
• 3:17
  the
• 3:17
  beginning.
• 3:18
  Is
• 3:19
  financial
• 3:19
  anxiety
• 3:20
  a
• 3:20
  sin?
• 3:21
  Well,
• 3:21
  let's
• 3:21
  talk
• 3:21
  about
• 3:21
  what
• 3:22
  sin
• 3:22
  is
• 3:22
  at
• 3:22
  its
• 3:22
  very
• 3:23
  root.
• 3:24
  Sin
• 3:24
  at
• 3:25
  its
• 3:25
  very
• 3:25
  root
• 3:25
  is
• 3:26
  missing
• 3:26
  the
• 3:26
  mark
• 3:26
  of
• 3:26
  God's
• 3:27
  design.
• 3:28
  Now,
• 3:28
  that's
• 3:29
  pretty
• 3:29
  bold.
• 3:29
  It's
• 3:30
  pretty
• 3:30
  provocative,
• 3:30
  isn't
• 3:30
  it?
• 3:31
  So,
• 3:32
  Ralph,
• 3:32
  what
• 3:32
  you're
• 3:32
  saying
• 3:32
  is
• 3:33
  God
• 3:33
  did
• 3:33
  not
• 3:33
  design
• 3:34
  you
• 3:34
  to
• 3:35
  be
• 3:35
  financially
• 3:36
  anxious.
• 3:36
  That's
• 3:36
  exactly
• 3:37
  what
• 3:37
  I'm
• 3:37
  saying.
• 3:38
  And
• 3:38
  why
• 3:39
  are
• 3:39
  you
• 3:39
  anxious?
• 3:40
  Here's
• 3:40
  something
• 3:40
  bold,
• 3:40
  but
• 3:41
  I
• 3:41
  want
• 3:41
  you
• 3:41
  to
• 3:41
  hear
• 3:41
  this.
• 3:41
  Today,
• 3:43
  financial
• 3:43
  anxiety
• 3:44
  reveals
• 3:44
  your
• 3:45
  misplaced
• 3:45
  trust.
• 3:47
  You're
• 3:47
  placing
• 3:47
  your
• 3:48
  trust
• 3:48
  on
• 3:48
  money.
• 3:49
  You're
• 3:49
  placing
• 3:50
  your
• 3:50
  trust
• 3:50
  on
• 3:51
  stuff,
• 3:51
  on
• 3:51
  possessions.
• 3:53
  Where
• 3:53
  you're
• 3:53
  not
• 3:53
  placing
• 3:54
  it
• 3:54
  is
• 3:54
  on
• 3:54
  God.
• 3:56
  And
• 3:56
  you
• 3:56
  gotta
• 3:57
  understand
• 3:57
  that.
• 3:57
  Now,
• 3:58
  look
• 3:58
  at
• 3:58
  what
• 3:58
  I
• 3:58
  want
• 3:58
  to
• 3:59
  be
• 3:59
  very
• 3:59
  clear
• 3:59
  about
• 3:59
  this.
• 4:00
  I'm
• 4:00
  not
• 4:01
  saying
• 4:01
  to
• 4:01
  feel
• 4:02
  concerned
• 4:03
  or
• 4:03
  to
• 4:03
  feel
• 4:03
  responsibility.
• 4:04
  That's
• 4:05
  not
• 4:05
  sin
• 4:05
  at
• 4:05
  all.
• 4:05
  That's
• 4:06
  not
• 4:06
  at
• 4:06
  all
• 4:06
  what
• 4:06
  I'm
• 4:06
  saying.
• 4:06
  If
• 4:06
  you
• 4:07
  feel
• 4:07
  responsible
• 4:08
  for
• 4:08
  your
• 4:08
  finances,
• 4:09
  that's
• 4:09
  a
• 4:09
  fantastic
• 4:10
  thing.
• 4:10
  If
• 4:10
  you
• 4:11
  have
• 4:11
  concern
• 4:11
  for
• 4:12
  your
• 4:12
  finance,
• 4:12
  if
• 4:12
  you
• 4:12
  want
• 4:12
  to
• 4:13
  plan
• 4:13
  ahead
• 4:13
  for
• 4:13
  your
• 4:13
  finances,
• 4:14
  those
• 4:15
  are
• 4:15
  all
• 4:15
  positive,
• 4:16
  good
• 4:16
  things.
• 4:17
  But
• 4:17
  it
• 4:17
  becomes
• 4:18
  sin
• 4:18
  when
• 4:19
  fear
• 4:19
  rules
• 4:19
  our
• 4:19
  hearts,
• 4:21
  when
• 4:21
  it
• 4:21
  becomes
• 4:22
  all
• 4:22
  we
• 4:22
  think
• 4:22
  about,
• 4:22
  it's
• 4:23
  all
• 4:23
  consuming.
• 4:24
  And
• 4:25
  when
• 4:25
  that
• 4:25
  fear
• 4:26
  overshadows
• 4:27
  our
• 4:27
  faith,
• 4:27
  that's
• 4:27
  the
• 4:27
  biggest
• 4:28
  problem.
• 4:28
  Most
• 4:28
  people
• 4:29
  today
• 4:30
  don't
• 4:30
  have
• 4:30
  a
• 4:30
  fear
• 4:31
  problem.
• 4:31
  They
• 4:31
  have
• 4:31
  a
• 4:31
  sin
• 4:32
  problem.
• 4:33
  And
• 4:33
  why
• 4:33
  do
• 4:33
  they
• 4:34
  have
• 4:34
  a
• 4:34
  sin
• 4:34
  problem?
• 4:36
  Because
• 4:36
  they've
• 4:36
  lost
• 4:36
  their
• 4:37
  faith.
• 4:38
  They
• 4:38
  don't
• 4:39
  believe
• 4:39
  that
• 4:39
  anymore,
• 4:40
  that
• 4:40
  God's
• 4:40
  going
• 4:40
  to
• 4:40
  provide
• 4:41
  for
• 4:41
  them.
• 4:42
  And
• 4:42
  here's
• 4:42
  the
• 4:42
  problem.
• 4:42
  This
• 4:43
  is
• 4:43
  why
• 4:43
  it's
• 4:43
  an
• 4:43
  epidemic.
• 4:44
  Let
• 4:45
  me
• 4:45
  talk
• 4:45
  for
• 4:45
  just
• 4:45
  a
• 4:46
  minute
• 4:46
  about
• 4:46
  the
• 4:46
  cost
• 4:46
  of
• 4:47
  financial
• 4:47
  anxiety.
• 4:47
  Because
• 4:48
  I
• 4:48
  see
• 4:48
  it
• 4:48
  all
• 4:48
  around
• 4:48
  me.
• 4:49
  I
• 4:49
  see
• 4:49
  it
• 4:49
  every
• 4:49
  day
• 4:49
  in
• 4:50
  everything
• 4:50
  I
• 4:50
  do.
• 4:51
  It's
• 4:52
  got
• 4:52
  a
• 4:52
  huge
• 4:52
  emotional
• 4:53
  toll.
• 4:53
  There
• 4:53
  are
• 4:53
  people
• 4:54
  I
• 4:54
  talk
• 4:54
  to
• 4:54
  every
• 4:55
  day
• 4:55
  in
• 4:55
  my
• 4:55
  counseling
• 4:56
  practice,
• 4:56
  my
• 4:57
  accounting
• 4:57
  practice.
• 4:58
  They
• 4:58
  tell
• 4:58
  me
• 4:59
  they
• 4:59
  have
• 4:59
  sleepless
• 4:59
  nights.
• 4:59
  Ralph,
• 5:00
  I
• 5:00
  can't
• 5:00
  sleep.
• 5:01
  I'm
• 5:01
  irritable
• 5:02
  all
• 5:02
  the
• 5:02
  time.
• 5:02
  I
• 5:02
  live
• 5:02
  in
• 5:03
  this
• 5:03
  constant
• 5:03
  state
• 5:03
  of
• 5:04
  fear
• 5:04
  and
• 5:04
  this
• 5:04
  constant
• 5:05
  state
• 5:05
  of
• 5:05
  broken
• 5:06
  peace.
• 5:07
  And
• 5:07
  that's
• 5:07
  just
• 5:07
  the
• 5:07
  emotional
• 5:08
  toll.
• 5:08
  Well,
• 5:08
  think
• 5:08
  about
• 5:09
  the
• 5:09
  spiritual
• 5:10
  toll.
• 5:11
  I've
• 5:11
  kind
• 5:11
  of
• 5:11
  alluded
• 5:12
  to
• 5:12
  this
• 5:12
  all
• 5:12
  along
• 5:13
  in
• 5:13
  today's
• 5:13
  show.
• 5:14
  But
• 5:15
  a
• 5:15
  spiritual
• 5:15
  toll
• 5:15
  is
• 5:16
  this.
• 5:16
  It
• 5:16
  weakens
• 5:16
  our
• 5:16
  trust
• 5:17
  in
• 5:17
  God
• 5:18
  because
• 5:18
  we
• 5:19
  have
• 5:19
  to
• 5:19
  say
• 5:19
  to
• 5:19
  ourselves,
• 5:19
  God,
• 5:20
  I
• 5:20
  don't
• 5:20
  trust
• 5:20
  you
• 5:20
  anymore.
• 5:21
  I
• 5:21
  got
• 5:21
  to
• 5:21
  be
• 5:21
  focused
• 5:22
  on
• 5:22
  this.
• 5:22
  I
• 5:22
  got
• 5:22
  to
• 5:22
  figure
• 5:22
  out
• 5:22
  how
• 5:23
  to
• 5:23
  do
• 5:23
  this.
• 5:24
  You're
• 5:24
  not
• 5:25
  thinking
• 5:25
  God's
• 5:25
  already
• 5:25
  done
• 5:25
  it
• 5:26
  for
• 5:26
  you,
• 5:27
  and
• 5:27
  it
• 5:27
  fosters
• 5:28
  this
• 5:28
  idolatry
• 5:29
  in
• 5:29
  money.
• 5:30
  So
• 5:30
  many
• 5:30
  people
• 5:31
  are
• 5:31
  worshiping
• 5:32
  at
• 5:32
  the
• 5:32
  altar
• 5:33
  of
• 5:33
  the
• 5:33
  almighty
• 5:34
  dollar.
• 5:35
  That's
• 5:35
  where
• 5:35
  they're
• 5:36
  finding
• 5:36
  their
• 5:36
  security.
• 5:38
  And
• 5:38
  the
• 5:38
  problem
• 5:38
  with
• 5:38
  that
• 5:39
  is
• 5:39
  it
• 5:39
  completely
• 5:40
  undermines
• 5:40
  God's
• 5:41
  plan
• 5:41
  for
• 5:41
  your
• 5:42
  life.
• 5:42
  It
• 5:42
  undermines
• 5:43
  what
• 5:43
  God
• 5:43
  wants
• 5:44
  from
• 5:44
  you.
• 5:44
  It
• 5:44
  undermines
• 5:45
  the
• 5:45
  peace
• 5:45
  that
• 5:45
  God
• 5:46
  wants
• 5:46
  you
• 5:46
  to
• 5:46
  live
• 5:46
  in.
• 5:47
  And
• 5:48
  here's
• 5:48
  the
• 5:48
  most
• 5:48
  sinister
• 5:48
  part
• 5:49
  of
• 5:49
  it
• 5:49
  all.
• 5:49
  And
• 5:49
  this
• 5:49
  is
• 5:49
  the
• 5:50
  biggest
• 5:50
  problem.
• 5:50
  I
• 5:50
  see
• 5:50
  this
• 5:50
  why
• 5:51
  I
• 5:51
  want
• 5:51
  to
• 5:51
  do
• 5:51
  this
• 5:51
  show
• 5:51
  to.
• 5:52
  When
• 5:52
  we
• 5:52
  allow
• 5:52
  financial
• 5:53
  anxiety
• 5:54
  to
• 5:54
  take
• 5:54
  over,
• 5:55
  it
• 5:56
  has
• 5:56
  a
• 5:56
  huge
• 5:56
  relationship
• 5:57
  toll.
• 5:58
  I've
• 5:58
  seen
• 5:59
  so
• 5:59
  many
• 5:59
  marriages
• 6:00
  break
• 6:00
  apart
• 6:01
  and
• 6:01
  fall
• 6:01
  into
• 6:02
  complete
• 6:02
  disaster
• 6:03
  because
• 6:04
  of
• 6:04
  financial
• 6:04
  anxiety.
• 6:05
  I've
• 6:06
  seen
• 6:06
  families
• 6:06
  break
• 6:06
  apart,
• 6:07
  broken
• 6:07
  into
• 6:08
  all
• 6:08
  kinds
• 6:08
  of
• 6:09
  pieces.
• 6:09
  And
• 6:10
  unfortunately,
• 6:11
  I've
• 6:11
  seen
• 6:12
  business
• 6:12
  partnerships
• 6:13
  that
• 6:13
  were
• 6:13
  thriving.
• 6:13
  These
• 6:14
  people
• 6:14
  were
• 6:14
  doing
• 6:15
  a
• 6:15
  great
• 6:15
  thing,
• 6:15
  working
• 6:16
  together.
• 6:16
  And
• 6:16
  then
• 6:17
  all
• 6:17
  of
• 6:17
  a
• 6:17
  sudden,
• 6:18
  they
• 6:18
  lost
• 6:18
  their
• 6:19
  focus
• 6:19
  a
• 6:19
  little
• 6:19
  bit
• 6:20
  and
• 6:20
  it
• 6:20
  all
• 6:20
  started
• 6:20
  to
• 6:21
  focus
• 6:21
  on
• 6:21
  that
• 6:21
  financial
• 6:22
  anxiety.
• 6:23
  See,
• 6:24
  now
• 6:24
  you
• 6:24
  might
• 6:24
  be
• 6:24
  saying,
• 6:25
  ralph,
• 6:25
  okay,
• 6:25
  that's.
• 6:25
  That
• 6:26
  sounds
• 6:26
  good,
• 6:26
  but
• 6:26
  how
• 6:27
  do
• 6:27
  I
• 6:27
  get
• 6:27
  back
• 6:27
  to
• 6:27
  that
• 6:27
  point?
• 6:28
  Well,
• 6:28
  the
• 6:28
  first
• 6:28
  thing
• 6:28
  I'm
• 6:28
  going
• 6:28
  to
• 6:29
  encourage
• 6:29
  you
• 6:29
  to
• 6:29
  do
• 6:29
  is
• 6:29
  right
• 6:29
  from
• 6:30
  the
• 6:30
  book
• 6:30
  of
• 6:30
  Philippians.
• 6:30
  This
• 6:31
  is
• 6:31
  my
• 6:31
  one
• 6:31
  action
• 6:31
  step
• 6:32
  for
• 6:32
  today.
• 6:33
  You
• 6:33
  got
• 6:33
  to
• 6:34
  replace
• 6:34
  that
• 6:34
  worry
• 6:34
  with
• 6:35
  prayer.
• 6:35
  When
• 6:35
  you
• 6:35
  start
• 6:35
  to
• 6:36
  feel
• 6:36
  that,
• 6:36
  that
• 6:37
  pool
• 6:37
  of
• 6:37
  financial
• 6:38
  anxiety,
• 6:40
  just
• 6:40
  stop
• 6:40
  right
• 6:40
  there
• 6:41
  and
• 6:41
  say,
• 6:41
  lord,
• 6:42
  I'm
• 6:42
  scared,
• 6:44
  Lord,
• 6:44
  I
• 6:44
  don't
• 6:44
  know
• 6:44
  what
• 6:44
  to
• 6:45
  do.
• 6:45
  I
• 6:46
  don't
• 6:46
  know
• 6:46
  the
• 6:46
  next
• 6:46
  steps
• 6:47
  that
• 6:47
  you
• 6:47
  want
• 6:47
  me
• 6:47
  to
• 6:47
  take.
• 6:48
  Lord,
• 6:49
  help
• 6:49
  me.
• 6:49
  Just
• 6:50
  start
• 6:50
  there
• 6:50
  with
• 6:50
  prayer.
• 6:50
  But
• 6:51
  then
• 6:51
  you
• 6:51
  got
• 6:51
  to
• 6:51
  put
• 6:51
  these
• 6:52
  things
• 6:52
  into
• 6:52
  practice.
• 6:52
  It's
• 6:53
  not
• 6:53
  simply,
• 6:53
  okay,
• 6:53
  I'm
• 6:53
  just
• 6:54
  going
• 6:54
  to
• 6:54
  leave
• 6:54
  it
• 6:54
  all
• 6:54
  to
• 6:54
  God.
• 6:54
  So
• 6:54
  many
• 6:55
  people,
• 6:55
  so
• 6:55
  many
• 6:56
  Christian
• 6:56
  people,
• 6:57
  they
• 6:57
  think,
• 6:57
  oh,
• 6:57
  I'm
• 6:58
  just
• 6:58
  going
• 6:58
  to
• 6:58
  leave
• 6:58
  it
• 6:58
  to
• 6:58
  God.
• 6:58
  God
• 6:59
  will
• 6:59
  provide.
• 7:00
  That's
• 7:01
  part
• 7:01
  of
• 7:01
  the
• 7:01
  truth.
• 7:01
  That's
• 7:01
  part
• 7:01
  of
• 7:02
  God
• 7:02
  will
• 7:02
  provide.
• 7:02
  But
• 7:02
  he
• 7:02
  wants
• 7:03
  you
• 7:03
  to
• 7:03
  do
• 7:03
  something
• 7:03
  bigger
• 7:03
  than
• 7:04
  that.
• 7:04
  He
• 7:04
  wants
• 7:04
  you
• 7:04
  to
• 7:04
  practice
• 7:04
  stewardship.
• 7:06
  And
• 7:06
  maybe
• 7:06
  for
• 7:07
  you,
• 7:07
  that
• 7:07
  means
• 7:07
  building
• 7:07
  that
• 7:08
  budget,
• 7:08
  building
• 7:08
  that
• 7:08
  intentional
• 7:09
  spending
• 7:10
  plan.
• 7:10
  Maybe
• 7:11
  for
• 7:11
  you
• 7:11
  it's
• 7:11
  the
• 7:12
  decision
• 7:12
  to
• 7:12
  save
• 7:13
  wisely.
• 7:14
  But
• 7:14
  here's
• 7:15
  the
• 7:15
  difference,
• 7:15
  and
• 7:15
  here's
• 7:15
  where
• 7:16
  I'm
• 7:16
  going
• 7:16
  to
• 7:16
  change
• 7:16
  your
• 7:16
  mindset
• 7:17
  a
• 7:17
  little
• 7:17
  bit
• 7:17
  today.
• 7:18
  You
• 7:18
  do
• 7:18
  it
• 7:18
  from
• 7:18
  a
• 7:18
  place
• 7:19
  of
• 7:19
  trust,
• 7:20
  not
• 7:20
  from
• 7:20
  a
• 7:20
  place
• 7:20
  of
• 7:21
  fear.
• 7:22
  See,
• 7:22
  if
• 7:22
  you
• 7:22
  operate
• 7:23
  under
• 7:23
  fear
• 7:23
  all
• 7:24
  the
• 7:24
  time,
• 7:24
  you're
• 7:24
  just
• 7:25
  going
• 7:25
  to
• 7:25
  live
• 7:25
  in
• 7:25
  that
• 7:25
  constant
• 7:26
  anxiety.
• 7:26
  And
• 7:27
  I
• 7:27
  know,
• 7:27
  listen,
• 7:27
  I've
• 7:27
  been
• 7:27
  there
• 7:28
  myself.
• 7:29
  When
• 7:29
  I
• 7:29
  was
• 7:29
  first
• 7:29
  Starting
• 7:30
  my
• 7:30
  business.
• 7:30
  It
• 7:31
  was
• 7:31
  constant
• 7:31
  anxiety.
• 7:31
  Would
• 7:32
  I
• 7:32
  have
• 7:32
  enough
• 7:32
  coming
• 7:33
  in
• 7:33
  to
• 7:33
  pay
• 7:33
  my
• 7:33
  bills
• 7:34
  this
• 7:34
  month?
• 7:34
  Would
• 7:34
  I
• 7:34
  have
• 7:35
  enough
• 7:35
  coming
• 7:35
  in
• 7:35
  to
• 7:36
  pay
• 7:36
  the
• 7:36
  mortgage,
• 7:36
  to
• 7:36
  pay
• 7:37
  the
• 7:37
  car
• 7:37
  payments,
• 7:37
  to
• 7:37
  put
• 7:38
  food
• 7:38
  on
• 7:38
  the
• 7:38
  table
• 7:38
  for
• 7:39
  my
• 7:39
  wife
• 7:39
  and
• 7:39
  kids?
• 7:40
  And
• 7:40
  that
• 7:41
  led
• 7:41
  to
• 7:41
  that
• 7:41
  constant
• 7:42
  financial
• 7:42
  anxiety,
• 7:43
  that
• 7:43
  constant
• 7:43
  level
• 7:44
  of
• 7:44
  fear.
• 7:45
  But
• 7:45
  when
• 7:46
  I
• 7:46
  was
• 7:46
  finally
• 7:46
  able
• 7:46
  to
• 7:47
  pray
• 7:47
  about
• 7:47
  was
• 7:47
  I
• 7:47
  would
• 7:48
  have
• 7:48
  break
• 7:48
  that.
• 7:48
  What
• 7:48
  did
• 7:49
  I
• 7:49
  do?
• 7:49
  I
• 7:49
  put
• 7:49
  my
• 7:49
  trust
• 7:50
  in
• 7:50
  the
• 7:50
  one
• 7:50
  that
• 7:50
  can
• 7:50
  actually
• 7:51
  do
• 7:51
  something
• 7:51
  about
• 7:52
  it.
• 7:53
  And
• 7:53
  that's
• 7:53
  where
• 7:53
  it
• 7:53
  comes.
• 7:54
  And
• 7:54
  my
• 7:54
  final
• 7:55
  piece
• 7:55
  of
• 7:55
  advice
• 7:55
  for
• 7:56
  today,
• 7:56
  my
• 7:56
  final
• 7:56
  action
• 7:57
  step
• 7:57
  today.
• 7:58
  If
• 7:58
  you
• 7:58
  listen
• 7:58
  to
• 7:58
  my
• 7:59
  show,
• 7:59
  I
• 7:59
  talk
• 7:59
  about
• 7:59
  this
• 7:59
  all
• 7:59
  the
• 8:00
  time.
• 8:00
  It's
• 8:00
  time
• 8:01
  to
• 8:01
  cultivate
• 8:01
  some
• 8:02
  gratitude.
• 8:03
  So
• 8:04
  as
• 8:04
  you're
• 8:04
  praying,
• 8:05
  start
• 8:05
  with
• 8:06
  this
• 8:06
  simple
• 8:06
  prayer.
• 8:06
  Lord,
• 8:07
  I
• 8:07
  just
• 8:07
  want
• 8:07
  to
• 8:07
  thank
• 8:07
  you
• 8:07
  for
• 8:07
  what
• 8:08
  you've
• 8:08
  already
• 8:08
  given
• 8:08
  me.
• 8:09
  God
• 8:09
  has
• 8:10
  given
• 8:10
  you
• 8:10
  everything
• 8:10
  you
• 8:11
  need.
• 8:11
  A
• 8:11
  lot
• 8:11
  of
• 8:11
  people
• 8:11
  don't
• 8:11
  want
• 8:12
  to
• 8:12
  hear
• 8:12
  that.
• 8:12
  A
• 8:12
  lot
• 8:12
  of
• 8:12
  people
• 8:13
  say,
• 8:13
  oh,
• 8:13
  Ralph,
• 8:13
  you
• 8:13
  don't
• 8:14
  get
• 8:14
  the
• 8:14
  struggle
• 8:14
  I'm
• 8:15
  going
• 8:15
  through.
• 8:15
  No,
• 8:15
  I
• 8:15
  don't
• 8:15
  get
• 8:16
  the
• 8:16
  struggle
• 8:16
  you're
• 8:16
  going
• 8:16
  through.
• 8:17
  But
• 8:17
  guess
• 8:18
  what?
• 8:18
  Here's
• 8:18
  something
• 8:18
  I
• 8:18
  will
• 8:18
  tell
• 8:19
  you.
• 8:19
  We've
• 8:20
  all
• 8:20
  have
• 8:20
  struggles,
• 8:22
  but
• 8:22
  God's
• 8:23
  provision,
• 8:24
  what
• 8:25
  he's
• 8:25
  going
• 8:25
  to
• 8:25
  give
• 8:25
  you,
• 8:25
  what
• 8:26
  he's
• 8:26
  already
• 8:26
  giving
• 8:26
  you
• 8:27
  is
• 8:28
  the
• 8:28
  antidote
• 8:28
  for
• 8:29
  tomorrow's
• 8:29
  word.
• 8:29
  What
• 8:29
  did
• 8:29
  the
• 8:30
  scripture
• 8:30
  say?
• 8:31
  Don't
• 8:31
  worry
• 8:31
  about
• 8:31
  tomorrow.
• 8:32
  Tomorrow
• 8:32
  has
• 8:32
  enough
• 8:33
  worry
• 8:33
  on
• 8:33
  itself.
• 8:35
  So
• 8:35
  I
• 8:35
  just
• 8:35
  want
• 8:35
  to
• 8:35
  encourage
• 8:36
  you
• 8:36
  today,
• 8:36
  take
• 8:36
  one
• 8:37
  of
• 8:37
  those
• 8:37
  specific
• 8:38
  anxieties
• 8:39
  that
• 8:39
  you
• 8:39
  have.
• 8:40
  Maybe
• 8:41
  it's
• 8:41
  that
• 8:41
  I'm
• 8:41
  not
• 8:41
  going
• 8:42
  to
• 8:42
  have
• 8:42
  enough
• 8:42
  this
• 8:42
  month
• 8:42
  or
• 8:43
  I'm
• 8:43
  not
• 8:43
  going
• 8:43
  to
• 8:43
  be
• 8:43
  able
• 8:43
  to
• 8:44
  make
• 8:44
  that
• 8:44
  mortgage
• 8:44
  payment.
• 8:44
  I
• 8:45
  keep
• 8:45
  falling
• 8:45
  deeper
• 8:46
  and
• 8:46
  deeper
• 8:46
  into
• 8:46
  debt.
• 8:48
  Just
• 8:48
  lay
• 8:48
  it
• 8:48
  right
• 8:48
  at
• 8:49
  the
• 8:49
  foot
• 8:49
  of
• 8:49
  the
• 8:49
  cross
• 8:49
  and
• 8:49
  say,
• 8:50
  God,
• 8:50
  I
• 8:50
  don't
• 8:50
  know
• 8:50
  how
• 8:50
  to
• 8:50
  fix
• 8:51
  this.
• 8:52
  I
• 8:52
  want
• 8:52
  to
• 8:52
  be
• 8:53
  a
• 8:53
  good
• 8:53
  steward.
• 8:53
  I
• 8:53
  want
• 8:53
  to
• 8:53
  be
• 8:54
  a
• 8:54
  good
• 8:54
  saver.
• 8:54
  I
• 8:54
  want
• 8:54
  to
• 8:55
  get
• 8:55
  down
• 8:55
  to
• 8:55
  the
• 8:56
  point
• 8:56
  of
• 8:56
  paying
• 8:56
  off
• 8:56
  my
• 8:56
  debt
• 8:57
  sore,
• 8:57
  but
• 8:57
  I
• 8:57
  don't
• 8:57
  know
• 8:57
  how
• 8:57
  to
• 8:57
  do
• 8:57
  it.
• 8:58
  So
• 8:58
  just
• 8:58
  leave
• 8:58
  it
• 8:58
  for
• 8:59
  him
• 8:59
  and
• 8:59
  just
• 8:59
  release
• 9:00
  that.
• 9:01
  But
• 9:01
  bigger
• 9:01
  than
• 9:02
  that,
• 9:02
  put
• 9:03
  your
• 9:03
  trust
• 9:03
  in
• 9:03
  him.
• 9:04
  How
• 9:04
  about
• 9:04
  we
• 9:04
  pray
• 9:05
  together?
• 9:06
  Lord,
• 9:06
  we
• 9:06
  just
• 9:07
  thank
• 9:07
  you
• 9:07
  for
• 9:07
  the
• 9:07
  provision
• 9:08
  that
• 9:08
  you've
• 9:08
  already
• 9:08
  given
• 9:08
  us,
• 9:09
  Lord.
• 9:10
  And
• 9:10
  we
• 9:10
  know
• 9:11
  in
• 9:11
  so
• 9:11
  many
• 9:11
  ways
• 9:12
  that
• 9:12
  you've
• 9:12
  already
• 9:12
  provided
• 9:12
  everything
• 9:13
  we
• 9:13
  need.
• 9:13
  Lord,
• 9:13
  we
• 9:14
  just
• 9:14
  ask
• 9:14
  today
• 9:14
  that
• 9:14
  you
• 9:14
  would
• 9:15
  help
• 9:15
  us
• 9:15
  to
• 9:15
  understand
• 9:16
  that
• 9:16
  and
• 9:16
  help
• 9:17
  us
• 9:17
  to
• 9:17
  trust
• 9:17
  you.
• 9:19
  And
• 9:19
  Lord,
• 9:19
  I
• 9:19
  just
• 9:19
  pray
• 9:20
  for
• 9:20
  my
• 9:20
  friend
• 9:20
  listening
• 9:21
  right
• 9:21
  now.
• 9:21
  Lord,
• 9:22
  I
• 9:22
  just
• 9:22
  ask
• 9:22
  that
• 9:22
  you
• 9:22
  would
• 9:23
  come
• 9:23
  into
• 9:23
  their
• 9:23
  life
• 9:24
  and
• 9:25
  show
• 9:25
  them
• 9:25
  how
• 9:26
  they
• 9:26
  can
• 9:26
  trust
• 9:26
  in
• 9:26
  you,
• 9:27
  Lord,
• 9:27
  and
• 9:27
  how
• 9:27
  they
• 9:28
  can
• 9:28
  find
• 9:29
  true
• 9:29
  peace
• 9:31
  and
• 9:31
  stop
• 9:32
  worshiping
• 9:33
  that
• 9:33
  idol
• 9:33
  of
• 9:33
  the
• 9:33
  almighty
• 9:34
  dollar
• 9:34
  and
• 9:35
  start
• 9:35
  worshiping
• 9:35
  the
• 9:36
  only
• 9:36
  true
• 9:37
  savior
• 9:37
  of
• 9:37
  the
• 9:38
  world.
• 9:38
  And
• 9:38
  that's
• 9:38
  you,
• 9:38
  Lord.
• 9:39
  Help
• 9:39
  them
• 9:39
  to
• 9:40
  gain
• 9:40
  that
• 9:40
  trust
• 9:40
  in
• 9:40
  you,
• 9:41
  Lord.
• 9:41
  And
• 9:41
  we
• 9:41
  ask
• 9:42
  this
• 9:42
  with
• 9:42
  confidence
• 9:43
  in
• 9:44
  the
• 9:44
  name
• 9:44
  of
• 9:44
  Jesus.
• 9:45
  Amen.
• 9:47
  So
• 9:47
  here's
• 9:47
  my
• 9:47
  encouragement
• 9:48
  for
• 9:48
  you
• 9:48
  today.
• 9:48
  I
• 9:48
  want
• 9:49
  you
• 9:49
  to
• 9:49
  just
• 9:49
  write
• 9:49
  down
• 9:50
  your
• 9:50
  top
• 9:50
  three
• 9:51
  financial
• 9:51
  worries.
• 9:52
  What
• 9:52
  are
• 9:53
  those
• 9:53
  things?
• 9:54
  I'm
• 9:54
  worried
• 9:54
  about
• 9:54
  paying
• 9:55
  off
• 9:55
  my
• 9:55
  debts.
• 9:55
  I'm
• 9:56
  worried
• 9:56
  about
• 9:56
  a
• 9:56
  college
• 9:57
  education.
• 9:57
  I'm
• 9:57
  worrying
• 9:58
  about
• 9:58
  retirement.
• 9:58
  Whatever
• 9:59
  those
• 9:59
  things
• 9:59
  are,
• 9:59
  just
• 10:00
  write
• 10:00
  them
• 10:00
  down.
• 10:01
  And
• 10:02
  then
• 10:02
  I
• 10:02
  want
• 10:02
  you
• 10:02
  to
• 10:02
  place
• 10:03
  scripture
• 10:03
  next
• 10:03
  to
• 10:04
  each
• 10:04
  one
• 10:04
  of
• 10:04
  those.
• 10:04
  And
• 10:04
  just
• 10:05
  remember
• 10:05
  this,
• 10:07
  anxiety
• 10:07
  doesn't
• 10:08
  pay
• 10:08
  the
• 10:08
  bills.
• 10:10
  Anxiety
• 10:10
  is
• 10:10
  never
• 10:10
  going
• 10:11
  to
• 10:11
  pay
• 10:11
  your
• 10:11
  bills.
• 10:11
  But
• 10:11
  trust
• 10:12
  in
• 10:12
  God,
• 10:13
  the
• 10:13
  only
• 10:14
  one
• 10:14
  that
• 10:14
  you
• 10:14
  can
• 10:14
  actually
• 10:15
  trust
• 10:15
  in,
• 10:15
  provides
• 10:16
  peace
• 10:17
  that
• 10:17
  no
• 10:17
  money
• 10:17
  can
• 10:18
  buy.
• 10:18
  And
• 10:19
  listen,
• 10:19
  I
• 10:19
  want
• 10:19
  to
• 10:19
  help
• 10:19
  you
• 10:19
  along
• 10:20
  this
• 10:20
  journey.
• 10:20
  I
• 10:20
  just
• 10:20
  finished
• 10:21
  writing
• 10:21
  my
• 10:21
  third
• 10:22
  book.
• 10:22
  It's
• 10:22
  called
• 10:22
  Becoming
• 10:23
  a
• 10:23
  Financially
• 10:24
  Confident
• 10:24
  Christian.
• 10:24
  And
• 10:25
  I
• 10:25
  want
• 10:25
  to
• 10:25
  give
• 10:25
  you
• 10:25
  a
• 10:25
  free
• 10:26
  copy
• 10:26
  of
• 10:26
  that
• 10:26
  book
• 10:26
  so
• 10:27
  that
• 10:27
  you
• 10:27
  can
• 10:27
  start
• 10:27
  on
• 10:28
  this
• 10:28
  journey
• 10:28
  to
• 10:29
  moving
• 10:29
  away
• 10:29
  from
• 10:30
  anxiety,
• 10:30
  to
• 10:31
  moving
• 10:31
  away
• 10:31
  from
• 10:31
  that
• 10:32
  cycle
• 10:32
  of
• 10:32
  financial
• 10:33
  shame
• 10:34
  and
• 10:34
  step
• 10:34
  into
• 10:34
  a
• 10:35
  place
• 10:35
  of
• 10:35
  confidence.
• 10:35
  You
• 10:35
  can
• 10:36
  get
• 10:36
  that
• 10:36
  book
• 10:36
  by
• 10:36
  going
• 10:37
  to
• 10:37
  financiallyconfidentchristian.com
• 10:41
  I
• 10:41
  want
• 10:41
  to
• 10:41
  give
• 10:41
  it
• 10:41
  to
• 10:41
  you
• 10:41
  absolutely
• 10:42
  free.
• 10:42
  You
• 10:42
  can
• 10:42
  download
• 10:43
  the
• 10:43
  book.
• 10:43
  Just
• 10:43
  go
• 10:43
  right
• 10:44
  to
• 10:44
  that
• 10:44
  website.
• 10:45
  That's
• 10:45
  financiallyconfidentchristian.com
• 10:48
  becoming.
• 10:49
  And
• 10:49
  today
• 10:49
  I
• 10:50
  just
• 10:50
  want
• 10:50
  to
• 10:50
  encourage
• 10:50
  you.
• 10:51
  Have
• 10:51
  confidence
• 10:52
  in
• 10:52
  yourself.
• 10:52
  I
• 10:52
  have
• 10:53
  confidence
• 10:53
  in
• 10:53
  you
• 10:53
  can
• 10:53
  do
• 10:54
  this.
• 10:55
  Just
• 10:55
  say
• 10:55
  to
• 10:55
  God,
• 10:56
  lord,
• 10:56
  I
• 10:56
  need
• 10:56
  your
• 10:56
  help.
• 10:56
  I
• 10:57
  need
• 10:57
  to
• 10:57
  break
• 10:57
  out
• 10:57
  of
• 10:58
  this
• 10:58
  feeling
• 10:58
  of
• 10:58
  anxiety.
• 11:00
  So
• 11:00
  God
• 11:00
  bless
• 11:00
  you
• 11:01
  and
• 11:01
  you
• 11:01
  have
• 11:01
  a
• 11:01
  great
• 11:01
  day
• 11:02
  today.