Latest / Cultural Wars | America Out Loud News / Built, not begged for: Entrepreneurship as the path to freedom

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Built, not begged for: Entrepreneurship as the path to freedom · Cultural Wars | America Out Loud News

0:06
Welcome to the tow.
0:09
Take a deep breath.
0:11
Take the higher road.
0:13
That's what they always say.
0:15
If they know the way, they won't take it from me.
0:20
Don't ever dive yourself for swiping just a dream.
0:24
You made your own so kid can scream.
0:27
The people who laugh with a never ending force.
0:31
You never have the chance.
0:33
So watch a win for my friend because this is time and this is why.
0:55
Today's conversation is not just about business, it's about independence.
0:59
It's about sovereignty.
1:01
It is about breaking generational dependency on systems that were never designed to make you free.
1:07
For years, many of us believed the formula.
1:09
Go to school, get the degree, get the job, stay loyal, climb the ladder, retire safely.
1:16
But what happens when the ladder is leaning against the wrong building?
1:20
What happens when the system you were told to depend on no longer protects you?
1:25
Nurses saw this firsthand.
1:27
Small business owners and entrepreneurs saw it firsthand.
1:31
Entire industries shut down overnight.
1:34
Licenses were weaponized, compliance was demanded, and independence was punished.
1:39
And in that moment, many of us realized if you do not own something, you are owned by something.
1:46
And that realization is what leads to entrepreneurship.
1:49
It's not greed, it's not hustle culture, not the Lamborghinis, but it's sovereignty.
1:55
You don't have to rage against the system.
1:57
You can outgrow it.
1:59
You don't have to beg institutions to change.
2:02
You can build alternatives.
2:04
The future belongs to the builders, to the founders.
2:08
To those who understand structure.
2:11
If you are a nurse, a professional, a parent, just a normal everyday citizen.
2:16
Stop asking, will they let me?
2:19
And start asking, what can I build?
2:22
Today we're going to talk about breaking dependency on centralized systems, building fundable businesses, corporate credit versus personal debt, asset protection, legal frameworks that protect entrepreneurs and why nurses especially should be thinking from this founder's mindset.
2:41
You're listening to the nurses report on America Out Loud Talk Radio.
2:45
I'm your host, Nurse Kimberly Overton.
2:47
Before we get started today, I do want to encourage our listeners.
2:50
If you have questions or comments, or perhaps you want to share your own experiences with what you're seeing on the front lines of healthcare, you can now submit those to us directly by emailing us at nurses at AmericaOut Loud.news.
3:02
We would love to hear from you.
3:03
We encourage all of you to engage in the battle and find your voice in this fight.
3:08
But until you're able to do that, we will continue to be that voice for you.
3:12
My guest today is someone who understands this terrain well.
3:16
Greg Williams is an entrepreneur, business advisor, and managing member of PSI Solutions LLC.
3:22
He helps entrepreneurs build fundable companies, optimize financial structures, develop scalable income strategies, and protect long-term assets.
3:31
But what makes Greg unique isn't just his financial knowledge, it is his operational background.
3:37
Law enforcement, fire EMS response, search and rescue operations and skilled traits.
3:44
He has led from the front lines.
3:54
He studied grant proposal writing through the University of Notre Dame Business School.
3:59
He understands risks, he understands systems, and he understands what it takes to build something that lasts.
4:11
Thank you, Kimberly.
4:12
You make me sound pretty good.
4:13
I appreciate that.
4:14
Hey, no problem.
4:15
You know, whatever I can do.
4:16
I try.
4:18
You know, I love what you guys do.
4:19
I like I I really really resonated with the future belongs to the builders.
4:24
I love that line.
4:25
That was awesome.
4:26
Yeah, and it it truly does.
4:28
It truly does.
4:29
I think that was one of the if 2020 right showed us anything, it is that we can no longer be dependent on systems.
4:37
When I realized that I was, it's either get a jab or you know, I'm not going to be able to feed my family.
4:44
I'm not going to be able to have an income.
4:47
That didn't sit well with me.
4:50
No, and it shouldn't.
4:52
Yeah.
4:53
So that was kind of the moment for me when I was like, you know, never again am I going to find myself in a position where I am completely reliant on someone for my way of life.
5:03
Um and that was when I I made the decision that you know we are going to start building.
5:08
I didn't know what it was at that time, but I knew that we were going to start building.
5:14
But I want to start.
5:16
You know, yeah, you know, we do we do what we gotta do.
5:19
But I want to start.
5:20
So you're you didn't necessarily start in finance.
5:26
Where tell me about your background a little bit.
5:30
Well, um, you know, you know, I you and I have talked before, and I've told you a little bit.
5:34
I have all my parents are kind of entrepreneurial.
5:38
Well, not kind of.
5:39
They my parents are entrepreneurial.
5:41
Um, they both worked for somebody and they've both been business owners.
5:45
And my dad is very independent-minded.
5:51
He's a uh combat marine veteran from the Vietnam era, and it's very much you handle your stuff, you know.
5:59
And so from a very young age, I mean, you can laugh, you chuckle at this.
6:04
Picture me at five years old, wanting G.I.
6:06
Joe's, and mom and dad said, Yeah, cool.
6:08
Where's money gonna come from?
6:10
And so I said, Well, you know, five-year-old me figured this one out.
6:14
I can almost reach the handle to the lawnmower.
6:17
How about I mow lawns to make money?
6:19
And picture that five-year-old kid running an old snapper lawnmower, and I wasn't tall enough to turn the mower just by turning it.
6:28
I had to actually pull the handle down, which brought the fun tires and of course the blade.
6:33
I mean, parents today be arrested for what I did when I was a kid, but and then you know, put it back down, those blades just to spin in and away I went.
6:40
And uh, gosh darn, I think uh I think G.I.
6:42
Joe's back in the day were two dollars, and that was one or two yards, and I could go buy my newest G.I.
6:48
Joe, and that that was my entrance into entrepreneurship.
6:52
But what I didn't learn way back then is unfortunately how to do it correctly, what potholes to avoid, where are the landmines, and what are the tricks that and I'm using air quotes here, they don't want you to know.
7:06
And I get that that sounds like a tagline to get you to open some stupid spam email, but there really is a they, and they really don't want you to know.
7:14
And so a lot of what I do now is spend time researching, investigating, and uncovering the secrets secrets, which are always evolving, by the way.
7:26
And and right now it seems like we're in a season where they're evolving even faster.
7:30
What you knew last year in 2025, we're barely into 2026, and things are already changing.
7:37
And so that's a lot of what I do is excuse me, reverse engineer, and then try to stay abreast of what's new to help my people that come to me navigate the system and not get buried, even if you did know and knew the old school, you can get buried that way, or because you knew nothing, get completely taken advantage of and get buried.
7:58
And that's actually something that I'm working on right now with a company that we'll talk about a little bit later.
8:03
They got they got handed to them real bad in a bad way because they trusted somebody they shouldn't.
8:09
And so I like to help people not make that mistake.
8:12
And I think that is so important.
8:14
And you know, I what I really love about I think so many more people are becoming.
8:18
I think I've always had an entrepreneurial spirit, and I'm kind of the same as you, you know.
8:22
I was I was doing things from a young age.
8:24
I I just always wanted to have my own business and would start doing different things when I was uh really young.
8:29
Um, and it for me though, it's it really wasn't, I'm not very financially motivated.
8:34
Of course, we all want to make money, we all need to make money, and and that is great.
8:38
But what I really love about it is like I don't wake up every day chasing money, but I do wake up every day wanting more operational control.
8:46
And I think that's very different.
8:47
There's just this a huge difference between someone who wants to just quote unquote make money and someone really who wants to reduce system vulnerability, and that's the way that I come at it.
8:58
Are you would you say that yours is similar?
9:01
Very much.
9:02
Um of the things that people tell me a lot, you know, the the millionaires and billionaires that that I've learned from and stuff.
9:11
They'll they'll have a mindset oftentimes of what they consider low-hanging fruit, being well, stop dealing with the people that aren't already millionaires.
9:20
And you know, there's more money in dealing with millionaires, millionaires will pay you.
9:24
They already have the mindset they know, and all of those things are true, they really are.
9:29
Uh, people that that got to where they are by paying people to do work for them will pay you what you're worth.
9:35
That is a legitimate thing.
9:38
However, what if we just made more millionaires?
9:42
What if we took Joe and Susie off the street that make an incredible, I don't know, uh chocolate chip cookie and and uh uh lemonade, right?
9:53
And we start teaching them at a very young age how to set aside the right funds for this and how to look forward.
10:00
The paperwork for that and how to structure things so that when they get to be tax paying age, they're not giving 60, 70, 80 percent of their income away in taxes, and they're setting up basically using the tricks that the the extremely uber wealthy use every day and don't tell us about.
10:19
What if we just educate people that are willing, and I don't want to educate the people, honestly, that are motivated purely by money.
10:26
I don't those people to me, and I'm sorry to use the term those people, but I don't like working with people that are solely motivated by being rich because to me, you aren't you might have a lot of fiat currency, which I mean, I don't I don't want to take too big of a dog leg.
10:46
That's not even legitimate money in the United States, it's not constitutional.
10:49
Yeah, so cool, you have a lot of pretty paper.
10:53
That doesn't make you a wealthy person.
10:55
What makes you wealthy, in my opinion, is yeah, not having order off the side of the menu.
11:02
When you could instead order off of the healthy side of the menu, or more importantly to me, when you see the little old man in the corner eating by himself, or you see the young family, and you can tell dad's sweating the bill, yeah, and and you pay that bill on your way out, that's that's wealth.
11:24
Yeah, oh, I I completely agree with you, and you know, we put too much emphasis on on the financial aspect.
11:31
And you were talking earlier about um, you know, millionaires and dealing with the more millionaires, and you know, when I started, I think it's also important to know that you can start something with nothing, and I am living proof of that.
11:43
I am living proof because I had nothing when I started remnant.
11:47
I started I had nothing but a vision for for what I wanted to create.
11:53
I had a vision of what I wanted to create, not to make money, but to to heal people and to make to heal humanity and to make the world a better place.
12:02
Um, to give us an alternative to the broken systems that we've been dealing with for decades, probably centuries at this point.
12:09
Um, so I think it's really important because people say, Well, I don't have the money, I don't have the ability to get funding, and that that might be true, but I just really want to encourage people that it can be done.
12:22
Now it's gonna take a lot of work, that's for sure.
12:25
Um, and it's gonna take a lot of work and a lot of time and energy, but I was able to create something with remnant out of absolute vapor.
12:33
We never had any outside funding.
12:35
Um, what I did was I I started this.
12:38
I actually went about it this way.
12:40
I had people that wanted to fund what we were doing, um, but I refused because um when you take money and funding and and things like that, then um a lot of times that money, those dollar signs come with a lot of strings attached to them, right?
12:55
So um that was never anything that I wanted to do.
12:58
I wanted to be able to create something completely all on our own and be completely self-sustainable, and we've been able to do that three years in.
13:04
We are still afloat.
13:06
I said we're not making millions, but we are um helping people and healing people, and and it's a beautiful fulfilling mission that we are out here doing every day, and again, from vapor.
13:17
So I really just wanted to make that point that even if you don't have a funding source, if you have the heart and the passion and you have the dedication, you can make things happen.
13:28
Would you agree with that?
13:31
I absolutely do.
13:32
Um, and the way you got to look at it is you're going to spend something, you're either going to spend time or you're gonna spend money.
13:40
There, that's all there is to it.
13:41
You're gonna spend something.
13:42
People that that listen to the late night crap infercials that say you too can be rich, but wait, there's more, and and they're just selling you a program that tells you that all you have to do is buy the program, none of those work.
13:55
Now, there are programs you could buy, and those programs can teach you, but you're still gonna have to depart your backside from the couch and get out and go do something.
14:03
Yes, and the nice thing about the time versus money thing is time doesn't cost you fiat currency.
14:11
The caveat to that is time is the only thing that we have, it's the only commodity that we have that cannot be replenished.
14:21
Money can, forestry can, heck, even oil can bacon definitely can, but and don't give me start on coffee, but as far as commodities go, time is the only one that not only cannot be replaced, you don't see the end of it, you don't know what your balance is.
14:42
So the reason I say that's good is spend a little bit.
14:45
If you're in that place that you were just talking about, Kimberly, if any of your listeners are in that place where they don't have two nickels to rub together and make them both shiny, fine, do some footwork, do some legwork, do some eyeball work, open a book, read something, learn from somebody that's willing to teach you correctly, somebody that you trust or an actual mentor, and then you can utilize that time to make the money, and then you can start using that money to make the time not go so fast.
15:14
That's the goal, really.
15:15
I don't need to have 10 million dollars a day coming into my account.
15:20
What I need to have for me is a place that's mine, a place I can grow food, a place that you know, I know that no matter what the government does or what the weather does, I have food, water, and shelter.
15:33
That's a certain level of wealth, no matter how large the place is or not, that is a certain level of wealth.
15:39
Some people beat themselves into the ground 80 hours a week so that they can afford to go on a vacation somewhere on the other side of the world.
15:45
And what do you do usually when you do I've done this?
15:48
You sleep during the vacation because you're pouring yourself out of the way.
15:52
Exactly.
15:53
Was that a trade-off?
15:54
Was that juice worth the squeeze?
15:56
And I say oftentimes it wasn't, but in the beginning, it's okay to wear yourself down a little bit.
16:02
It's okay to take a paper route or you know, a second job, or you know, whatever bust dishes at a at a local diner that needs a little help, two businesses helping each other.
16:12
That's okay in the beginning.
16:14
Wear yourself out a little, but have an end goal, have a stop point, have a a limit of how much of my whatever blood, sweat, and tears am I willing to get to establish traction to go where I want to go.
16:26
You got to have that site, and and honestly, I I invite people to write it down so that they can keep it in sight at two times.
16:33
One when you need that motivation, and one when you're there, so that if you got some certain and people have addictive personalities, if you had an addictive personality and you started seeing either the money or something, and you blew past your goal without checking yourself, you could end up in a situation you didn't want to be in.
16:54
And so I I encourage people get a goal, write it, work it.
16:58
And if it needs modification along the line, that's okay, but but don't ignore what your original goal was because you lost sight of it.
17:05
Yeah, and I think a lot of this is it's really all by design, and I really want to talk about this.
17:10
A lot of people find it very uncomfortable, but for decades, Americans were kind of sold the idea that the job, the nine to five is security.
17:21
But I mean, what we've seen in like I said, ever since 2020, what we've seen, hey, jobs can disappear, your license can be revoked if you speak against the narrative.
17:32
Entire industries can shut down.
17:34
Your bank accounts can uh freeze, or they they can pull all kinds of shenanigans.
17:40
Um, insurance can deny your coverage.
17:42
So I think that's kind of one of the biggest myths that people live uh, you know, that they believe about financial security is that they need to have this nine to five job, or they need to have the medical insurance, and that's what kind of keeps people tethered to those more traditional jobs is as the lie that they need this medical insurance and don't even get me started on how that's the biggest Ponzi scheme there ever was.
18:06
So, but do you agree with that assessment?
18:09
100%, and I know, and I don't I don't know your format and what you're willing to say on air and what you're willing to not say, but I know how you feel about certain institutions.
18:21
I was union for a while.
18:22
I I don't know of any law enforcement agencies that that don't have some sort of a operating agreement.
18:29
Um, and the reason I bring that up is that is the lure on the hook.
18:35
You've got a retirement plan, you've got this, you've got that, you've got this uh supposedly quote unquote amazing health care and all of these things.
18:45
Um what you'll notice when when you sorry about that.
18:51
Um, I got my guard dog with me.
18:54
Um what you'll notice is when they give you your next raise, for instance, and and I worked for the state of California for a lot of years, and and one of the things they do is this little bait and switch.
19:06
We're gonna give you this wonderful raise.
19:08
Look, now you're making $800 more a month, but you're not.
19:11
What they did is they elevated you into another tax bracket by $800 a month, but they took 795 and put it into your health care expenses that just happened to go up.
19:22
You didn't win, you lost because now you're in another tax bracket, and a lot of people they're so like you said, they're so stuck on the 1950s model of you gotta go to you gotta go to university, you gotta get a job with retirement, you gotta do this, you gotta do that.
19:42
And that's anymore, it's been stripped down, there's barely even any any meat on that hook anymore.
19:48
You know, people don't even realize it's just a shiny flopping piece of metal with with a sharpened tip.
19:53
There, there's just not that much there.
19:56
Now, I don't mean to sound unappreciative.
20:00
For what I ended up with out of the deal.
20:03
Um, it did get me to the point where I could do this.
20:07
Yeah.
20:07
Um, but it's not what it once was, where there was a golden parachute and a watch at 15, 20 years, and and you could buy an RV and the little lady could stay home and never have to work a day in her life, and you could travel the US and see your kids and grandkids and your shiny new RB and keep your house.
20:25
That's just not the way it is in probably 95% of those environments anymore.
20:32
So the model's broken, and society hasn't figured that out by and large yet.
20:39
And that's that's another reason I I love what you do is you get your word out there on a lot of things and bringing this into that.
20:45
I'm really happy to be here for that.
20:47
Yeah, definitely.
20:48
And I think you know, a lot of people, and we have to, we would be really remiss to not talk about how and it's a whole other conversation, but how you know job security is going to be um really threatened here with AI is moving in and and really is going to be replacing a lot of jobs.
21:05
I think that a lot of nurses became nurses, not so much unfortunately, not so much because they were called to do it, but more so because of the job security.
21:14
Many nurses believe that they are safe, you know, quote unquote, because they are needed, because everybody, people are always going to get sick, especially in the way the system is designed.
21:25
Everybody's getting sick all the time.
21:26
Nurses will always be needed, but I think it's really important to make this distinction that being needed and being protected are not the same thing.
21:36
They're not the same thing.
21:37
If we can be, if we're in this system that can dictate your practice, your speech, your compliance, your licensure, you don't own your career.
21:47
You're a puppet, plain and simple.
21:50
You know, that's absolutely correct.
21:52
And and we saw that happen.
21:54
Um, I had at the time a very good, I thought a very good friend of mine was my chiropractor.
22:00
And uh she went, she fully agreed with a lot of things I said, you know, we shouldn't be doing this, we shouldn't be doing that, we shouldn't have this, we shouldn't have that.
22:09
It shouldn't be a requirement.
22:11
But she was under so much pressure that she would lose her license, which she was the breadwinner of the house, and that you know, they had a mortgage, they had all the stuff, and she, in order to stay in business, had to sway a little bit.
22:25
Now, to her credit, she would only sway as far as absolutely necessary, and she gave me a lot of lateral leeway whenever I would come in.
22:34
Uh, because she knew exactly how I felt about all of it.
22:37
I wasn't extremely quiet during that time.
22:40
No, you're kidding.
22:42
I was the crazy one.
22:43
I was the guy in the tinfoil hat to everybody, even some of my family for a long time is you know, that can't be, they wouldn't do that.
22:50
Well, that they are doing that, and and part of what, and I don't know how to do this without sounding like I'm a complete rabbit trail, but part of what keeps you alive in environments like high security law enforcement, you know, for my brothers and sisters in the military, part of what keeps you alive on the day to day is the ability to recognize patterns.
23:11
And if you look, you know, nothing new under the sun, that statement isn't a new statement, but it's very true.
23:18
A lot of these things that are being done now, we saw in the 80s with AIDS.
23:22
We saw, you know, even previous.
23:24
Now I was a kid in the 80s, but that tells you how old I am to some of you people.
23:29
But uh Yeah, you would be yeah, right, youngster.
23:34
Um, but but if you really study your history, you'll see that almost nothing we're looking at now hasn't been done before.
23:42
Like, here's an example.
23:43
Here's a jab, you know, here's a cookie or a donut, or what like if it was legitimately everything they told you it was supposed to be in the golden fix to everything, they had to charge you out the nose, like, oh, I don't know, insulin.
23:56
Exactly.
23:57
No, they bribed you and commanded you and gave you junk food and and whatever else to to do this, or you lose your job.
24:06
No, you know, that's uh it wouldn't be of high value and bribe you to take it.
24:14
That's that's just that doesn't go together.
24:16
Exactly.
24:17
And Greg, you specialize in helping entrepreneurs build fundable companies.
24:22
So we should probably talk a little more after the show.
24:24
But anyway, you specialize in helping entrepreneurs to build quote unquote fundable companies.
24:30
And I think that word is important to you.
24:32
What is what makes a business fundable?
24:36
And I'm taking notes, by the way.
24:37
And this is oh, you know, I you know I got your back, Kim.
24:40
I love you.
24:40
I'm gonna make sure you're good.
24:41
But um, or in conjunction with this is where I'm gonna talk to where my mouth is dry, and I apologize in advance, but well, let's start with a with a couple of quick stories.
24:54
Um, and let's start with the well, I call it most relevant, but to this show, the most relevant.
25:00
Um, as you know, I'm traveling all over the the western and southern part of the U.S.
25:04
right now, and now here I am in Tennessee.
25:07
And um my business isn't necessarily structured to do one-on-one, but I but I do pick a few cases a year where I'll do a one-on-one or a you know a very dedicated to just this cause, whether it's and the reason I say not one on one, the the business I'm working in with right now that I'm about to mention is is a four-person membership.
25:31
So one on one isn't super accurate, but but my business and your business or your business that we're building is that one on one.
25:38
So just to be clear, but I got down here and fell into that one.
25:43
I went to visit a buddy of mine, um, and we got to talking, and he introduced me to a friend of his, and we got to talking, and this guy is a tech whiz.
25:52
Um, he doesn't just fix computers, he he, you know, he built them and just an absolute whiz with tech, not with money, not with business structure.
26:05
And that's what you run into a lot.
26:06
And honestly, there's nothing, well, there isn't anything wrong with that, because people that have a specialty should really excel in that specialty, but then you have to tap somebody to do the parts you don't know if you want to grow.
26:20
This guy has his sights set on a company that I won't mention by name, but somewhere along the line, somebody took a big bite out of the side.
26:28
So you figure that out which company he wants to go after and and really be competent competitive with over the years, and that's a that's a lofty goal.
26:36
The cool thing about it, this guy doesn't want to have 10 learner jets and his own, you know, slew of mansions.
26:46
And this is one of the reasons I got in with them the way I did talking to the guy, he didn't really know what I did yet, and I didn't really know his goal, but but in spending time, we played some pool together and whatnot, and we just were having conversation, and I decided I'm gonna help these guys.
27:00
And in the beginning, I was helping them for free, and here's why.
27:03
And no, don't ask me for that.
27:05
But I mean, the listeners, you can, but but I can't have 10,000 listeners going, I want free help.
27:11
Um and I don't know, you probably have more listeners than that.
27:15
But I hope so.
27:17
Yeah, um, but but percentage-wise, I just figured 10,000 would reach out.
27:22
Um, but what they did is they know their business really well, they know technology, they have spent a better part of two decades building relationships, which in any business you need relationships, and uh setting up vendors and and making sure that they've got connections in place and and what are you know, and anybody that's ever been in retail, what are my break numbers, what are my next break numbers?
27:49
Is is 5,000 units a big enough order for you to take me serious.
27:53
He did all of that for 20 years, and anybody that knows tech knows the minute you buy a laptop and leave the the box store with it, you know, best buy, by the minute you clear that door in Best Buy, that optop is obsolete.
28:05
So in order to stay on top of it for 20 years, he didn't even have to tell me how many hours he's put in.
28:10
I knew and so the issue was they trusted somebody, they trusted somebody that looked legit and had a wonderful plan, supposedly, and made them all these fancy promises, and the long and the short of it is they ended up in a contract that really put them on the wrong side of about 2.3 million dollars.
28:35
No, and not only the wrong side of 2.3 million dollars, 2.3 million dollars in loans with interest payments, and they literally got nothing out of it but headache, they're they're being threatened with all kinds of stuff because this company wasn't legit.
28:50
And so I looked at that, and with my background in law enforcement, my background in in study of law, and on all I've got some great mentors in the in the legal field and law field.
29:01
I looked at that and said, no, this is what you're gonna do.
29:03
And I stepped in for free because you know, I care about these guys, friends of mine.
29:07
This is what you're gonna do.
29:08
This is what you're gonna not say.
29:10
Do not say this, do not say that, never react, always respond.
29:15
And what I mean by that, take the emotion out, it's emotional.
29:19
2.3 mil.
29:20
I don't have that in my sock drawer.
29:21
I get it, but I just kind of taught them a little bit how law works, a little bit how business structure works, and what we ended up doing is completely killing that first company that these other guys supposedly started them with and started them over from scratch under a new name, under a better structure, and getting them immediately fundable.
29:44
And the reason I say it that way, and you said it that way, there's a difference.
29:49
Um, which leads me to the second segue, and I know it's wordy, I apologize.
29:53
Get some coffee, we'll be done in a minute.
29:55
Um here's the difference that a lot of people don't know.
29:59
The
30:00
The Because you're not taught.
30:03
Nobody teaches you this.
30:04
You can't go down to the local community college still to this day, to my knowledge, and get this information that I'm about to give you guys for free.
30:10
The first 10 to 11 things you do informing your entity, whether it be an LLC, an S Corp, C Corp, whatever it is, sole proprietorship.
30:20
Those steps matter to somebody that decides whether or not you're legitimate and worth giving money to, loaning money to.
30:28
Well, I want to tell you why I'm gonna stop you right there because I'm up against a hard break, and I don't want my listeners to miss this.
30:35
This sounds like a very important part of the conversation.
30:37
Um, so if we can, we'll pick it up right after my break and and review those steps.
30:43
Sounds good.
30:44
Thank you.
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Welcome back to the nurses report on America Out Loud Talk Radio.
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36:01
If you're just joining us, I've been talking with entrepreneur and business advisor Greg Williams.
36:07
Let's jump right back in.
36:08
Greg, thank you again for being here.
36:11
Uh, right before we pivoted to break, we were talking about these very important steps in making a business fundable.
36:19
So I'll let you pick that back up.
36:21
Okay, thank you.
36:22
Yeah.
36:22
Um, and I and I don't have time to go through everything in detail right now, or you know, your show would be pretty long, but I wanted to kind of give another example if I could, um, using my my very brother-in-law as an example.
36:35
Um, had a great as far as you know, the the institutional jobs we were talking about in the beginning of the show.
36:42
He had a great one.
36:43
He ran heavy equipment for the forestry service federal.
36:46
And man, what a great package that was.
36:48
You know, the pay was was real respectable.
36:51
And shoot, the the benefits package is I didn't even have that in my job.
36:56
And it and it was great, but whatever happened, he wanted to walk away and and become, you know, an entrepreneur.
37:02
Um, and he's got tons of no that guy can make an excavator dance or pluck the hairs off a flea.
37:09
I mean, he's good at what he does, but he doesn't know formation.
37:13
And that's not a slam on anybody.
37:15
I didn't know.
37:16
And that's why I decided to learn.
37:18
I got knocked down too many times.
37:20
Why did I get knocked down?
37:21
Nobody can tell me.
37:22
Well, I'm gonna go figure this out.
37:24
The reason I bring him up is we were talking one day, and I said, What's your plan?
37:28
He said, Well, I want to get a log truck.
37:30
And I said, Okay, cool.
37:30
There's 250,000 for a used one.
37:33
Three thousand dollars by the time you put another set of dry wheels on it, and you haven't addressed the 300 gallons and fuel yet.
37:39
So, how does that look to you?
37:40
And he's eyes got pretty big.
37:42
And I said, And then there's insurance and there's this and there's that.
37:45
And I said, How are you gonna form it?
37:46
He goes, I don't know.
37:47
So, well, you're gonna be a soul prop, or you're gonna be LLC.
37:49
What do you I don't know?
37:51
And again, this is no slight on him.
37:52
You know, he's great at what he does.
37:55
And I said, Well, let's let's okay, let's just assume you're gonna go LLC to start.
38:00
You can always and that's uh what many people don't know.
38:02
You can change that along the line.
38:04
As your business grows, you can go from an LLC to a C Corp to an S-corp, whatever it is you need to do, whatever fits your this is all basically just tax information that the federal government reads and decides what kind of entity you are.
38:17
It can be modified in most cases.
38:19
So I said, let's start with an LLC.
38:21
And I said, What are you gonna do?
38:23
He goes, Well, I don't know, I guess trucking.
38:25
The reason I'm telling this part of the story is what most people don't know is there are codes in AI in AICS is what they're called.
38:35
Some people call them NIAX codes, I call them Nakes codes because let's put the letters where they go.
38:40
Um what these codes are, and and I don't have my database in front of me.
38:44
It's it's clear back home.
38:46
Um, but I believe if I remember right, there's 37,000 potential codes, if I remember correctly that number.
38:53
And it's just this level of codes that says where do we put you in the system?
39:00
There are red flag codes and there are green flag codes.
39:03
And let me tell you something.
39:05
And I hope you've got some some nurses out there that have truck drivers because nurses and truck drivers, you guys uh uh linemen, power guys, you guys are heroes that don't get the 10% discount.
39:17
And so I got a soft spot for you.
39:20
General trucking is a red flag to bankers.
39:25
So unless you have a million dollar fund somewhere for you to go out and buy a brand new truck and do all the things you need to do to keep yourself in business for a year or two till you get profitable on your own.
39:36
Good luck finding anybody that will loan you money.
39:39
Yeah.
39:40
Okay, well, that sounds like a bad thing.
39:42
But I looked over and I said, What's that over there?
39:44
And I pointed across the yard.
39:45
He goes, My excavator?
39:46
I said, Yeah.
39:47
That's my excavator.
39:48
I said, Okay, do you ever use it?
39:50
He said, Yeah.
39:50
Did you ever get paid for that?
39:52
Well, yeah.
39:53
So, okay, then you were not general trucking.
39:56
You are now a land clearing and excavation expert that happens to own a truck.
40:00
Because that's a green flag.
40:01
That's a different NyX code, Nakes code.
40:04
His eyes got so big.
40:06
He never ever would have thought of that.
40:08
But the difference is never getting funded and getting funded within 30 days.
40:13
That's a big difference for somebody starting out, especially when you got little kids depending on you.
40:18
Yeah.
40:19
Yeah, it it really is.
40:22
And I again with the the whole the whole funding thing and being fundable and and all of these things.
40:28
I I think it's important for you know, you know, if you don't, if you want to do the easy way, I guess that you know, getting funding would be would be good.
40:36
And I there are so many things.
40:38
I think we could be so much further if we had had that funding, but it all seemed so daunting to me.
40:43
So maybe if I had somebody, you know, like you and your business kind of in my corner, that would have kind of made that clear because that that was the other thing that I worried so much about is that you know, I'm not I was like, I'm not a business woman nurse, right?
40:57
I'm I'm I'm coming in this.
40:59
I'm almost in a position of, I mean, well, not almost, I was in a position of extreme vulnerability.
41:06
I had given up my income.
41:07
I had no money.
41:08
They see me come, but they can see me coming a mile away, right?
41:11
And and I'm afraid that somebody is going to take advantage of me.
41:16
And uh and my naivety, my uh, you know, is as far as what I know about the business world and funding and finance.
41:22
So I think that really lends to you know, your argument that you that you need somebody like you to kind of step in and be a buffer.
41:32
Yes, yeah, and you know, and and I'm just gonna give this freebie to all of your listeners right now.
41:38
If you leave something up, huh?
41:41
We love freebies, yeah.
41:42
Well, you're gonna like what's coming next, let me tell you.
41:45
Um, if you look something up and the end of it is does funding or has money, you want to look real deep, real deep into that because I'm noticing a trend in those kinds of tags at the end of, you know, Apple Jacks does funding.
42:02
Uh well, maybe, or maybe he's just a guy that's gonna get five or ten people to give them 30,000, close down and never give them what they paid for, and then go start another company up because that's literally what happened to these guys that I that I stumbled on.
42:15
Yeah, uh well, I was introduced to by a friend.
42:18
Um, and that's where that 2.3 million dollar pile came from that that they accidentally stepped in.
42:24
Now they didn't actually pay that amount, but had they not had somebody like me, and there's plenty, you know, there's a few of us out there come along and say, Okay, this doesn't smell right, this doesn't smell right, this is how you ask for that.
42:37
This is what they're legally obligated to.
42:40
Luckily, this particular business was filed in Texas.
42:43
My business is filed in Texas.
42:44
I know a little bit about Texas Law.
42:46
They get real serious down there about you don't mess, don't mess with Texas.
42:53
That that doesn't just mean littering.
42:55
Um, so they're not in as bad of a situation as they thought, but there was some people that were that were using comments that as a trained first responder, and and you too, I'm sure have the same training that when people say these certain things, you stop, you don't pass go, you don't collect 200 bucks, you turn your head on that swivel and you make sure they're okay because these things lead to people taking their own lives, and when you're despondent because you trusted somebody you shouldn't have, and they put you in a situation where you went from being golden and perfectly set to how am I gonna make my next mortgage payment because these people took advantage, it can leave you feeling a little raw.
43:35
And that was literally the point when I stepped in.
43:38
So that's why we just completely shut the entire first section that they paid these guys to put together.
43:43
It was a complete lie.
43:44
And I'm not gonna name any names today.
43:47
Maybe through a PMA later, we can tell people specifically who to walk out watch out for.
43:52
Um, because I found out that they do this a lot.
43:54
They just like I said, they just rotate, take people, take advantage of people, and then just start all over again.
44:00
So I would like people to know who to watch out for, but I'm not just gonna say it on open air.
44:04
Um where were we going with that?
44:07
I'm sorry, I got side.
44:08
They make me really mad, and I focus on them.
44:11
Um, but but okay, so let's just go ahead and segue back to one of the main things I want to get out there today.
44:17
I mentioned this guy that that's been doing this business.
44:20
Uh, it's called Volteran Technologies.
44:24
And he's got a heart for people, I've got a heart for people, and we're gonna push this thing through.
44:31
And and I have the authority to make this offer today.
44:36
What we decided is rather than go out there and pay a whole bunch of money for Facebook ads and and you know, Roku ads and radio ads and and uh you know, Google ads and all these things that can really just suck you dry.
44:52
Why don't we give that money in a way to like-minded people?
45:00
And the whole tagline of our company is basically everyday heroes.
45:04
We want everyday heroes, well, Voltairean technologies.
45:08
The the destructure is we would like to see everybody be able to access the technology that they need.
45:17
And originally, Kimberly, you and I spoke, and I said I'd like to talk to them and see what they say about offering your listeners uh a 20% discount on either a laptop or a smartwatch or something that I think they could use, and just for being a listener, give them a discount code to do that.
45:36
Yeah, that'd be great.
45:37
We went bigger.
45:38
I love it.
45:39
We are going to, huh?
45:41
I love it.
45:41
I love it.
45:42
Tell me.
45:43
I'm I'm shaky saying this.
45:45
I am so excited.
45:46
I I am.
45:46
I'm like, I want to jump up and down, but I'd hit my head on the roof of the truck.
45:50
Um I I have the hugest smile on my face right now.
45:54
We did the math, and we think that we can cover all of your listeners with a 25% discount site-wide, and just not spend any money for the next two months on other advertising in those things that I mentioned.
46:11
That's why not pass that money down.
46:14
So we're gonna give you a discount code for all of your listeners, and it's site-wide, and that and that site changes probably daily because it's tech stuff upgrades by the minute.
46:24
So we're talking drones, video game systems for the kids, uh, you name it, television security.
46:30
If you live in a neighborhood where you need extra cameras, we you know, Volteran Technologies has them.
46:35
I keep saying we, I'm they they decided that when I uh did all this stuff for them pro bono, they said you're never leaving, we're keeping you.
46:42
So love it.
46:44
So love it.
46:45
What's the uh what's the website?
46:48
Voltain technologies.
46:49
I you know what I'm literally in my pickup right now, and I'll I'll send that to you.
46:53
You can put in the show notes, and we'll send you the sorry my throat's dry.
46:57
We'll send you the uh the the link and the promo code.
47:02
Perfect, and it's already set up.
47:03
I made sure that was I I got a hold of the website guy the other day, and it is set up since I think Saturday afternoon.
47:10
It was it's it's live and ready to go with that discount code.
47:14
So use that because I if I remember correctly, they're good, they're gonna go ahead and run that through March.
47:20
Um so get on the site, look around, see what you can use, and man, just take advantage of it because we want everyday heroes, and you know what?
47:30
I hope I don't get in trouble for this.
47:32
I think they'll be okay with it.
47:33
If you got a trucker or a lineman or another one of these everyday heroes that doesn't get a 10% discount at the donut shop, get them your code, let them show them and just let them let them get on and shop.
47:47
Absolutely.
47:47
I'm gonna I'm gonna share it with my if that's okay.
47:49
I would love to, you know, expand that to my broader um audience.
47:53
Uh, I have you know, many people that follow my my substack, and I would love to you know extend that to them as well.
48:00
Um, you know, have people that listen here and then people that that do follow me on Substack, and I would love to extend that because we have a lot of nurses and a lot of just like you said, everyday heroes, and you certainly don't have to be a first responder or a nurse to be a hero.
48:12
It's these people that are out here every day, um, you know, making the world go round, and especially the entrepreneurs and Lord knows we could all use the tech um as uh entrepreneurs and startups, we could all use things like a laptop.
48:25
I could probably use a smartwatch to start trying to be healthy again, but that's another episode.
48:30
So well, I'll tell you what, these guys are so thrilled.
48:33
Like I said, when you spend two decades putting the groundwork in, and then you finally trust somebody and and you got the wrong guy or wrong guys, and then somebody else comes along and says, I see what you were trying to do, let's get you there.
48:46
They are so excited that when I brought this up, they said, you know what, we'll make it happen.
48:51
And I was like, You're sure.
48:52
And they said, if we're gonna pay for advertising anyway, let's give it to the everyday heroes.
48:58
And I was like, Yes, yes.
48:59
I mean, I was so excited.
49:00
I was like, I I can't, I don't know if you can hear the smile on my face, but I was like beating on my steering wheel with excitement when when when the when the head guy said yes, I was like, right on, I will pass this on.
49:10
So yeah, I I love it.
49:12
Please extend my um appreciation for Volteran technologies.
49:16
Please let them know how much I appreciate it personally, and I know that my listeners and followers will as well.
49:22
That's an incredible offer, and we're very, very grateful.
49:24
Thank you so much.
49:25
You're welcome.
49:25
And you know what?
49:26
I've already told them about you, they love you too.
49:28
The three quarters at least of the upper end of that company is law enforcement, fire fighting, EMT, uh, military.
49:38
Um, man, what else?
49:39
I mean, so we get like as the foundation of the company, you know, we get it, you know.
49:46
But I I think that should be our other tagline.
49:48
We get it.
49:48
But they were very happy to hear that.
49:50
Uh, it didn't take them point seven five seconds to agree with that was being a good idea if we're gonna spend money anyway.
49:56
Let's just give it to people.
49:57
Yeah, let's just let them get it.
49:58
And the cool thing is.
50:00
You're not going to go on there more than likely right now and see a big name that starts with a P or a big name that starts with an A, you know, for your laptops.
50:08
But the cool thing is if you know what you're looking at in tech, what you are likely going to find from conversations I've had with the with the top dude is you're going to find two to three to five times the power, and you're going to find at least two times better case.
50:28
Like you're not going to find a plastic case for the same price.
50:31
You might find an all aluminum case laptop with 10 times the computing power for cheaper than a brand that starts with P and ends in Onyx.
50:40
Right.
50:40
Well, because you know you're just paying for the name at that point anyway.
50:44
You know, it's really um, and that I think we really need to move away from that.
50:48
We we do.
50:50
And with these connections he's been establishing for so long, he can go, hey, I need you to give me this.
50:56
What would it take to build something in these parameters?
50:59
And their question is, well, can you buy 10,000 units?
51:02
Okay, we'll build that for you.
51:04
And and stuff.
51:05
So and that is a really great place to be to have somebody at the top that knows exactly what he's talking about because you know, he'll tell you all about, and this might not be every nurse, but you know, maybe some of the nurses' kids will be able to go, okay.
51:17
I know what it means when you overclock a CPU.
51:20
And if one company is selling you supposedly this level of power and this level of speed, because they're overclocking their CPU, and this company over here, Company B is selling you this level of power and this level of speed, but they're just running straight.
51:37
That overclock unit's gonna heat up.
51:39
You're gonna lose your keyboard, you're gonna lose, you know, it's gonna burn your lap, you know, there it's it's not gonna last as long.
51:45
It might look like the same numbers, but if you know what the internals are, which this guy does, and you say, I want you to build me, but build it with this and not that.
51:55
That's where the I mean, yeah, the money savings is is good, but knowing that the internals are are trusted and put together by somebody that knows the business.
52:04
To me, that's even even better.
52:06
That's that's the that's the good ice cream on the side of that cake.
52:10
And who doesn't love a little bit of cake?
52:12
I mean, who doesn't love Andy's?
52:14
Just saying.
52:15
Oh, goodness.
52:16
Okay, well, that's a whole other conversation.
52:20
Oh, that's an inside joke between Greg and I, but we're gonna leave.
52:25
And I'm in trouble.
52:26
Right.
52:26
If y'all are wondering, I am now in trouble.
52:29
Yes.
52:29
If he wasn't in trouble, he is now.
52:33
I'll buy.
52:35
For a little plug for Andy's frozen custard anyway.
52:38
Yeah, let's get a hold of them and sponsor.
52:40
What do you say?
52:40
I can help you with it.
52:43
We're gonna, you know, it's gotta be healthier than ice cream, right?
52:47
Anyway.
52:48
Well, there's more, yeah, there's more protein.
52:49
So I'll I'm gonna put that in the yes column.
52:52
Um, I know we were probably run out of time, but but I don't want people to think that I only do corporate.
52:57
I also am forming a PMA.
53:00
It's not launched yet, but with PSA solutions, there's also going to be a PMA, a lot like what you have.
53:06
Yeah, and we're gonna help people with family structure too, because I don't remember the the percentage.
53:12
I've like I said, I'm not sitting in front of my big database computer in my office.
53:16
Um, but it's a high percentage of people that don't have any asset protection post living.
53:24
Um you probably see this a lot in your job too, I would imagine, where there either wasn't anything or there was a will, and they thought the will was a good idea.
53:34
I'm here to tell you a will is still gonna land you in probate court, asking, please, sir, may I?
53:41
And that's not the position you want to be in.
53:43
So eventually we're gonna have, and that's the other thing is I like to educate my employees much like you do, Kimberly, with your with your clientele.
53:51
You don't just go in and do the job and leave them wondering what happened in a whirlwind.
53:55
I know you better than that.
53:56
You're gonna go in and say, This is what's about to happen, and this is why.
54:01
Right.
54:01
And that leaves people in a lot better place.
54:03
I have zero problem.
54:05
In fact, my mom told me my whole life she thought I was I should have been a teacher.
54:08
And I don't know that that's true, but moms aren't wrong often.
54:11
No, and I like, yeah, my mom, my mom's awesome.
54:16
I like people to understand what time it is.
54:20
Yes, I like people to understand why we did step one and step one.
54:25
And so, you know, in in the first and why we did step seven at the seventh position and not at the first and not at the 11th, on forming a you know, your your entity or whatever.
54:34
Um, and I think you can kind of get it now, it's because of how banks and automated systems and don't get me started on automated systems today.
54:43
Oh, yeah, no, not a good not a set, not a good topic today.
54:46
Not a good topic today, not a good one.
54:48
But but going back to what I said with being in a very transitionary period right now where every day things are changing and moving in a different direction, you're gonna want to have a little bit of knowledge of how that automation works in order to be able to, or is supposed to work in order to be able to survive.
55:06
So I don't care if you're just literally selling, you know, homemade t-shirts on Etsy, it's a good idea to understand how to be funny because and here's why a lot of people that are thinking, well, I just do this as a hobby, I don't need to take it that serious.
55:21
Well, okay, but what if something hits and all of a sudden you have 250,000 orders on Etsy and you're going, whoa, you know, who thought that t shirt would have taken off, or who thought that mug would be such a big thing, and you're looking at the the potential profit on that order if you could fulfill it, would literally pay off your mortgage.
55:43
You know, and maybe maybe your spouse is in a place where their job is giving them 50 extra gray hairs an hour and you would love to bring them home.
55:52
And now you're like, well, crap, I wish I could buy these mugs in advance and and put this picture on them and fill that order, but I just can't.
56:00
Well, what if you could?
56:01
What if I could show you a way to build your entity, get it structured properly, get in front of people that can get you funding.
56:08
And when I say this, it does sound too good to be true, which is something I warn people about all the time.
56:14
It does.
56:16
But literally with this company now, I believe we established the new LLC less than two weeks ago.
56:23
And don't take away from the 20 years the guy put into it because we established a new LLC.
56:28
We had to do it because of the people doing the crooked stuff.
56:32
Right.
56:33
But I believe in less than 30 days, they will go from what banks look at as a brand new LLC because that's how they're gonna see it.
56:42
If we structure it properly in the struct in the proper steps, they could very easily see, and this is not a promise.
56:49
This is you know, all the all the stuff that you gotta say, no promises and whatever.
56:54
I believe in their situation, it's very possible that they'll have 150,000 worth of credit extended to them at zero percent interest.
57:03
That is not a typo, zero percent interest.
57:06
It's an introductory interest that usually lasts anywhere from 12 to 18 months.
57:12
I'm your host, nurse Kimberly Overton, and you can find me here every Wednesday morning at 10 a.m.
57:17
Eastern.
57:17
Until next time, be safe, be well, and God bless.
57:22
Remember, we are in a war for truth.
57:25
We are putting out a bounty on the real misinformation and exposing the purveyors of propaganda.
57:30
No topic is off limits as we shine our lights expose the darkness.
57:39
It's time and this is a good idea.