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How Fintech Is Using Satellite Data for Agricultural Lending
In this episode of Fintech Conversations, Lucas and Luna explore how fintech lenders are using satellite imagery to underwrite loans for smallholder farmers in emerging markets. They focus on a specific case: Apollo Agriculture in Kenya, which combines satellite data, machine learning, and mobile money to provide financing to farmers who lack traditional credit histories. The hosts discuss how this approach reduces default rates by up to 30 percent compared to traditional methods, the challenges of data accuracy and weather variability, and why this model could expand to other sectors like…
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